Moraki Hana mau
Hōʻike nā alakaʻi hōʻaiʻē FHA ʻaʻole koi ʻia ka mōʻaukala mua ma ke kūlana o kēia manawa. Eia nō naʻe, pono e kākau ka mea hāʻawi kālā i ʻelua mau makahiki o ka hana ma mua, hoʻonaʻauao, a i ʻole lawelawe koa, a wehewehe i nā hemahema.
Pono ka mea noi e kākau i ka mōʻaukala hana no nā makahiki ʻelua i hala. ʻAʻohe pilikia inā hoʻololi ka mea noi kālā i nā hana. Eia nō naʻe, pono e wehewehe ka mea noi i nā hakahaka a i ʻole nā loli nui.
Eia hou, inā e emi kēia uku hou i ka manawa, hiki i ka mea hāʻawi ke hōʻemi iā ia, me ka manaʻo ʻaʻole e mau ka loaʻa kālā i ʻekolu mau makahiki. A me ka ʻole o ʻelua makahiki o ka uku ʻana i ka manawa keu, ʻaʻole paha e ʻae ka mea hāʻawi iā ʻoe e koi iā ia ma kāu palapala moraki.
Aia nā ʻokoʻa. No ka laʻana, inā hana ʻoe no ka hui like, hana i ka hana like, a loaʻa ka loaʻa like a ʻoi aku ka maikaʻi, ʻaʻole e hōʻeha iā ʻoe ka hoʻololi ʻana i kāu ʻano uku mai ka uku a i ke komisina piha a hapa paha.
I kēia mau lā, ʻaʻole ia he mea maʻamau ka hoʻomau ʻana o nā limahana i ka hana no ka hui like a lilo i "consultants", ʻo ia hoʻi, he hana pilikino lākou akā loaʻa ka loaʻa kālā like a ʻoi aku paha. Hiki paha i kēia poʻe noi ke hele a puni ka lula ʻelua makahiki.
Pono ʻoe i kahi hana mau e loaʻa ai kahi moraki?
ʻO ka lawe ʻana i kahi moraki ma ka home he hana koʻikoʻi ia no nā pākeke he nui ma UK. Ke hoʻomaka ʻoe e nānā i nā moraki i loaʻa ma kou home moeʻuhane i hiki iā ʻoe ke neʻe a hoʻomaka i kahi ʻohana, ʻike ʻoe ua hiki maoli ʻoe i ke kanaka makua. Akā, nui nā manaʻo kuhihewa e pili ana i ke kaʻina noi moraki a me nā mea e pili ana. ʻAʻole maopopo ka hapa nui o ka poʻe i ke ʻano o ka moraki a hiki i ka wā e noi mua ai lākou. ʻO nā nīnau e like me "hiki iaʻu ke loaʻa i kahi moraki me kahi ʻaelike hānai?" aia ma ka noonoo o na kanaka he nui, a aole maopopo loa kahi e loaa ai ka pane pololei.
Ma mua o ka ʻae ʻana o kekahi mea hōʻaiʻē e hāʻawi kālā iā ʻoe, makemake lākou e hōʻoia i hiki iā ʻoe ke uku i ka aie. ʻO ia ka hōʻike ʻana he loaʻa mau kāu loaʻa kālā a hiki iā ʻoe ke hōʻike i hiki iā ʻoe ke uku i nā haʻawina mahina no ka lōʻihi o ka moraki. No nā mea hōʻaiʻē i loaʻa nā hana uku manawa piha, maʻalahi kēia e hōʻoia; ʻO ka hapa nui, ʻo ka uku uku a me nā kūlana hana e haʻi i nā mea hāʻawi kālā i nā mea e pono ai lākou e ʻike. Eia naʻe, he mea nui e hoʻomanaʻo he mea nui hoʻi nā lilo. Ma hope o nā mea a pau, ʻo ka mea e loaʻa ka £ 50.000 i hoʻokahi makahiki akā hoʻolilo ʻo ia i ka £ 49.000 i ko lākou nohona e pilikia ana.
'Ai'aie limahana limahana
Loaʻa iaʻu kahi ʻaelike hana manawa piha ʻole. Hoʻopau kaʻu hoa i kāna papa ma ke kulanui i Iulai 2021, akā e hāʻawi ʻia ʻo ia i kahi hana ma mua o ka pau ʻana o kāna papa. E hoʻomaka ana kēlā hana i ʻAukake 2021. I kekahi manawa he mau ʻaelike pōkole kēia mau hana no 1 makahiki, he mea like me ka wā hoʻokolokolo. moraki? A i ʻole lawa ka hāʻawi hana maʻalahi a me ka uku? Inā pēlā, he mea nui anei ka "manawa" o ka hana? Makemake mākou e hoʻomaka i nā mea i ka hikiwawe, no ka mea, hiki iā mākou ke kūʻai ma ka Easter i kēia makahiki aʻe.TIA6 CommentsShareSaveReport100% UpvotedLog in or register to leave a comment
Hiki iā ʻoe ke loaʻa kahi moraki me kahi hana kau?
ʻO kekahi o nā mea nui e noʻonoʻo ai ka poʻe hoʻolako moraki i ka wā e hoʻoholo ai i kahi hoʻoholo hōʻaiʻē he hiki ke kūpono. ʻOiai hiki iā ʻoe ke uku i kāu moraki i kēia manawa, hiki iā ʻoe ke uku hou i ka wā e hiki mai ana? ʻO kēia kekahi o nā kumu nui e paʻakikī ai ka poʻe limahana ma nā ʻaelike pōkole i ka loaʻa ʻana o kahi moraki.
Inā loaʻa iā ʻoe kahi ʻaelike pōkole i kēia manawa, e noʻonoʻo paha ʻoe inā hiki iā ʻoe ke komo i ka hale. ʻO ka pane maʻalahi ʻaʻohe pane maʻalahi. ʻOiai ʻaʻole e noʻonoʻo kekahi poʻe hāʻawi kālā i kāu kūlana hana, e ʻike nā poʻe ʻē aʻe he mea keakea.
He ʻokoʻa kēlā me kēia mea hāʻawi, no laila he mea nui e kūʻai a puni ma mua o ka hoʻoholo ʻana. Ma muli wale nō o ka hōʻole ʻana o kekahi mea hāʻawi iā ʻoe, ʻaʻole ia he manaʻo e hana nā mea a pau. Inā ʻaʻole ʻoe maopopo, hiki iā ʻoe ke aʻo hou aʻe e pili ana i ka limahana limahana a me nā moraki aelike pōkole ma Niche Mortgage Info.
ʻOiai inā loaʻa iā ʻoe kahi ʻaelike pōkole, inā hiki iā ʻoe ke hōʻike i ka mōʻaukala o ka hoʻololi ʻana i ka ʻaelike, hiki iā ʻoe ke loaʻa i kahi moraki me kahi mea hāʻawi kūikawā. Makemake lākou e ʻike i ka mōʻaukala o ka loaʻa kālā paʻa a me ka hōʻoia ʻaʻole ʻoe i hoʻomaha ʻoihana i nā makahiki i hala. Inā hiki iā ʻoe ke hāʻawi i kēia hōʻike, pono ʻoe e kiʻi i kahi moraki e like me nā mea ʻē aʻe.
