Kodi ndikufuna kubwerera ndisanasaine ngongole yanyumba?

Wogula akubwerera ku mgwirizano wa nyumba ndi nyumba

Ngati nyumbayo ndi ya eni ake onse ndipo mukuigula limodzi, pafunika kusaina osachepera anayi mgwirizano usanamangike. Pokhapokha padzakhala "mu mgwirizano."

M'mayiko ena, ndi mwambo kuti wogula apereke zopereka zolembedwa zomwe si mgwirizano. Wogulitsa akuyankha ndi mgwirizano wogula (womwe umatchedwanso mgwirizano wogulitsa). Mudzamangidwa pokhapokha mutasayina chikalata chachiwiricho.

Mukamagula kondomu kapena nyumba yoyendetsedwa ndi bungwe la eni nyumba (HOA), wogulitsayo akuyenera kukupatsani zolemba zonse zomwe mukufuna kuti mumvetsetse zomwe ubale wanu ndi gululo umakhudza. Maloya amachitcha Statement of Covenants, Conditions and Restrictions (CC&Rs).

Zitha kukhala zinthu zowirira kwambiri, kuphatikiza bajeti, malamulo, misonkhano yamagulu, ndi zinthu zina zomwe sizimayamba ndi B. Mukhala ndi nthawi yoti mugaye zomwe zili mu paketiyo. Nthawi yeniyeni yomwe muli nayo idzadalira malamulo a dziko lanu, koma mukhoza kuyembekezera kulikonse kuyambira kumapeto kwa sabata mpaka sabata.

Kodi wogula angabwerere akasayina mapepala otseka?

Timalandila chipukuta misozi kuchokera kwa othandizana nawo omwe amatsatsa patsamba lino. Sitinawunikenso zonse zomwe zilipo kapena zotsatsa. Kulipiridwa kungakhudze dongosolo lomwe zotsatsa zimawonekera patsamba, koma malingaliro athu akonzi ndi mavoti satengera chipukuta misozi.

Zambiri kapena zonse zomwe zili pano ndi zochokera kwa anzathu omwe amatipatsa ntchito. Umu ndi momwe timapangira ndalama. Koma kukhulupirika kwathu kwa mkonzi kumatsimikizira kuti malingaliro a akatswiri athu sakukhudzidwa ndi chipukuta misozi. Migwirizano ingagwire ntchito pazotsatsa zomwe zikuwonekera patsambali.

Mwaganiza kuti ndi nthawi yoti mugule nyumba ndipo muli ndi magawo ofanana amanjenje komanso okondwa. Mumapereka, zoperekazo zikuvomerezedwa, ngongole yanu yatha ndipo mwadzidzidzi mukutsimikiza kuti mwachita cholakwika. Zochita? Kodi ngongole yanyumba ingalipidwe tsiku lotseka lisanafike? Inde, koma zidzakutengerani ndalama.

Mutha kubweza ngongole yanyumba musanatseke Pali zifukwa zomveka zomwe mungafunikire kubweza ngongole musanatseke.Mwachitsanzo, kuyang'anira nyumba kungakhale kwavumbulutsa mavuto akulu omwe wogulitsa akukana kuwathetsa. Mwinamwake pali nkhungu yakuda kapena kutayikira pansi, mavuto omwe angakhale okwera mtengo kuchepetsa. Ngati simukugula zinthu musanasankhe wobwereketsa, mungayambe kuda nkhawa kuti simungathe kulipira ngongole yanu ya mwezi uliwonse. Ziribe kanthu chifukwa chomwe mwabweza ngongole musanatseke, wobwereketsayo angakulipireni chifukwa chazovutazo. Ngakhale malamulo a federal amaika malire pa zomwe kampani yobwereketsa ngongole ingalipire, pali malo ambiri osinthika pankhani ya ndalama zowonjezera.

Ndi nthawi iti yomwe ichedwa kuti tibwerere pogula nyumba?

Kulandira mwayi wogula nyumba kuli ngati wothamanga kwambiri pa mpikisano wa marathon. Koma gwirani champagne: nyumbayi sinali yanu. Zogula zikangolandiridwa ndipo makiyi asanalandire - zomwe zimadziwika kuti chitetezo - pali zopinga zambiri zomwe muyenera kuzigonjetsa. Ngati mutakumana ndi iliyonse ya izo, kugula kungalephereke ndikukubwezerani ku mzere woyambira.

Mofanana ndi wothamanga amene akuphunzitsidwa za mpikisano, mukhoza kudziphunzitsa kuti mupeze njira zomaliza zogulira nyumba. Malamulo ndi ndondomeko za Escrow zimasiyana malinga ndi boma, koma apa pali 10 mwazinthu zomwe zimawonekera panthawiyi ndi zomwe, ngati zilipo, zingatheke kuti zipewe kapena kuzichepetsa.

Wobwereketsayo aziyang'anira nyumbayo kuti iwone ngati ili ndi tizirombo. Zimatheka ndi ndalama zanu - nthawi zambiri zosakwana $ 100 - kuonetsetsa kuti palibe kuwonongeka kwakukulu kwa tizilombo todya nkhuni monga chiswe kapena nyerere zamatabwa. Kuyendera kumeneku kumateteza chidwi cha wobwereketsa pa katunduyo. Akasamuka, eni nyumba akapeza kuti pali vuto la chiswe nthawi zambiri amasiya nyumbayo, n’kusiya wobwereketsayo ali m’mavuto. Obwereketsa ena safuna kuyendera chiswe, koma mungafune.

Kodi nyumba ingachotsedwe?

Kubwerera pamwamba Kuphwanya mgwirizanoSikuti ngongole zonse zanyumba ndizofanana ndipo zimakhala ndi zilango zosiyanasiyana komanso zolipiritsa pakuswa mgwirizano. Obwereketsa ayenera kupereka mndandanda wa zilango izi kwa wogula nyumbayo komanso momwe ndalamazo zimawerengedwera. Ndikofunikira

kumvetsetsa zilango izi musanavomereze mgwirizano. Zina mwa zolipiritsa zomwe amalipiritsa mwininyumba ndi izi: Wobwereketsa adzakhazikitsanso zomwe zilipo ngati wogula nyumba alephera kusunga pangano ndi wobwereka. Chochita chachikulu chomwe wobwereketsa angatenge kwa eni nyumba ndikutseka kapena kugulitsa mphamvu. Izi zimachitika pamene mwini nyumba sangakwanitse kulipira ngongole yanyumba. Wobwereketsa adzagulitsa nyumbayo pamtengo wokwanira wamsika kuti abweze ndalama zawo. Kukonzanso Mgwirizano wamgwirizano ndi wobwereketsa nthawi zambiri umakhala wosakwana nthawi yonse yobwereketsa (zaka chimodzi, zitatu kapena zisanu). Pamapeto pa nthawiyi, eni ake adzayenera kukonzanso ngongole zawo. Wobwereketsa sakutsimikiziridwa kuti angopanganso mgwirizano ndipo akhoza kusintha mawu, kuphatikizapo chiwongoladzanja ndi nthawi yake. Wobwereketsa nyumba amatha kuthandiza eni nyumba kukambirana mawu atsopano kapena kutenga ngongole kwinakwake ikafika nthawi yoti akonzenso.