Ndi ngongole yanji yomwe ndingapeze pa £500 pamwezi
Chowerengera chobwereketsa chanyumbachi chimakupatsani mwayi wofananiza chiwongola dzanja chanyumba ndi zolimbikitsira zobwereketsa zomwe zimapezeka ku Ireland. Chowerengera chikuwonetsa kuchuluka kwa ngongole yanu kutengera ndalama zomwe mwabwereka, wobwereketsa, kaya mumasankha mitengo yokhazikika kapena yosinthika, komanso nthawi yobwereketsa.
Makina athu owerengera amortgage amortization amakupatsani mwayi wofufuza mitundu yabwino kwambiri yandalama zomwe zilipo, chowerengera chathu cha inshuwaransi ya moyo chimakupatsirani inshuwaransi yotsika mtengo kwambiri komanso chitetezo chanyumba, komanso inshuwaransi yathu yakunyumba kudzera pa Aviva imakupatsirani kuchotsera. Mutha kuchezera tsamba lathu lodzipatulira lifeinsurance.ie.
Ndi ngongole yanji yomwe ndingapeze pa £700 pamwezi
HSBC for Intermediaries ili ndi chiwongolero chotsogola cha 2,34% chokhazikika mpaka pa Julayi 31, 2024 kwa obwereka omwe adayika 40% deposit. Ngongoleyi ili ndi ntchito yoyambira mapaundi 999 komanso kuwerengera kwaulere kwa malowo. Mtengo wonse pakuyerekeza ndi 3,9% APR.
HSBC imapereka chiwongola dzanja chokha kwa obwereketsa, ngakhale kuti wopempha m'modzi ayenera kupeza £75.000 kuti ayenerere. Ngati simupeza ndalama zokwana £75.000, othandizira athu ali ndi mwayi wopita ku Santander for Intermediaries, ndipo wobwereketsa amangolandira chiwongola dzanja chokha komanso chiwongola dzanja chachikulu kuti apangitse kuti magawo pamwezi azitha kutha. Mitunduyo ndi yokwera mtengo pang'ono.
Olembera ayenera kupeza malipiro ochepera pachaka a £75.000 kuti akhale oyenerera chiwongola dzanja chokha, ndipo pazofunsira limodzi osachepera wopempha mmodzi ayenera kupeza £75.000. Pomwe palibe ndalama zomwe munthu amapeza kuposa £75.000, ndalama zonse zophatikiza ziyenera kukhala zosachepera £100.000.
Chiwongola dzanja chachikulu chamtengo wapatali chomwe chimaloledwa pa chiwongola dzanja chokha ndi 50% pomwe njira yobweza ndikugulitsa katundu wobwereketsa, kapena 75% pomwe njira yobweza ndi njira ina yololedwa.
Kuwerengera ku UK mortgage
Zowerengera zathu zanyumba zaku Europe ndi njira yabwino yosonkhanitsira zidziwitso zofunikira zopezera ndikufananiza ngongole zanyumba ku EU. Pogwiritsa ntchito zowerengera zathu zaku Europe zomwe zimayang'ana kubwereketsa nyumba, mudzatha kuwerengera, kufufuza ndi kusanthula ma euro ofunikira ndikupanga zisankho zabwino kwambiri panyumba yanu yobwereketsa. Cholinga chathu ndikukhala chitsogozo cha anthu aku Europe omwe akufunafuna zambiri pazandalama zanyumba, ndipo kuti izi zitheke, timapereka zinthu zambiri zothandizira alendo athu kukonzekera.
Zowerengera zonse zomwe zawonedwa patsamba lathu ndizaulere kwa alendo athu ndipo zidapangidwa kuti zikuthandizeni kudziwa zambiri zanyumba zanyumba ku Europe. Zida zathu zodziwika bwino zikuphatikiza Calculator yathu ya Mortgage Comparison Calculator, komanso Chiwongola dzanja chathu Chowerengera Mortgage, chomwe chimapereka mwatsatanetsatane zandalama zandalama zanyumba. Kuphatikiza pa ma Calculator awa, timaperekanso zowerengera zina zaku Europe zanyumba kuti zithandizire alendo athu panthawi yonseyi. Kaya ndinu ogula nyumba koyamba kufunafuna zambiri za chiwongola dzanja, kapena eni nyumba wodziwa zambiri akuganiza zobweza ngongole yanu yanyumba, tili ndi zowerengera zabwino kwambiri zaku Europe zomwe zili zaulere.
Ndi ngongole yanji yomwe ndingapeze 1.500 pamwezi
Kodi kusiyana kwa 1% pachiwongoladzanja pa ngongole yazaka 30 kungakupulumutseni bwanji? Kodi ndi koyenera kubwezanso ngongole yanu kuti mupulumutse 1%? Monga momwe mungaganizire, ndi funso wamba ambiri omwe angakhale eni nyumba ali ndi chiwongola dzanja chanyumba chomwe chikuyenda mozungulira kutsika.
Zoonadi, popeza kuti chiwongola dzanja cha chiwongola dzanja chimakhala chosavuta kusinthasintha nthawi ndi nthawi, mungakhale mukudabwa kuti: Kodi ngakhale kutsika kwa chiwongoladzanja ndi theka la peresenti kungakupulumutseni pa ngongole yanu yanyumba? Khalani otsimikiza kuti mwafika pamalo oyenera ngati mukufuna kudziwa zambiri.
Kupatula apo, kuonjezera chiwongola dzanja chimodzi pa chiwongola dzanja chanu chanyumba kumatha kuwoneka ngati kungakupatseni chiwongola dzanja chochepa pamwezi, koma kumbukirani ... pakapita nthawi, chiwongola dzanjachi chikhoza kuwonjezera ndalama zochepa. Poganizira izi, apa tikuwona kutsika kwa chiwongola dzanja cha 1% pa ngongole yanu yazaka 15 kapena 30 yomwe ingakupulumutseni, komanso kuchuluka kwa ndalama zomwe mwasungazi zingakubwezeretseni m'thumba lanu. Mungadabwe kumva kuti yankho lake ndi madola masauzande ambiri, makamaka pakapita nthawi. Werengani kuti mudziwe zambiri.
