ʻAʻohe hōʻike o ka moraki kālā 2021
ʻOiai ua hoʻohana ʻia ʻo John ma ke ʻano maʻamau, ua manaʻo ʻia ʻo ia he lālā paʻa o kā mākou limahana, hana mau hola a manaʻo ʻia e hoʻomau i kāna hana ma ʻaneʻi no ka wā e hiki mai ana.
Inā hoʻohana ʻoe i kahi hui haole, hiki i kekahi poʻe hāʻawi kālā ke ʻae i ka hōʻoia ʻana i ka hana inā aia ma kahi ʻano ʻae ʻia. Hiki iā lākou ke kauoha i kekahi a i ʻole nā mea hoʻāʻo a pau:
»…Ua hiki iā ia ke loaʻa iā mākou me ka wikiwiki a me ka haʻahaʻa haʻahaʻa loa i kahi hōʻaiʻē ma ka uku ukupanee maikaʻi ke haʻi mai kekahi iā mākou he paʻakikī loa ia. Pīhoihoi loa i kā lākou lawelawe a makemake nui i nā loea mortgage i ka wā e hiki mai ana "
“… ua maʻalahi lākou i ke kaʻina noi a me ka hoʻoponopono ʻana a me ke kaumaha ʻole. Hāʻawi lākou i ka ʻike maopopo loa a pane koke lākou i nā nīnau. Ua maopopo loa lākou ma nā ʻano āpau o ke kaʻina hana. "
Uku hoopunipuni no ka moraki
Pono nā mea noi i hoʻohana ma kahi ʻaelike paʻa no ka liʻiliʻi o 12 mahina. Inā ʻaʻole, pono lākou he 24 mau mahina i koe ma kā lākou ʻaelike o kēia manawa. ʻAʻole hiki ke hoʻohui ʻia nā manawa ma waena o nā ʻaelike i nā mahina he 12 i hala ma mua o 12 mau pule.
^Inā loaʻa i kāu mea kūʻai aku he moraki makaʻāina a i ʻole ka moraki, ʻaʻole pono ʻoe e hāʻawi iā lākou i kāna (mau) ʻōlelo inā i hana ʻia ma ke ʻano he hihia. E hoʻopiha wale i kā mākou palapala hoʻolaha pāʻoihana hou, a laila scan a hoʻopili e wehe i ke koi.
I nā manawa e hiki ai, e hoʻāʻo mākou e hōʻoia i ka loaʻa kālā o kāu mea kūʻai me ka hoʻohana ʻana i ka ʻike i loaʻa i nā ʻoihana hōʻaiʻē. Inā hiki iā mākou ke hōʻoia i ka loaʻa kālā i hōʻike ʻia e kāu mea kūʻai aku, ʻaʻole mākou e koi i kahi hōʻoia o ka loaʻa kālā.
*Inā he 20% a i ʻole ka liʻiliʻi o ka mea kūʻai aku, e mālama mākou iā lākou ma ke ʻano he "limahana" a hoʻohana i kā lākou uku uku e hōʻoia i ka loaʻa kālā e like me ke kūpono. Inā ʻaʻole lawa ka loaʻa kālā no ka hōʻoia ʻana i ka hōʻaiʻē i noi ʻia, e noʻonoʻo mākou he poʻe hana pilikino lākou, no ka laʻana, i ka wā e pono ai mākou e noʻonoʻo i ka loaʻa kālā.
I ka manawa hea e hōʻoia ai nā mea hōʻaiʻē moraki i ka hana ma UK?
ʻO ka hoʻomaka ʻana i kahi hana hou hiki ke lilo i manawa hoihoi loa, ʻoiai ʻoe e hoʻomaka i kahi ʻoihana hou a hui pū me nā hoa hana hou. Inā ʻoe e hoʻololi holoʻokoʻa i nā ʻoihana a i ʻole e hoʻololi i kahi hana like ma kahi hui hou, nui nā kumu e nānā ai i ka wā e hiki mai ana.
Eia nō naʻe, inā e noi ana ʻoe i kahi moraki, a i ʻole e hoʻolālā ana e hana pēlā i nā mahina e hiki mai ana, hiki i ka hoʻomaka ʻana i kahi hana hou ke pili i kāu noi. Pono kēia ʻike e kōkua iā ʻoe e hoʻomaopopo i ke ʻano o ka hoʻomaka ʻana i kahi hana hou e pili ai i kāu noi moraki a pehea e hoʻoponopono ai i nā pilikia i hiki iā ʻoe ke neʻe i mua me kāu kūʻai home.
ʻO ka koi uku uku maʻamau e pono ai ke noi no ka moraki he 3 mahina o ka uku uku a me ʻelua makahiki o nā palapala P60. Hiki i kekahi poʻe hāʻawi kālā ke koho e hoʻoponopono i ka moraki me ka liʻiliʻi o ka uku uku, ʻoiai he kakaikahi kēia.
No nā mea hāʻawi kālā he nui, ʻo kahi ʻāpana o nā koina hōʻaiʻē ʻo ka mea noi e hāʻawi i nā palapala uku no nā mahina ʻekolu a ʻoi aku paha e hōʻoia i kā lākou loaʻa kālā. Inā ʻaʻole ʻoe i hana no kekahi mau mahina a ʻaʻole hiki iā ʻoe ke hoʻouna i ʻekolu pepa uku hou, hiki i kēia ke pilikia i ka wā e noi ai i kāu moraki. Hiki iā ʻoe ke kali a hiki i kou noho ʻana i ka hana no ʻeono mahina ma mua o ka hiki ke hāʻawi i ka hōʻoia o ka loaʻa kālā ma o ka uku uku, ʻoiai e ʻae kekahi mau mea hāʻawi kālā i kahi leka mai kou haku hana e hōʻoia ana i kāu uku.
Loopholes e kiʻi i kahi moraki
Akā no nā poʻe ʻē aʻe, mai ka poʻe hana ponoʻī a hoʻolimalima i nā luna ʻoihana, loio, expats a me nā luina, pono ʻoe e ʻike i nā mea hāʻawi kālā e noʻonoʻo i kou kūlana a me nā hōʻike e makemake ai lākou.
ʻO kahi palapala moraki hale, no ka laʻana, e loaʻa nā koi like ʻole no ʻoe a me kāu hoa pili i ka palapala noi moraki kūʻai hale, ʻoi aku ka haʻahaʻa o ka loaʻa kālā pilikino, akā e koi ana i ka hōʻoia o ka loaʻa kālā hoʻolimalima i manaʻo ʻia no ka waiwai.
Hiki i nā mea nona nā ʻoihana a me nā alakaʻi o nā hui ke koho e uku iā lākou iho i nā uku liʻiliʻi e hōʻemi i ka ʻauhau, a me ka puʻunaue o ka luna hoʻokele no ka uhi ʻana i kā lākou mau lilo ola, e waiho ana i ke koena o ka loaʻa kālā o ka hui ma nā moʻohelu hui e like me ka loaʻa kālā.
Hiki i nā loio i hoʻokumu ʻia ke manaʻo i kahi hōʻaiʻē ma kahi o 5 mau manawa i kā lākou loaʻa kālā. Eia nō naʻe, ʻo ka loaʻa ʻana o ka uku kālā o kēlā me kēia mahina a me nā lilo nui o ka ʻoihana hiki ke paʻakikī i ka helu ʻana o ka loaʻa kālā.
ʻO ka mea e noi ana i kahi moraki UK me kahi hoʻonohonoho kālā paʻakikī e aʻo ʻia e hoʻohana i kahi mea hoʻokele loea i ʻike maikaʻi i ka mākeke a ʻike i nā mea hāʻawi kālā e ʻike i ko lākou kūlana maikaʻi loa. Hiki iā mākou ke hoʻomākaukau i kāu noi me nā palapala pono āpau.
