Pane mamiriro ezvinhu akati wandei apo kurwara kana kuve akabatwa netsaona kunogona kukonzera kuti munhu ave nekushaya simba kuti agone kushanda mumabasa ezuva nezuva ehupenyu uyezve kushanda.
Kana hurema uhu huri padanho repamusoro, zvinobva zvataurwa nezvazvo kuremara kukuru.
Chii chinonzi kuremara kukuru?
Isu tinotaura nezvehurema hukuru kana paine huwandu hwekuremara kushanda. Zvinoreva zvakare kana munhu atadza kuzvitarisira.
Zvinonzwisisika kuti nehurema husingaperi, munhu wacho haazokwanise kushanda zvakare uye kana chiri hurema zvachose, saka havazokwanise kushandisa chero basa ripi zvaro. Kuremara kukuru Inotobatanidza zvakatowanda, nekuti zvinoreva kuti munhu ari kutaurwa haakwanise kushandisa chero rudzi rwebasa uye anodawo kuti mumwe munhu amubatsire kuita zviitiko zvinodikanwa zvehupenyu hwezuva nezuva.
Ipapo apo urema hukuru hunozivikanwa, munhu akakanganiswa anogona kutora mari yake yepenjeni kuhurongwa hwese hwekuremara zvachose, pamwe nemari yekuwedzera kuti akwanise kubhadhara munhu anopa rubatsiro nekutarisira.
Zvinodikanwa kuti zvionekwe pasi pehurema hukuru
Kana munhu achitambura nechirwere kana akaita tsaona, zvese zvepamabasa uye zvisiri zvebasa, izvo zvakamusiya asingakwanise kushanda uye kunyange kuzvitarisira mumabasa ake ezuva nezuva, sekubika, kugeza kana kutenga, ivo isa marichi bhenefiti yeiyi rubatsiro rwemagariro.
Kuti uonekwe sehurema hwakakomba, unofanirwa kuzadzisa zvinotevera zvinodiwa:
- Tambura chirwere kana kukuvara izvo hazvibvumidze iwe kuti uzviriritire wega.
- Panguva iyo iko kukuvara kunoonekwa pamunhu, iye anofanira kunge ari mune mamiriro e Yakakwirira kuchengetedzeka munharaunda. Avo vasina kunyoreswa vanogona kunyorera hurema hukuru kana vatove nazvo yakanyorwa makore gumi nemashanu zvishoma.
- Izvo zvakakosha kuti uve ne shoma yekunyora nguva. Muchiitiko chekuti iye anenge achinyorera akura kupfuura makore makumi matatu nemasere ekuberekwa, vanofanirwa kunge vaine makore mashanu akanyorwa mubhuku ravo, pamakore aya kanenge chikamu chimwe muzvishanu chinofanira kunge chakanyorwa makore gumi pamberi pehurema hukuru. Kune rimwe divi, vadiki vezera rambotaurwa vanofanirwa kutevedzera nguva yakajairwa, umo chikamu chetatu chenguva chakapfuura kubva pamakore gumi nematanhatu kusvika pazera iro munhu atambura tsaona kana chirwere chinotungamira kwariri kunoverengwa. mhando iyi yekukumbira.
- Iwe haufanire kunge uri wezera rekurega basa zvakaratidzwa zviri pamutemo.
Yakawanda sei penjeni yehurema hukuru?
Mari chaiyo inotambirwa nemunhu akaremara Iyo inoverengerwa zvinoenderana nechipo chemupiro iyo yakanyorerwa. Kana munhu akaremara zvachose uye achizivikanwa nekuremara kukuru, anofanira kubhadharisa zana muzana yechigadziko chekuremara pamwe nemari yekuwedzera yehurema hukuru.
Para verenga imwe nhamba 45% yemupiro inofanirwa kuwedzerwa zvinoenderana neGeneral Regime ne30% yemubhadharo wekupedzisira webasa. Hapana nzira iyo pension yehurema hwakakomba inenge iri pasi pe45% yepenjeni yakapihwa kuremara zvachose.
Huwandu hwepenjeni ndihwo yakatarwa nezvinhu zvakasiyana seyakakwana kukwana, huwandu hwemakore hwakapihwa, nzira iyo chirwere kana kukuvara kwakaitika, pakati pevamwe. Sezvo iri nyaya isiri nyore kubata, uye huwandu hwepenjeni hunogona kusiyana zvakanyanya zvichienderana nemunhu uye nenyaya yavo, saka zvakanaka kukumbira rubatsiro kune nyanzvi kana iwe uchida kuwana mudyandigere wechimiro ichi. .
Nzira yekupfuura mukuremara kukuru kubva pachiyero chekuremara zvachose zvachose?
Chikumbiro chinofanirwa kuitwa pamberi pe INSS hofisi inoenderana, kunyangwe iri online zvakare zvinoita kuita, uchishandisa chitupa chedigital.
Kune izvi, iwe unofanirwa zadza fomu inodikanwa neruzivo rwese rwunodiwa ipapo, pamwe nekopi yechitupa uye yekiriniki chitupa. Mukuwedzera, iyo humbowo hwemabhadharo matatu ekupedzisira yeiyo yakazvishandira quota, sezvo iri iyo inotambura nechirwere chakajairika.
Kana paitika tsaona kana kurwara kunoitika kubasa, iyo chitupa chekubvumidzwa yekambani iyo muhoro wegore rapfuura unoratidzwa uye zvekare wegore pakaitika tsaona kana chirwere.
Kuti uenderere mberi nekuita, iyo Social Security Institute ichaongorora zvese zvinyorwa uye iko kunyorera, uye mushure mekuongororwa kunoenderana, ichataura kana ichagamuchira kutariswa kwekuremara kukuru. Kana zvisiri, iye anenge achikumbira anogona kuendesa nyaya yacho kudare kuti awane sarudzo nenzira iyi.
Kana munhu atove nehurema hwakazara zvachose, zvinozove nyore kwavari kuti vawane chinzvimbo chehurema hukuru, asi vanofanirwa kufunga nezvekuratidzwa kwezvekuchengetedza zvese nekuteerera zvese zvinodiwa, nekuti zvakakosha inofungidzirwa munzvimbo yehurema hukuru.
