Zofunikira za Inshuwaransi ya Condominium pa Ngongole Yanyumba
Kugula nyumba kwa nthawi yoyamba kumakhala kosokoneza, makamaka pankhani yomvetsetsa zambiri za kugula nyumba. Mukasankha mtundu wa inshuwaransi yomwe mukufuna, musasokoneze inshuwaransi yakunyumba ndi inshuwaransi yanyumba.
Inshuwaransi yakunyumba imakutetezani pazachuma ngati nyumba kapena katundu wanu wawonongeka kapena kuwonongedwa. Izi zikuphatikizapo kuwonongeka kwa moto, mphepo yamkuntho, kuphulika, ndi zipolowe. Inshuwaransi yapanyumba yokhazikika imaphatikizanso zinthu zakunja monga mipanda, mashedi, tchire, ndi mitengo.
Inshuwaransi yakunyumba imaperekanso chindapusa chosalunjika kwa wobwereketsa nyumba. Ngati muli ndi ngongole yobwereketsa, wobwereketsa wanu adzafuna inshuwaransi yanyumba kuti muteteze chidwi chanu pazachuma panyumbayo; mwachitsanzo, kuti asasiye nyumba yotenthedwa ndi moto.
Inshuwaransi yanyumba nthawi zina imafunidwa ndi wobwereketsayo ndipo imawateteza ngati simunabwezere ngongoleyo. Inshuwaransi yanyumba yanyumba sikuteteza nyumba yanu kapena chidwi chanu chandalama mmenemo. Mwachitsanzo, sichimakulipirirani mipando yowonongeka monga momwe inshuwaransi yakunyumba ingachitire. Zimangoteteza wobwereketsa ngati simungathe kulipira ngongole yanyumba.
Progressive home insurance
Ndi inshuwaransi yanji yomwe mukufuna ndi ngongole yanu yanyumba? Kupeza inshuwaransi yoyenera kuti ikutetezeni inu ndi nyumba yanu pazachuma ndikofunikira. Pansipa tikukuwonetsani inshuwaransi yomwe mukufuna ku Ireland ndi mitundu ina yomwe mungafune kuiganizira.Pali mitundu iwiri ya inshuwaransi yomwe ili ndi chiwongola dzanja chanyumba mukagula nyumba ku Ireland.
Kuchepetsa Kwanthawi yayitali: Zopangidwira kubweza ngongole zanyumba komwe ndalama zazikulu ndi chiwongola dzanja zimalipidwa. Kubwereketsa kumayamba ndi mtengo wonse wa ngongole yanyumba, koma imachepetsedwa pamene nthawi ikudutsa ndipo ngongole yanyumba ikulipidwa.
Kodi inshuwaransi yakunyumba ndiyofunikira pa ngongole zonse zanyumba?
Zambiri kapena zonse zomwe zaperekedwa patsamba lino zikuchokera kumakampani omwe Insider amalipidwa (kuti mupeze mndandanda wathunthu, onani apa). Malingaliro otsatsa amatha kukhudza momwe zinthu zimawonekera patsamba lino (kuphatikiza, mwachitsanzo, dongosolo lomwe zimawonekera), koma sizikhudza zosankha zilizonse, monga zomwe timalemba komanso momwe timaziwonera. Personal Finance Insider amafufuza zopereka zosiyanasiyana popanga malingaliro; komabe, sitikutsimikizira kuti izi zikuyimira zinthu zonse kapena zoperekedwa zomwe zikupezeka pamsika.
Personal Finance Insider imalemba za malonda, njira, ndi malangizo okuthandizani kupanga zisankho zanzeru ndi ndalama zanu. Titha kulandira kantchito kakang'ono kuchokera kwa othandizana nawo, monga American Express, koma malipoti athu ndi malingaliro athu amakhala odziyimira pawokha komanso zolinga. Mawuwa amagwira ntchito pazotsatsa zomwe zili patsamba lino. Werengani malangizo athu olemba.
Mosiyana ndi zinthu zakuthupi monga firiji kapena galimoto, zingakhale zovuta kufotokoza mtengo wa inshuwalansi ya kunyumba. Pongopatula nthawi yofunsa anzanu onse, abale anu, ndi anansi anu kuti amalipira ndalama zingati, n'zovuta kudziwa ngati mawu omwe mwalandirawo ndi onyansa kapena otsika mtengo. zoyembekeza zenizeni zanu
Umboni wa inshuwaransi yanyumba panyumba yobwereketsa
Ogula nyumba omwe akufuna kupeza ndalama zogulira amaphunzira mwachangu zomwe eni nyumba akudziwa kale: Banki yanu kapena kampani yobwereketsa nyumba ingafunike inshuwaransi yakunyumba. Izi ndichifukwa choti obwereketsa amafunika kuteteza ndalama zawo. Pakachitika tsoka kuti nyumba yanu ikuwotcha kapena kuonongeka kwambiri ndi mphepo yamkuntho, mphepo yamkuntho, kapena tsoka lina, inshuwalansi ya eni nyumba imawateteza (ndi inu) ku kutaya ndalama.
Ngati mumakhala m'dera lomwe lingasefukire, banki yanu kapena kampani yobwereketsa nyumba idzafunanso kuti mugule inshuwaransi ya kusefukira kwa madzi. Mabungwe ena azachuma angafunikenso kutetezedwa ndi zivomezi ngati mukukhala m'dera lomwe lingavutike ndi zivomezi.
Mukagula cooperative kapena condominium, mukugula chiwongola dzanja chandalama ku bungwe lalikulu. Chifukwa chake, gulu la oyang'anira ma cooperative kapena condominium lingafune kuti mugule inshuwaransi ya eni nyumba kuti muteteze ndalama zonse pakagwa tsoka kapena ngozi.
Ngongole yanyumba yanu ikalipidwa, palibe amene angakukakamizeni kutenga inshuwaransi yakunyumba. Koma nyumba yanu ikhoza kukhala chuma chanu chachikulu, ndipo ndondomeko ya eni nyumba yokhazikika sikuti imangoteteza nyumbayo; Imaphimbanso zinthu zanu pakagwa tsoka ndipo imakupatsirani chitetezo pakavulazidwa kapena kuwononga katundu.
