Kodi ndingachotse bwanji dzina langa kubwereketsa ndi ex wanga
Ndikofunikira kumvetsetsa zomwe zingachitike ngati dzina lomwe lili pamutu wanyumba silili pa ngongole yanyumba. Kumvetsetsa udindo ndi udindo wa onse okhudzidwa kungathandize kupewa mikangano ndi chisokonezo chamtsogolo.
Kusiya dzina la munthu pa ngongole yanyumba mwaukadaulo kumawapatula ku udindo wazachuma pa ngongoleyo. Komabe, ndikofunikira kuzindikira kuti banki ikhoza kuyitanitsa ndalama kwa eni ake onse ngati nyumbayo ikuyang'anizana ndi kulandidwa. Ngakhale sizingakhudze ngongole yanu ngati simuli wobwereketsa ngongole, banki ikhoza kubweza katunduyo ngati ngongole sizikuperekedwa. Izi ndichifukwa choti banki ili ndi chiwopsezo pamutu wanyumbayo.
M’mawu ena, ngati mukufuna kupitiriza kukhala m’nyumbamo, mudzafunika kupitiriza kulipira ngongole ya nyumba ngati munthu amene watchulidwa m’nyumbamo satero, ngakhale simunakakamizidwe kulemba ngongole yanyumba. Apo ayi, banki ikhoza kubweza nyumbayo. Ngati mutakhala munthu yekhayo amene ali ndi udindo wopereka malipiro mtsogolomu, mukhoza kukonzanso nyumbayo m'dzina lanu.
Ngati dzina langa liri pa chikalata koma osati pa ngongole yanyumba, kodi ndingabwezerenso ndalama?
Ngati mukufuna kuti dzina lanu lichotsedwe ku ngongole yanyumba, payenera kukhala kusintha kwakukulu m'moyo wanu. Kaya ndi chisudzulo, kulekana kwa m’banja, kapena kungofuna kukhala ndi ngongole m’dzina la munthu mmodzi kotero kuti winayo akhale ndi kusinthasintha pang’ono pazachuma, mikhalidwe yasintha bwino lomwe poyerekeza ndi pamene ngongole ya ngongole inatulutsidwa. Zoonadi, kutenga ngongole pamodzi kunali ndi ubwino womveka bwino, monga kugwiritsa ntchito ndalama zonse ziwiri podziwa kuchuluka kwa ndalama zomwe mungapeze komanso / kapena kugwiritsa ntchito ngongole za anthu awiri kuti muchepetse chiwongoladzanja chanu. Panthawiyo zinali zomveka, koma moyo umachitika ndipo tsopano, pazifukwa zilizonse, mwaganiza kuti ndi nthawi yoti muchotse munthu ku ngongole. Kunena zoona, si njira yophweka kwambiri padziko lonse lapansi, koma apa pali njira ndi malingaliro okuthandizani kuti mufike kumeneko.
Chinthu choyamba ndikulankhula ndi wobwereketsa wanu. Adakuvomerezani kamodzi ndipo mwina ali ndi chidziwitso chambiri chandalama zanu kuti asankhe ngati akufuna kuyambiranso. Komabe, mukuwapempha kuti apereke chiwongola dzanja chanu kwa munthu m'modzi m'malo mwa awiri, ndikuwonjezera udindo wawo. Obwereka ambiri sazindikira kuti anthu onse omwe ali ndi ngongole ndi omwe ali ndi ngongole zonse. Mwachitsanzo, pa ngongole ya $ 300.000, sizili ngati anthu onse ali ndi udindo wa $ 150.000. Onsewa ali ndi udindo pa $300.000 yonse. Ngati mmodzi wa inu sangathe kulipira, winayo ali ndi udindo wolipira ngongole yonse. Chifukwa chake ngati wobwereketsa angochotsa limodzi mwa mayina omwe abwerekedwa pangongole yomwe ilipo, m'modzi wa inu sangagwire ntchito. Monga momwe mungaganizire kale, obwereketsa nthawi zambiri sakonda kuchita izi.
Ngati dzina langa lili pa ngongole ndi theka langa
Pali zifukwa zambiri zosayina ngongole ndi mnzanu, mnzanu, wachibale, kapena wochita nawo bizinesi mukagula limodzi ku California. Lingaliro lokhala eni eni kapena kuthandiza wina kuti ayenerere kubwereketsa likhoza kuwoneka ngati lingaliro labwino poyamba, koma litha kubweretsa mavuto mumsewu ngati mwaganiza zosiya kubwereketsa kapena mukufuna kuthetsa umwini. ubale. Ubwenzi ukhoza kuwonongeka pakapita nthawi kapena mungakhale ndi nkhawa ndi njira zandalama za eni ake kuti abweze ngongoleyo. Mungafunike kugulitsa katundu wanu, koma simungapeze ngongole pa malo achiwiri chifukwa muli ndi udindo pa ngongole poyamba. Mungafune kubweza ngongole m'nyumba yanu yamtengo wapatali yaku California, koma wobwereketsa wanu akukana kugulitsa. Lipoti lanu la ngongole likhoza kuwonetsa kusakhulupirika kapena ngongole yanu ndiyotsika kuposa momwe zikanakhalira chifukwa wobwereketsa wanu sakulipira ngongole pa nthawi yake.
Ndizomveka kuti wobwereka mnzake akufuna kuti mupitilize ndi ngongoleyo, koma mumapeza phindu lanji? Kupatula apo, simukulandira phindu lililonse kuchokera pamalowa, koma wobwereketsa mnzanu akugwiritsa ntchito ndalama zanu kuti alandire ngongole yochotsera. Kukhala ndi inu pa ngongole ya ngongole kumapatsa obwereketsa chitetezo chodziwa kuti wina ali ndi udindo pa ngongole yonse ngati wobwereketsa wanu akulephera kubwereka ngongoleyo. Podzichotsa nokha ku ngongole yanyumba, zolemetsa zonse za ngongole zimagwera kwa wobwereketsa mnzanu, zomwe banki kapena wobwereketsa wanu sasangalala nazo.
Ndindalama zingati kuchotsa munthu kubwereketsa nyumba?
Ogulitsa nyumba zathu ndi akatswiri pamalingaliro a obwereketsa opitilira 40, kuphatikiza mabanki ndi makampani apadera azachuma. Tikudziwa omwe akubwereketsa angavomereze kubwereketsa kwanu, kaya ndi kulipira chisudzulo kapena kubweza nyumba.
Simungathe "kulanda" kapena kuchotsa ngongole yanyumba. Pomwe m'maiko ena mutha kutenga ngongole yanyumba ya munthu wina kapena kudula wina kubweza ngongole, ku Australia izi sizololedwa.
Tilinso ndi mwayi kwa obwereketsa apadera omwe angakuganizireni momwe mulili, ngakhale ndalama zingati zomwe zaphonya! Komabe, muyenera kuwonetsa kuti mumatha kubweza ndalamazo ngakhale simunazibweze.
“…Anatipeza mwachangu komanso mopanda kukangana ndi ngongole ndi chiwongola dzanja chabwino pomwe ena amatiuza kuti zikhala zovuta. Ndidachita chidwi kwambiri ndi ntchito yawo ndipo ndingalimbikitse Akatswiri a Ngongole Yanyumba mtsogolo ”
"... adapangitsa kuti ntchito yofunsira ndi kuthetsa vutoli ikhale yosavuta komanso yopanda nkhawa. Anapereka zidziwitso zomveka bwino ndipo amayankha mwachangu mafunso aliwonse. Iwo anali owonekera kwambiri pazochitika zonse za ndondomekoyi. "
