Avhareji yenguva yekubhadhara imba muAustralia
Kana iwe uine kurasikirwa mugore, yako mutero base ichava zero. Hazvina maturo kana mari yako yaunobvumirwa yakura kudarika mari yako yese. Unogona kuziva zvakawanda nezve mari yakawandisa uye kubviswa kunotenderwa paAustralian Tax Office (ATO) webhusaiti.
Iwe unofanirwa kutiudza huwandu hwese hwemabhenefiti anotaurika aunowana kubva kumushandi wako. Tichaikoshesa semari yekubatsira mhuri. Isu tinoongororawo mushandirwi-akapihwa fringe mabhenefiti anodarika zviuru gumi zvemadhora eMutariri Benefit uye Commonwealth Senior Health Card.
Kunyangwe dzisiri dzepurofiti, uchafanirwa kutiudza huwandu hwese hwaunogamuchira. Kana zvakadaro, tinogona kungoshandisa chikamu chekuwedzera kana tichiverenga mabhenefiti emhuri yako. Kana iwe usina chokwadi chekuti kambani yako isangano risingabatsiri, tarisa nenzvimbo yako yekubhadhara.
Mupiro wemudyandigere unotaurika mupiro waunoita iwe pachako waunoita kana kuti unoitirwa kuhomwe yemudyandigere. Iwe unozozviti sekuderedzwa kwemutero wemari paunoisa mutero wako wekudzoka. Uku kuderedzwa kunowedzerwa kune zvinosungirwa zvipo zvekambani yako. Ruzivo rwakawanda pamusoro pezvipo zvinobviswa zvemunhu zvinogona kuwanikwa pawebhusaiti yeATO.
Kudzoserwa kwemutero kunoonekwa semari yecentrelink
Matemu netsanangudzo dzinotevera dzakagadzirirwa kupa chirevo chakareruka uye chisina kurongeka kumazwi nemitsara iwe yaunogona kuona pawebhusaiti yedu uye inogona kunge isina kujaira kwauri. Chirevo chaicho chetemu kana mutsara zvinoenderana nekuti chinoshandiswa kupi uye sei, semagwaro akakodzera, kusanganisira zvibvumirano zvakasainwa, zvirevo zvevatengi, zvinyorwa zvemukati zveChirongwa chemitemo, uye mashandisirwo eindasitiri, zvichadzora zvinoreva. Matemu uye tsananguro dzinotevera hadzina chinosungirwa kuita chinangwa chekondirakiti chero ipi zvayo kana zvimwe zvekutengeserana nesu. Mumiriri wako weCampus Housing Programs kana vashandi veLoan Programs Office vachafara kupindura chero mibvunzo yaungave unayo.
Rondedzero Yekunyorera: Rondedzero yakanyorwa yezvinyorwa izvo mukwereti uye kambasi inoda kupa kuHofisi Yezvirongwa zveChikwereti kuti isati yatenderwa kana mvumo yechikwereti. Iyo inozivikanwa zvakare seOLP-09 fomu.
Automated Clearing House (ACH): Iyo yemagetsi mari yekufambisa network inobvumira kutamiswa kwemari zvakananga pakati pekutora chikamu maakaundi ekubhangi nevakweretesi. Iyi ficha inowanikwa chete kune vanokwereta avo vasiri pari zvino mubhadharo wekubhadhara.
Chii chinoitika kana chikwereti chadzimwa muAustralia
(Mukweretesi wako anoshandisa kukosha uku paanenge achiongorora chikwereti chako.) Ongororo dzinowanzo bhadharisa mari inosvika mazana mashanu emadhora pamasevhisi avo. Nekudaro, tarisira kubhadhara kusvika $500 paunotenga imba yemhando yepamusoro kana chivakwa chimwe chete. Mari yekuvhara inobhadharwa pakupera kwemaitiro echikwereti, kana kutengeserana kwapera. Kunyangwe iwe uchitenga kana kugadzirisa imba, kune mari yekuvhara. Mari idzi dzinosanganisira zvinhu zvakaita semubhadharo wekufambisa, inishuwarenzi yezita / kuferefeta (mutengo wekuvhara zita), mutero wembande, maappraisals, kuvhara, nezvimwe. Iwo mari inodiwa kune zviitiko zvebhizinesi uye inogona kuchinja. Mari yekuvhara inogona kusiyana zvichienderana nekwaunogara, mukweretesi weimba yaunoshanda naye uye mutengo wekutengesa weimba yacho. Mari yekuvhara inoreva mari yese ine chekuita nekutenga nekutengesa imba. Mari idzi hadziwanzo kuverengerwa muhuwandu hwembandi uye dzinofanirwa kubhadharwa nemutengi kana mutengesi. Muzviitiko zvakawanda, mari yekuvhara inogona kutaurirana. Kune akati wandei ekuvhara mari, imwe yacho imari yebasa remutero. Kana zvibodzwa zvako zvanyanya kuderera, mukweretesi anogona kuedza kukwidza zvibodzwa zvako nekukurumidza kudzokorora maitiro.
chii chinoitika kana iwe uchibhadhara yako mortgage commonwealth bank
Mhando inokubatsira kuverenga mutengo chaiwo wechikwereti. Chiyero ichi chinotarisa mamwe makomisheni uye mari inoshandiswa, senge komisheni yemvumo yechikwereti uye mari yekutonga, kuwedzera kune mubereko. Iyi inzira yakanaka yekuenzanisa mutengo wechikwereti.
Kana uine chikwereti chakasiyana chechikwereti chemba kana chikwereti chekudyara mari yekugara, mitengo yemubereko inogona kukanganisa mangani aunofanirwa kubhadhara. Kuwedzera kwemari yemubereko kunogona kukonzera kuwedzera kwehuwandu hwekubhadhara kunodiwa, nepo kuderera kwemari yemubereko kunogona kukonzera kuderera kwehuwandu hwekubhadhara kunodiwa. Kana iwe uine yakatarwa-chiyero chechikwereti chechikwereti, yako yakaderera kubhadhara pamwedzi haishanduke panguva yakatarwa.
Fixed-reti zvikwereti zvinokupa iwe chengetedzo yeakamisirwa mari uye inotipa chokwadi chemubereko watichagamuchira mukati menguva yako yakatarwa. Izvi zvinotibvumira kuita ruzhowa uye hurongwa hwemari hunoenderana nezvinodiwa nevatengi vedu zvekukweretesa. Kana iwe ukadzorera chikamu kana yese yechikwereti chako chakamisikidzwa kare kana chinja kune imwe yakagadziriswa kana kuchinjika mwero nguva yechikwereti chako chakatarwa isati yasvika, isu tichada kushandura zvibvumirano zvedu zvemari. Mari yekudzorera kwekutanga inotibatsira kudzoreredza fungidziro inonzwisisika yemutengo wakaitika pakuchinja hurongwa hwemari.
