Mitengo ya chiwongola dzanja ku Spain
Pambuyo pa 2017 pang'onopang'ono, kukula kwa malo ogulitsa nyumba ku Peru kudachulukirachulukira mu 2018 chifukwa cha chitukuko cha nyumba zapagulu, ngongole zanyumba zowoneka bwino, kukulitsidwa kwa magawo osungiramo katundu ndi malo ogulitsira, komanso kusintha kwa mayamwidwe a malo ogulitsa. Malingaliro a Investor akukulirakuliranso: malinga ndi kafukufuku wa 2019 GRI Barometer wa atsogoleri amderalo, 69% ya omwe adafunsidwa anali ndi chidwi chofuna kuyika ndalama mdziko muno. Kafukufukuyu adawonetsa kusintha kwakukulu kwa chiyembekezo cha omwe adafunsidwa okhudza kukula kwachuma ndi momwe gawo likuyendera poyerekeza ndi kafukufuku wa 2018.
Palibe zoletsa pazachuma zakunja ku Peru, koma pali malamulo oyendetsera umwini kapena kukhala ndi malo ogulitsa nyumba, kuphatikiza umwini wa magawo m'makampani omwe ali ndi malo chifukwa cha chitetezo cha dziko. Alendo sangagulenso malo okhala pafupi ndi malire a mayiko pokhapokha Bungwe la Ministers litalengeza kuti ndizofunikira kwa anthu.
Mapologalamu aboma oti athandize ogula nyumba omwe amalandira ndalama zochepa akuphatikizapo Fund ya Mivivienda; Mivivienda Verde, yopangidwa kuti ilimbikitse umwini wanyumba wokhazikika pazachuma komanso zachilengedwe; ndi Techo Propio, ndondomeko ya ndalama zochepa ya Mivivienda Fund. Mapulogalamuwa akuyembekezeka kupereka ngongole zanyumba pafupifupi 11.000 mchaka cha 2019. Zogula zanyumba zikuyembekezeka kulimbikitsidwa chifukwa cha pulani yomwe idzalole anthu kugawira ndalama zokwana 25% za penshoni zomwe zidalipo kale ku nyumba ndi zinthu zatsopano zanyumba. Banki yaku Spain ya BBVA Continental, yomwe imagwiranso ntchito ku Peru, ikuyembekeza kuti ngongole yake yobwereketsa nyumba za anthu idzakula kuchokera pa 5% mu 2019 mpaka 20% mu 2020. Chiyembekezo ichi chikusiyana ndi chenjezo lomwe limaperekedwa ndi obwereketsa kuyambira 2015 chifukwa cha kuchepa kwachuma.
Mtengo wa BBVA Mortgage
Tikukhulupirira kuti msika wamabungwe a US Agency Mortgage-Backed Securities (MBS) ndiwosakwanira. Timayesa kuwadyera masuku pamutu poyang'ana pa kusankha kwachitetezo ndi zinthu zomwe zimayendetsa kufalikira kolipiriratu: kubwezeretsanso ndalama, kusamutsa, kusasintha, ndi zina.
Gululi lili ndi oyang'anira ma portfolio odziwa zambiri m'magawo osiyanasiyana amsika wanyumba zaku US, kuphatikiza Ma Collateralized Mortgage Obligations (CMOs), Non-Agency MBSs ndi Commercial Mortgage-Backed Securities (CMBS). Amapindula ndi mwayi wopeza nsanja yathu yapadziko lonse lapansi yoyendetsera malonda ndi zoopsa, Sustainability Center, Quantitative Research Group ndi gulu la Macro Research.
Nyumba ya Mortgage ku Spain
Capco ndiupangiri wapadziko lonse lapansi wamabizinesi ndiukadaulo wodzipereka kumakampani azachuma. Timapereka mayankho anzeru kubanki, misika yayikulu, inshuwaransi, chuma ndi kasamalidwe kazachuma ndi zachuma, chiwopsezo ndi kutsata. Pamene zitsenderezo za malamulo, kuchepetsa mtengo ndi ziyembekezo za makasitomala zikuwonjezeka, timapanga, timapanga ndikugwiritsa ntchito teknoloji ya ntchito zinazake ndi mabungwe onse. Timagwira ntchito limodzi ndi makasitomala athu, kuwakonzekeretsa kuti athe kuthana ndi zovuta zamasiku ano, ndikuwakonzekeretsa kuti agwiritse ntchito mwayi wamawa.
Synechron ndi bungwe lapadziko lonse lapansi laupangiri ndiukadaulo lomwe limapereka mayankho aukadaulo kumakampani azachuma kudzera m'mabizinesi ake atatu akuluakulu: digito, kufunsira bizinesi ndiukadaulo. Kampaniyi ili ku New York, ndipo ili ndi maofesi 18 padziko lonse lapansi, ndipo antchito oposa 6.000 amapeza $ 400 miliyoni pachaka.
Capgemini ndi m'modzi mwa otsogola padziko lonse lapansi pazaupangiri, ukadaulo, kutumiza kunja ndi ntchito zamaluso am'deralo. Pokhala m'mayiko oposa 40 omwe ali ndi antchito oposa 130.000, gulu la Capgemini limathandiza makasitomala ake kusintha kuti apititse patsogolo ntchito zawo komanso momwe amachitira mpikisano. Timapereka mndandanda wa ntchito zophatikizika zomwe zimaphatikiza ukadaulo wamakono ndi chidziwitso chakuya chamakampani komanso kulamula mwamphamvu kwamabizinesi anayi ofunika: Consulting, Technology, Outsourcing and Local Professional Services.
Kodi ndikwabwino kubwereketsa ku Spain kuposa ku Peru? pa intaneti
Kusintha Ndalama: International Treasury Services sangakupatseni chindapusa chosinthira ndalama pazolipira zotumizidwa kunja; komabe, bungwe lanu lazachuma lakunja litha kukulipiritsani ndalama zolipirira.
Sukulu Zakunja: Maphunziro amaperekedwa kwa omenyera nkhondo omwe ali oyenerera kupita ku masukulu ovomerezeka akunja. Pitani patsamba lathu lazambiri pasukulu zakunja kuti ophunzira aphunzire zambiri. Mutha kugwiritsa ntchito chida chathu chofufuzira cha WEAMS kuti mupeze masukulu akunja omwe ali ndi mapulogalamu ovomerezeka.
Mutha kuyang'anira ndikufunsira zopindula pa intaneti pogwiritsa ntchito eBenefits. Ngati mulibe kale akaunti ya eBenefits, mutha kulembetsa patsamba lolembetsa la DS Logon. M'malo mogwiritsa ntchito adilesi yanu ya APO polembetsa ku eBenefits, gwiritsani ntchito adilesi yanu yomaliza pafayilo yaku United States.
