Ndi ngongole ndingathe kulandanso nyumba yobwereketsa?

Kutsekedwa ku UK

Mukabwereka kwa wobwereketsa kuti mugule nyumba, wobwereketsa amatenga ngongole panyumba yomwe mukugula kuti muteteze ngongoleyo. Wobwereketsa akutenga nyumba yanu ngati chikole, kuti akutengereni ndikugulitsa ngati simukulipira ngongole yanu pa nthawi yake. Izi zimatchedwa embargo.

Wobwereketsayo ayenera kuti adatenga zomwe zili pamwambapa asanakuwonongereni nyumba yanu. Mukachitapo kanthu mwachangu, m'pamenenso mutha kukambirana za kubweza ndalama zomwe zikugwirizana ndi zomwe muli nazo pano.

Chimodzi mwa zifukwa zomwe bwalo lamilandu limayambitsira ndikupeza chikalata cha khoti kuti sheriff akuthamangitseni pamalopo kuti mugulitse. Chithunzi chili m'munsichi chikuwonetsa njira yomwe wobwereketsa angatsatire kuti akulandeni ndikugulitsa nyumba yanu.

Chodziwika kwambiri pamene wobwereketsa sapita kukhoti ndi pamene malo ali opanda munthu kapena malo osakonzedwa. Ngati izi zikukhudza inu, nkhani yanu ndiyachangu ndipo muyenera kuchitapo kanthu mukangolandira chidziwitso cha Fomu 12.

Kulandidwa kwa katundu ndi eni ake

Ngati simunakulipire ngongole yanyumba kapena ngongole yotetezedwa, mutha kukhala pachiwopsezo chakutaya nyumba yanu. Wobwereketsa ngongole atha kuchitapo kanthu kuti akulandeni nyumba yanu ngati mwalephera kulipira.

Ngati simungathe kuletsa mlanduwo kupita kukhoti, sizitanthauza kuti mudzataya nyumba yanu. Pali njira zomwe wobwereketsa wanu ayenera kuchita, kuyambira ndi zidziwitso zomwe akuyenera kukutumizirani kuti akuchenjezeni kuti ndondomeko yochotsera ndalama ikuyamba.

Ngati wobwereketsayo akudziwitsani kuti atenganso nyumba yanu, muyenera kudziwitsa khonsolo kuti ikuchita izi ndikuti mutsala opanda pokhala. Kuti achite izi, atumizira khonsolo chidziwitso cha gawo 11.

Ngakhale pakadali pano, sikunachedwe kukambirana ndi wobwereketsa kuti mubweze pangano. Ngati mungathe, muyenera kupitiriza kulipira ngongole, chifukwa izi zidzaganiziridwa ngati mukuyenera kupita kukhoti.

Ngati ndinu wobwereketsa nyumba kapena wokhala moyenerera, mutha kusankha woyimilira wovomerezeka kuti akuimirireni kukhothi. Woyimilira wamba ndi munthu yemwe angakuthandizeni kukonzekera ndikusamalira mlandu wanu.

Kodi zomangira zayimitsidwa?

Timalandila chipukuta misozi kuchokera kwa othandizana nawo omwe amatsatsa patsamba lino. Sitinawunikenso zonse zomwe zilipo kapena zotsatsa. Kulipiridwa kungakhudze dongosolo lomwe zotsatsa zimawonekera patsamba, koma malingaliro athu akonzi ndi mavoti satengera chipukuta misozi.

Zambiri kapena zonse zomwe zili pano ndi zochokera kwa anzathu omwe amatipatsa ntchito. Umu ndi momwe timapangira ndalama. Koma kukhulupirika kwathu kwa mkonzi kumatsimikizira kuti malingaliro a akatswiri athu sakukhudzidwa ndi chipukuta misozi. Zoyenera zitha kugwira ntchito pazotsatsa zomwe zikuwonekera patsambali.

Kunyumba kumangoposa denga la pamutu pako. Ndiko komwe mumakonzekera, kuitana anzanu kuti adzakuchezereni ndikudziwonetsera mokongola. Ngati muli ndi ngongole, nyumbayi ndi yofunikanso kwa wobwereketsa, chifukwa ndi chikole chomwe chimateteza ngongoleyo ndipo chifukwa chake chinthu chokhacho chomwe wobwereketsa angatenge ngati muphonya ndalama zambiri. Kutsekedwa ndizomwe mwininyumba aliyense akuyembekeza kupewa. Kenako, tifotokoza za kutsekeredwa kwa nyumba ndi momwe mungapewere.

Dana wakhala zaka makumi awiri zapitazi ngati wolemba zamalonda ndi mtolankhani nkhani, okhazikika pa ngongole, kasamalidwe ka ngongole, kuyika ndalama, ndi bizinesi. Amadziona kuti ali ndi mwayi wokonda ntchito yake ndipo amayamikira mwayi wophunzira zatsopano tsiku lililonse.

Momwe mungaletsere kulandidwa kwa nyumba

Lamulo lachiwongolero cha katundu ndi njira yomwe wobwereketsa wangongole, wotetezedwa ndi katundu (kawirikawiri wobwereketsa wotetezedwa ndi katundu wanu), amayambitsa njira yolanda katunduyo. Njirazi si njira yoyamba ndipo nthawi zambiri zimachitika ngati njira zina zobweza ngongoleyo zatha.

Katunduyo, monga nyumba kapena katundu wina, atalandidwa ndipo ali ndi wobwereketsa, wobwereketsayo nthawi zambiri amayesa kugulitsa, nthawi zina amatchedwa "divestment", kuti abweze ndalama zomwe wabwereketsa posachedwa. Ngongole zotetezedwa, mosiyana ndi ngongole zopanda chitetezo, zimabwereketsa ndalama zokulirapo, zomwe zimafuna katundu wamtengo wapatali (monga galimoto, katundu, kapena luso) ngati chikole chochepetsera chiwopsezo choti ngongoleyo idzatayika. wobwereka sangathe kubweza ngongoleyo. ndalama.

Pali kuthekera kwakuti aliyense yemwe ali ndi malo okhala ndi ngongole yanyumba, ngongole yachiwiri, kapena mtundu wina wangongole wotetezedwa motsutsana nawo, atha kulandidwa ngati atalephera kubweza. Wobwereketsa wanu, yemwe nthawi zambiri amabwereketsa ngongole, akhoza kupempha khoti kuti likubwezereni nyumba yanu ngati simukulipira ngongole yanu yanyumba kapena ngongole ina. Ngati mukukumana ndi vuto pakulipira magawo anu, muyenera kuyesetsa mwamphamvu kuti mufike ku gwero la vutolo kuti mulithetse, chifukwa zitha kukhala nkhani yongosintha mtundu wa chiwongola dzanja kapena katundu wanyumba ndi wobwereketsa kuti zinthu zitheke. .