Vatsva vakasiya basa vanogamuchira 50% yakawanda penjeni kupfuura mamiriyoni maviri evashandi veSpanish muSMI

Gonzalo D. VelardeTORA

Chinhu chakakosha pakusimba kwemari yeSocial Security muSpain kugona kuchengetedza vashandi chaivo kuvhara mabhenefiti anogamuchirwa nevanowana nemipiro yavo. Kupfuura matambudziko anokonzerwa nedanho iri nekuchembera kwevanhu uko kunoparadza nyika dzese dzakabudirira, mutengo uri kukura wemubhadharo unotambirwa nevari pamudyandigere vanosiya musika wevashandi unosanganisawo dutu rakakwana rekusimbisa maakaundi ehurongwa.

Muchiitiko ichi cheSpain, mamiriro acho anoratidza zvakajeka kuwedzera kutsva kwemari yekubhadhara mitsva inopinda muhurongwa. Avo vakabvuma kuenda pamudyandigere vabva pakugamuchira penjeni yekutanga ye1.389 euros pamwedzi muna 2012 kusvika 1.502 euros pamwedzi izvo zvicharatidza zvichangoburwa zveSocial Security zvinyorwa zvemwedzi waKubvumbi.

Ndiko kuti, penjeni yakatambura 8,1% mumakore gumi apfuura.

Maitiro acho, kunyangwe achienderana nekuvandudzwa kwemabasa ekupa uye simba revashandi vechizvarwa che 'baby boom' avo vari kutanga kuenda pamudyandigere zvino, zvinounza kunetsa paSocial Security account, kunyanya nekuda kwekuderera kwekufanana. kune vanhu vanoshanda -vane basa rekubhadhara penjeni-. Hurongwa hwemufananidzo, kunze kwemaitiro aya akakonzerwa nekudonha kwehuwandu hwekuzvarwa uye kuwedzera kunofambira mberi kwehupenyu hwehupenyu, hunopedzwa nekucherechedza kuti vatsva vakasiya basa vatove nemari yakakwira kupfuura mamirioni akati wandei evashandi varipo muSpain.

Kunyanya, ava vanodya penjeni vanopinda muhurongwa nemubhadharo unodarika ne50,2% mari yakagamuchirwa yekushanda nevashandi vane mamirioni maviri muSpain zvichienderana nemuhoro wepakati wepakati (SMI). Izvi zviri pa1.000 euros kubva muna Ndira 1 wapfuura uye, maererano neINE, inobata 18% yehuwandu hwevashandi munyika yedu.

Kwete chete panguva ino pakanga paine kusaenzana kwehurongwa hwekugovera. Huwandu uhu, nekuwedzera, sezvo ABC yakafambira mberi mushure mekubvuma kusvetuka mumabhenefiti ari pamusoro pe1.500 euros, zvinorevawo kubata muhoro wepakati munharaunda dzinosvika nhanhatu dzinozvimiririra.

Mamwe matambudziko e2050

Kutaura zvazviri, dambudziko rehukama pakati pekubhadharwa kwepenjeni nemari yezvipo rinoratidzika kuwedzera nekufamba kwenguva. Kana pari zvino paine vashandi vangangosvika zviuru zviviri nembiri vane basa rekubhadhara penjeni, Bhanga reSpain rinofungidzira kuti chikamu ichi - chinozivikanwa seyero yekutsamira - chinowira kune vashandi 2,2 pamudyandigere.

Izvi zvinoenderana mwero pakati affiliates uye mudyandigere, kwete pasina, yakaramba pamusoro 2% sezvo pane zvinyorwa (1990), kunyange yakasvika pedyo 3% muna 2007. The Bank of Spain akashuma kuti pakati 2010 uye 2060 achabudisa 34 pfungwa. kuwedzera muyero yekutsamira. Uku kushanduka kwevanhu kuchareva kuwedzera kwegasi mumapensheni ari pakati pe4,7 ne12,2 muzana yeGDP muna 2050, maererano nekuverenga kwemutariri.