Ndi nthawi yayitali bwanji yotseka ngongole ya fha mutayesa
Komanso mvetsetsani kuti ndikwabwino kwa inu ngati mutapeza zikalata zotsekera pasadakhale ndikuwunikanso musanasaine. Izi zimatengera kukakamizidwa kwambiri, koma zikutanthauza kuti muyenera kuchita gawo lanu kuti mutseke ngongole yanu mwachangu.
Ngati mwatsala pang'ono kusaina mgwirizano wogula nyumba, muyenera kukhala okondwa (ndi kumasuka) kuti "mwapititsa patsogolo ndalama" mpaka pano. Koma musanayambe kukhudza cholembera ku pepala, dzifunseni funso ili: "Kodi ndatsala pang'ono kuvomereza tsiku lomaliza la "zabwino" kapena "zoipa"?
Ngati simukulola nthawi yokwanira, tsiku lanu lotseka likhoza kubwera ndalama zanu zisanavomerezedwe. Ngati izi zitachitika, wogulitsayo atha kuletsa malondawo kuti apereke mwayi wowoneka bwino. Ngakhale ogulitsa ambiri amavomereza tsiku latsopano, bwanji kutenga chiopsezo?
Kumbali ina, ndikofunikira kuti kutseka kuchitike chiwongola dzanja cha wobwereketsa chisanathe kuti musangalale ndi chiwongola dzanja chomwe munalonjeza. Ngati tsiku lomalizira lachedwa kwambiri, mungafunikire kukambirana za chiwongoladzanja chatsopano, kapena phukusi lonse la ngongole.
Zimatenga nthawi yayitali bwanji kutseka nyumba mukalandira choperekacho?
Nthawi zambiri zotseka, mukuyembekezera anthu ena, ndipo nthawi zambiri simudziwa kuti ali patali bwanji pazomwe muyenera kuchita. Kodi inshuwaransi yayang'ana kale fayilo yanu? Kodi abwana anu akubweza foni ya inshuwaransi kuti atsimikizire momwe mwagwirira ntchito? Nchifukwa chiyani wowerengera amatenga nthawi yayitali kuti adziwe mtengo wa nyumbayo?
Ngati mumalipira nyumba ndi ndalama, kutseka kumatha kukhala kofulumira kwambiri kuposa momwe mungaperekere ndalama chifukwa mutha kuchotsa njira zonse zomwe zikugwirizana ndi kuvomereza kubwereketsa: kulembetsa, kuwerengera komanso nthawi yodikira masiku atatu yokhudzana ndi chilengezo cha kutseka kwa ngongole yanyumba.
Ngongole ikakhudzidwa, nthawi yotseka nthawi zambiri imakhala masiku 30 mpaka 60; Kutseka pa ngongole yogulira nthawi zambiri kumakhala kofulumira kwa masiku angapo kuposa kutseka kubweza ndalama. Ziwopsezo zimakhala zazikulu ngati kugula kwatsekedwa mochedwa, kotero aliyense amakhala ndi chidwi chochitapo kanthu mwachangu ndikusunga ndondomekoyo pa nthawi yake. Kutseka mochedwa kungakhudze mapulani a wogulitsa kapena kusiya wogula popanda malo okhala, pakati pa mavuto ena.
Sainani zikalata zobwereketsa musanatseke
Palibe gawo la TRID lomwe limaletsa kusaina koyambirira kwa zikalata zangongole. Komabe, obwereketsa ambiri amakana kulola kusaina msanga. Kukana kumeneku mwina kukugwirizana ndi zomwe TRID idafuna kuti Kuwulutsa Kutsekera kuperekedwe masiku atatu abizinesi "kutha." Popeza kuti kumalizidwa kumatsimikiziridwa ndi malamulo a boma, obwereketsa akuwoneka kuti atsimikiza kuti kusaina koyambirira ndi kofanana ndi kukwaniritsidwa m'maiko ena. Chifukwa chake, kusaina koyambirira kumatha kuphwanya lamulo la masiku atatu ngati mawu otsekera aperekedwa masiku atatu abizinesi tsiku lomaliza lisanafike.
Kodi chilolezo chobwereketsa nyumba chimatenga nthawi yayitali bwanji?
Zinthu ziyenera kuti zasintha kuyambira pomwe mudasaina pangano lanu lomaliza lanyumba. Kapena mwinamwake muli mu gawo lina la moyo limene kusintha kuli pafupi. Ngongole yanu iyenera kugwirizana ndi moyo wanu, chuma chanu, ndi zolinga zanu zamtsogolo. Ikafika nthawi yoti mukonzenso ngongole yanu yanyumba, chitani kafukufuku, yerekezerani zomwe mungasankhe, lingalirani momwe inshuwaransi ya ngongole yanyumba yanu ingathandizire kukutetezani ku imfa, matenda oopsa, kulumala, kapena kutaya ntchito, ndikudziyesa nokha. khalani ndi zomwe mukufuna mtsogolo mwanu.
Wobwereketsa wanu ayamba ntchito yowonjezanso pakatsala miyezi 5 kuti tsiku lanu lisanafike.Itsegula zowonekera. Iyi ndi nthawi yoti muchite kafukufuku wanu ndikukumana nafe. Tidzakuthandizani kufufuza zinthuzo ndikupeza ngongole yobwereketsa yomwe ili yoyenera kwa inu. Yang'anani zabwino ndi zoyipa zamitundu yosiyanasiyana yanyumba.
Mutha kubwezanso ngongole yanu mpaka masiku 150 isanakwane. Ngati mutero, obwereketsa nthawi zambiri amachotsa chindapusa cholipiriratu kapena chindapusa china, kutengera mtundu wa ngongole yanyumba ndi zolimbikitsa zina.
