Kodi ndalama zogulira nyumba zingabwezedwe kwa ine zikathetsedwa?

Kodi ndingapeze bwanji udindo wanga wanyumba nditandilipira ngongole yanga yanyumba?

Ngati mukuvutika kubweza ngongole yachiwiri kapena ngongole ina panyumba yanu, muyenera kupeza upangiri kuchokera kwa mlangizi wodziwa bwino zangongole. Mutha kupeza malangizo ku Citizen Service Office.

Malamulowa amati wobwereketsa nyumbayo akuyenera kukuchitirani chilungamo ndikukupatsani mwayi wovomera kubweza ngongoleyo, ngati mungathe kutero. Muyenera kuvomereza pempho lililonse lomwe mungafune kuti musinthe nthawi kapena njira yolipirira ngongole yanu. Ngati ngongole yanu idachotsedwa October 2004 isanafike, wobwereketsayo ayenera kutsatira malamulo omwe analipo panthawiyo.

Ngati mukuganiza kuti wobwereketsa wanu sanasamalire bwino nkhani yanu, muyenera kukambirana ndi wobwereketsa wanu. Ngati mwasankha kudandaula, wobwereketsa wanu ayenera kuvomereza kuti walandira madandaulo anu mkati mwa masiku 5 a ntchito.

Ngati mwadzidzidzi mwataya ntchito kapena ndalama zanu, yang'anani kuti muwone ngati muli ndi inshuwaransi yoteteza kubweza ngongole. Mwinamwake mwagula ndondomeko pamene munalandira ngongole yanu kapena pambuyo pake. Inshuwaransi siyingatengedwe ndi wobwereketsa.

Zimatenga nthawi yayitali bwanji kuti mupeze mutu wa nyumbayo mutalipira ngongole

Ndife ntchito yofananira yodziyimira payokha, yothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kupanga zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zolemba zoyambirira komanso zopanda tsankho, ndikukulolani kuti muchite kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.

Zopereka zomwe zikuwonekera patsambali ndi zochokera kumakampani omwe amatilipira. Kulipiridwaku kungakhudze momwe zinthu zimawonekera patsamba lino, kuphatikiza, mwachitsanzo, momwe zingawonekere m'magulu amndandanda. Koma kubweza kumeneku sikukhudza zambiri zomwe timafalitsa, kapena ndemanga zomwe mumawona patsamba lino. Sitikuphatikiza dziko lonse lamakampani kapena zopereka zandalama zomwe zingapezeke kwa inu.

Ndife odziyimira pawokha, ntchito zofananira zothandizidwa ndi zotsatsa. Cholinga chathu ndi kukuthandizani kuti mupange zisankho zanzeru zachuma popereka zida zolumikizirana ndi zowerengera zachuma, kusindikiza zomwe zili zoyambira komanso zolinga, ndikukulolani kuchita kafukufuku ndikuyerekeza zambiri kwaulere, kuti mutha kupanga zosankha zachuma molimba mtima.

Kodi msonkho wa katundu umakwera mukalipira nyumba yanu?

Timalandila chipukuta misozi kuchokera kwa othandizana nawo omwe amatsatsa patsamba lino. Sitinawunikenso zonse zomwe zilipo kapena zotsatsa. Kulipiridwa kungakhudze dongosolo lomwe zotsatsa zimawonekera patsamba, koma malingaliro athu akonzi ndi mavoti satengera chipukuta misozi.

Zambiri kapena zonse zomwe zili pano ndi zochokera kwa anzathu omwe amatipatsa ntchito. Umu ndi momwe timapangira ndalama. Koma kukhulupirika kwathu kwa mkonzi kumatsimikizira kuti malingaliro a akatswiri athu sakukhudzidwa ndi chipukuta misozi. Migwirizano ingagwire ntchito pazotsatsa zomwe zikuwonekera patsambali.

Ngati mwakhala zaka zambiri mukulipira ngongole yomwe imamveka ngati yolemetsa pakhosi panu, mungakhale mukuganiza kuti mungakwanitse bwanji mwamsanga. M'nkhaniyi, tiwona njira zina zomwe anthu amachotsera ngongole zanyumba ndikukambirana ngati kuzichotsa msanga kumakhala komveka kwa inu.

Dana wakhala zaka makumi awiri zapitazi ngati wolemba zamalonda ndi mtolankhani nkhani, okhazikika pa ngongole, kasamalidwe ka ngongole, kuyika ndalama, ndi bizinesi. Amadziona kuti ali ndi mwayi wokonda ntchito yake ndipo amayamikira mwayi wophunzira zatsopano tsiku lililonse.

Zomwe zimachitika ngongole yanyumba ikalipidwa msanga

Ngati mutha kulipira ngongole yanu yobwereketsa msanga, mudzasunga ndalama pa chiwongola dzanja pa ngongole yanu. M'malo mwake, kuchotsa ngongole yanu yanyumba chaka chimodzi kapena ziwiri koyambirira kungakupulumutseni mazana kapena masauzande a madola. Koma ngati mukuganiza zotengera njira imeneyi, muyenera kuganizira ngati pali chilango cholipiriratu, pakati pa zinthu zina zomwe zingachitike. Nazi zolakwika zisanu zomwe muyenera kupewa mukalipira ngongole yanu msanga. Mlangizi wazachuma angakuthandizeni kudziwa zomwe mukufuna kubwereketsa komanso zolinga zanu.

Eni nyumba ambiri angakonde kukhala ndi nyumba zawo komanso kuti asade nkhawa ndi malipiro a mwezi uliwonse. Chifukwa chake kwa anthu ena kungakhale koyenera kufufuza lingaliro lakulipira ngongole yanu yobwereketsa msanga. Izi zikuthandizani kuti muchepetse chiwongola dzanja chomwe mudzalipire panthawi yobwereketsa, komanso kukupatsani mwayi wokhala mwini nyumbayo posachedwa kuposa momwe mumayembekezera.

Pali njira zingapo zolipiriratu. Njira yosavuta ndiyo kungopanga ndalama zowonjezera kunja kwa zomwe mumalipira pamwezi. Malingana ngati njira iyi sikukuwonjezerani ndalama zowonjezera kuchokera kwa wobwereketsa wanu, mutha kutumiza macheke 13 chaka chilichonse m'malo mwa 12 (kapena zofanana ndi izi pa intaneti). Mukhozanso kuwonjezera malipiro anu pamwezi. Ngati mumalipira zambiri mwezi uliwonse, mudzalipira ngongole yonse kale kuposa momwe mumayembekezera.