guarantor ngongole
Ngongole yamtunduwu imangopezeka kwa anthu omwe ali ndi ndalama zolimba, ndiye kuti, muyenera kulipira ngongole zanu zonse pachiwongola dzanja cha chiwongola dzanja komanso ndalama zolipirira komanso kukhala ndi 10%.
Ngakhale kuti izi zidzatsimikizira obwereketsa kuti ndinu abwino ndi ndalama zanu, pali ena omwe angadabwe kuti chifukwa chiyani ndalama zanu sizinachuluke kapena chifukwa chiyani ndalama zambiri zasungidwa muakaunti yanu.
» …Anatha kutipeza mwachangu komanso mosavutikira pangongole pa chiwongola dzanja chabwino pomwe ena amatiuza kuti zikhala zovuta. Ndidachita chidwi kwambiri ndi ntchito yawo ndipo ndingalimbikitse Akatswiri a Ngongole Yanyumba mtsogolo ”
"... adapangitsa kuti ntchito yofunsira ndi kuthetsa vutoli ikhale yosavuta komanso yopanda nkhawa. Anapereka zidziwitso zomveka bwino ndipo amayankha mwachangu mafunso aliwonse. Iwo anali owonekera kwambiri pazochitika zonse za ndondomekoyi. "
100% ku UK ngongole
Ngati mulibe dipositi yobwereketsa, mutha kukwerabe makwerero a malo ndi chithandizo cha guarantor. Makolo ndi achibale ndi zosankha zofala. Nthawi zina amatchedwa ngongole zanyumba zopanda ndalama, ngongole zotetezedwa zimagwiritsidwa ntchito bwino ndi ogula nthawi yoyamba, koma zingakhalenso zoyenera kwa iwo omwe akufunafuna ngongole pambuyo pa chisudzulo, mwachitsanzo. Onani mitengo yabwino yamasiku ano kapena werengani kalozera wathu wanyumba zotetezedwa kuti mudziwe zambiri.
Ngongole idzatsimikiziridwa ndi kubwereketsa panyumba yanu. NYUMBA YANU INGATHE KUTULUKA NGATI SIMUPITIRIZA KULIMBIKITSA NDONDOMEKO YA NKHONDA YANU. Obwereketsa akhoza kukupatsirani zowerengera zolembedwa. Ngongole zimatengera malo ndi mtengo wake ndipo sizipezeka kwa omwe ali ndi zaka zosakwana 18. Mitengo yonse imatha kusintha popanda chidziwitso. Chonde yang'anani mitengo ndi zikhalidwe zonse ndi wobwereketsa wanu kapena mlangizi wazachuma musanabwereke ngongole.
Maulalo ofulumira ndi pomwe timapanga mgwirizano ndi wogulitsa kuti mutha kupita molunjika kuchokera patsamba lathu kupita kwawo kuti muwone zambiri ndikuyitanitsa malonda. Timagwiritsanso ntchito maulalo ofulumira tikakhala ndi mgwirizano ndi broker yemwe amakonda kuti akufikitseni patsamba lawo. Kutengera ndi mgwirizano, titha kulandira ntchito yocheperako mukadina batani la "Go To Provider" kapena "Talk To A Broker", imbani nambala yotsatsa, kapena kumaliza ntchito.
Gulani ngongole yothandizira
Kodi mungapeze chiwongola dzanja chabwino pa ngongole zanyumba zokongoletsedwa? Nthawi zambiri, ngongole zobwereketsa zimakhala ndi chiwongola dzanja chochuluka kuposa ngongole yanyumba yokhazikika. Izi zikutanthauza kuti muyenera kuganizira mozama ngati mungathe kulipira chindapusa pamwezi musanalowe.
Kodi ngongole yanyumba yotetezedwa ndi lingaliro labwino? Ngongole yotetezedwa imapangitsa mgwirizano wazachuma pakati pa abambo ndi mwana, chifukwa abambo anu amatha kuyika ndalama zawo kapena katundu wawo pachiwopsezo ngati simukulipirira. Ndalama zimatha kukhala nkhani yokhudza mtima, choncho ganizirani mosamala ngati ndi kusankha mwanzeru.
Boma Palibe Dongosolo Lanyumba Yobwereketsa
Pangongole zochepa zapanyumba zomwe sizili "zosungitsa" kunja uko, nthawi zambiri mumayenera kukwaniritsa zofunikira kuti muyenerere, monga mbiri yabwino yangongole komanso mbiri yokhazikika yantchito. Ngongoleyo ingakhalenso ndi chiwongola dzanja chokwera.
Komabe, obwereketsa ambiri amapereka chomwe chingakhale chinthu chotsatira: ngongole zanyumba ndi 5% deposit. Chotsalira chachikulu cha ngongole izi ndikuti mudzafunika kulipira inshuwaransi yanyumba ya obwereketsa. Koma Hei, zitha kukhala zomwe mungafunike kuti mutenge phazi lanu loyamba pamakwerero anyumba.
Ngati mukugula nyumba yatsopano, kapena yokonzedwanso kwambiri, FHOG imalipidwa nthawi yogula. Ngati mukumanga nyumba yatsopano, mudzalandira FHOG mukalipira ngongole yoyamba, yomwe nthawi zambiri imakhala nthawi yoyika.
Ndikofunika kuzindikira kuti chigawo chilichonse ndi chigawo chili ndi zofunikira zosiyana, ndipo mayiko ena amapereka FHOG kwa anthu omwe amagula nyumba zatsopano. Werengani apa kuti mudziwe zomwe zikuperekedwa m'chigawo chanu kapena m'gawo lanu.
