LANDANI
Kuyimitsa malipiro kwakhala kofala kwambiri kwa makasitomala omwe amagula ndi kirediti kadi. Kuthekera uku kuchedwetsa kungaperekedwe kwa kasitomala "pambuyo pogula, pa Webusaiti kapena App kapena panthawi imodzimodziyo popanga malipiro m'sitolo, pa POS palokha", malinga ndi Bank of Spain.
Komabe, kuchokera ku bungweli adafuna kuchenjeza onse ogula omwe amawagwiritsa ntchito za chisamaliro chomwe chiyenera kuchitidwa akamagwiritsa ntchito njirayi. Kulipira kwaulere kumeneku koperekedwa ndi makhadi ena a ngongole kungaphatikizepo "chiwongola dzanja, ntchito kapena zonse ziwiri".
[Kudzudzula makhadi atsopano ochedwetsedwa ofanana ndi 'ozungulira' chifukwa cha kukwera mtengo kwawo]
Chifukwa chake, patsamba lovomerezeka la Bank of Spain, amabzala makiyi anayi oti muwatsatire kuti mupewe mavuto mukachedwetsa kulipira kwanu.
Makiyi akuchedwetsa malipiro
- Njira yolipirira iyi ndi yosiyana ndi yomwe mumagwiritsa ntchito pa khadi lanu, kaya kumapeto kwa mwezi popanda chiwongola dzanja kapena kubwezeredwa, ndipo zimangokhudza ndalama zomwe mumagwiritsa ntchito.
- Zikutanthauza kugwiritsa ntchito malire a ngongole omwe mwapereka kale
- Kuyimitsa uku kungakhale kwaulere, koma mutha kulipiritsidwa chiwongola dzanja, komishoni, kapena zonse ziwiri.
- Izi ziyenera kuphatikizidwa mu mgwirizano womwe mudasaina, kapena pazosintha zilizonse zomwe bungwe lanu lakuuzani. Ndikofunikira kuti muwunikenso njira zonse zolipirira ngongole zomwe zimathandizira khadi lanu
Malangizo kuti muchedwetse malipiro
Pa nthawi yochedwetsa kulipira, Bank of Spain yachenjezanso za zoopsa zomwe izi zingakhale nazo. Ngakhale kuti kuchedwetsa uku kungakhale "koyesa kwambiri", ziyenera kukumbukiridwa kuti "kumapanga ngongole yomwe mudzayenera kulipira pamapeto pake".
Pachifukwa ichi, kuchokera ku bungwe lomwe amalimbikitsa "osavomereza ndi PIN yanu kapena OTP kuti akutumizireni popanda kudziwa bwino zomwe zidzagwiritsidwe ntchito (mitundu, mawu, makomiti, APR, kuchotsedwa koyambirira, nthawi yochotsa ...)" . Kuphatikiza apo, amakufunsani kuti mudzifunse kuti "chiani chimachitika mukabweza zomwe mudalipira": ngati ndalamazo zathetsedwa kapena ngati zikhalabe tcheru podikirira kuti musachedwe.
['Gulani tsopano, lipirani pambuyo pake': chiopsezo chodya popanda kuwongolera]
