Pankhani yantchito ndi ntchito, Choperekacho ndi imodzi mwanjira zomwe zimagwiritsidwa ntchito kwambiri potchula mapenshoni ndi ufulu waluso. Pulogalamu ya kuwerengera kwa Gawo Lopereka Ndikofunikira kwambiri kwa ogwira ntchito akakumana ndi phindu la Social Security, mwina chifukwa chaulema wamuyaya, kupuma pantchito, wogwira ntchito pawokha kapena ulova.
Zowonjezera zitha kuwerengedwa, ngati wogwira ntchitoyo alumikizidwa ndi General Scheme kapena kuchokera kuntchito yodziyimira pawokha kapena yodziyimira payokha. Kuchulukitsa kwa zopereka, kumakulanso ndalama zomwe ziyenera kulandilidwa, komanso kumathandizidwa kwambiri ngati ndi udindo wa wogwira ntchito, ngati ali katswiri kapena wogwira ntchito ndi gulu lina losachita ntchito.
Kodi Gawo Lopereka Ndi Chiyani?
Ndizo malipiro apadziko lonse lapansi kuti wogwira ntchito amalandila akatulutsidwa. Izi ndizophatikizira nthawi yowonjezera, kugawa malipiro owonjezera komanso tchuthi zomwe sizinatengedwe koma zomwe zaperekedwa.
Pankhani ya ogwira ntchito omwe amadalira General Scheme, zimadziwika kuti kuchuluka komwe kuyenera kuperekedwa ku Social Security kuyenera kugawidwa, gawo lomwe limachotsedwera mwezi uliwonse kwa wogwira ntchitoyo komanso linzake ndi kampani yomwe munthuyo amagwira. Ndikofunika kudziwa kuti kuchuluka komwe kampaniyi idapereka ndiwokwera kwambiri kuposa komwe wogwira ntchito, ndipo ndi kampani yomwe imalipira Social Security.
Ngati ndi wogwira ntchito payokha, ndiye kuchuluka komwe kumaperekedwa ku Social Security kuyenera kulipidwa ndi wogwira ntchitoyo.
Chaka chilichonse boma limakhazikitsa malire azowerengera ndalama zoperekera ndalama. Komabe, ndalama zomwe wogwira ntchito aliyense ayenera kupereka ku Social Security zimatengera ntchito yomwe agwira, maola omwe agwiridwa komanso mulingo wamaphunziro omwe wogwira ntchito ali nawo.
Zomwe siziphatikizidwe pakuwerengetsa gawo lazopereka?
Amapezeka pamalipiro a wogwira ntchito ndalama zina ndi maubwino Zomwe sizingaganiziridwe pakuwerengera zopereka. Zina mwazabwino ndi izi:
- Ndalama zolipirira ndi mayendedwe zomwe kampani idalipira.
- Maphunziro kapena maphunziro ena operekedwa ndi kampani kwa wogwira ntchito.
Kodi Mabungwe Othandizira Ndi Chiyani?
ndi Maziko a ogwidwawo Amagwiritsidwa ntchito kuwerengetsa ngati wantchito atachotsedwa ntchito chifukwa cha kupuma pantchito, tchuthi chodwala kapena zina zilizonse zomwe zikugwirizana ndi malamulo a tchuthi malinga ndi lamulo, ndipo mwa kuwerengera kumeneku kudzadziwika kuti wogwira ntchitoyo azilandira ndalama zingati zokhudzana ndi phindu la Social Security.
Cholinga cha Social Security, kusonkhanitsa ndalamazi mwezi uliwonse, ndi chokhudzana ndi kuthandizira zolipira zomwe zingafanane ndi wogwira ntchito mtsogolo.
Kodi Magawo Othandizira amawerengedwa bwanji pamalamulo oyang'anira?
Kuwerengera zopereka zothandizira komanso kuti mudziwe momwe wogwirira ntchito akuyenera kukhalira, ndikofunikira kuwunikiranso gawo lomwe wogwira ntchitoyo ali mgulu la magulu khumi ndi m'modzi omwe adalipo, makamaka ngati ali ndi mgwirizano.
Magulu awa ndi:
- Akatswiri ndi Omaliza Maphunziro: Amatanthauza oyang'anira akulu omwe sanaphatikizidwepo ndi zaluso. 1.3.c) ya Ogwira Ntchito.
- Akatswiri Amisiri, Akatswiri ndi Othandizira Oyenerera.
- Oyang'anira ndi otsogolera mitu.
- Othandizira Osakwanira.
- Oyang'anira oyang'anira.
- Kumadzulo.
- Othandizira otsogolera.
- Oyang'anira oyamba komanso achiwiri.
- Atsogoleri atatu ndi akatswiri.
- Mabwana.
- Ogwira ntchito ochepera zaka khumi ndi zisanu ndi zitatu, zilizonse zomwe ali akatswiri.
La zocheperako komanso zoyambira kwambiri Ogwira ntchito omwe ali ndi ziyeneretso zaukadaulo wa 2019 ndi: € 466,40 / mwezi ochepera komanso € 4.070,10 / mwezi, pomwe wogwira ntchito pagulu lochepa ndi € 35,00 / tsiku ochepera komanso kupitilira € 135,67 / tsiku.
Pankhani ya munthu amene ali ndi ntchito yodziyimira pawokha kapena yodziyimira payokha, ndalama zomwe amalembetsa ku Social Security ziyenera kulipidwa kudzera muakaunti yakubanki mwezi uliwonse. Kuchuluka kwa ndalamazi kumatengera gawo la zopereka zomwe mungasankhe.Nthawi zambiri, wogwira ntchito pawokha amasankha ndalama zoyambira kuti ndalama zolipiridwa pamwezi zikhale zochepa kwambiri. Mu 2019, malo ocheperako ogwira ntchitowa anali ma 944,40 Euro, pomwe 30% imalipira Social Security, pomwe maziko ake ndi 4.070 Euro.
Kuwerengera kwa oyang'anira malinga ndi zopereka
La oyang'anira Ndiwo ndalama zomwe pamapeto pake zimatengedwa kuti zikunenedwa kuti mudziwe kuchuluka kwa wogwira ntchito zolipirira phindu la Social Security. Mwachitsanzo; Kuti mudziwe zabwino zopuma pantchito, zimachitika powonjezera mwezi ndi mwezi malipiro azaka 22 zapitazi, ndiye kuti miyezi 264. Chifukwa chake, oyang'anira ndi chifukwa chogawa ndi 308 zotsatira zowonjezerapo zopereka za miyezi 264 yolingana.
Ngati wogwira ntchitoyo adapeza zaka 35 ndi miyezi 6 ya zopereka, ali ndi ufulu wopeza phindu lake 100%; koma ngati, m'malo mwake, mwapeza zopereka zaka 15, ndi 50% ya maubwino anu okha omwe angafanane nanu.
Kusintha kwa zopereka kudzera mu Consumer Price Index Tables (CPI).
National Statistics Institute (INE) imapatsa ogwiritsa ntchito kapena ogwira ntchito mwayi wosinthira zopereka kutengera CPI kudzera pa intaneti.
