Loaʻa i ka moraki caixa nā mea kūikawā no kona mau hale paʻa?

Kākoʻo Caixabank

ʻO ka panakō hou loa e lele i ka bandwagon e hāʻawi ana i nā kumukūʻai moraki haʻahaʻa ʻo Bancopopular-e.com, he lālā o El Banco Popular. Hoʻohālikelike ka 25-makahiki (5%) a me 30-makahiki (5,5%) me ka BBVA, ka mea i hoʻomaka i ke kaua kumukūʻai ma ka hāʻawi ʻana i 5,4% i 25 mau makahiki a me 5,7% i 30 mau makahiki.

Ma keʻano kūikawā, hāʻawi ʻo Bancopopular-e i nā moraki 12-makahiki ma 3,90%, 4,40% ma 15 mau makahiki a me 4,90% i 20 mau makahiki. Loaʻa i kēia mau hōʻaiʻē he komisina wehe o 0,75% a me 2% no ka pau a i ʻole ka hoʻopau ʻana. Hoʻolimalima kālā nā moraki a hiki i ka 90% o ka loiloi o ka home.

Eia naʻe, ʻaʻole manaʻoʻiʻo ʻo Banco Popular a me ka nui o kāna mau mea hoʻokūkū e hiki mai ana ka boom i nā moraki paʻa. Eia kekahi, ʻo kēia mau ʻano moraki e loaʻa wale i nā mea kūʻai aku i loko o kahi ʻāpana kālā a kiʻekiʻe paha.

caixabank sverige

Makemake ʻoe e ʻike i ka ʻokoʻa ma waena o kahi moraki paʻa a me kahi moraki hoʻololi? A i ʻole hoʻokahi moraki me ka uku hoʻemi a hoʻokahi ʻole? Maanei ʻoe he simulation me kahi noi moraki o 150.000 euros i 30 mau makahiki.

Ma Banco Sabadell ke hāʻawi nei mākou i kekahi mau lawelawe (nā uku hoʻemi) e kōkua i ka hōʻemi ʻana i ka uku panee ma kāu moraki (APR). Hiki iā ʻoe ke ʻaelike i hoʻokahi a i ʻole kekahi, akā ʻoi aku ka nui o nā lawelawe āu e ʻaelike ai, ʻoi aku ka haʻahaʻa o kāu uku ukupanee. ʻO nā lawelawe i loaʻa nā uku hoʻoemi: ʻo ka uku hōʻaiʻē pololei, ka ʻinikua ola, ka ʻinikua home a me ka ʻinikua palekana uku.

E nānā ana ka Registry Property i ke kūlana o ka waiwai āu e kūʻai ai. Hōʻoia kēia inā ʻaʻohe uku o ka hale e like me nā moraki a me ka nānā ʻana i ka ʻikepili e pili ana i kona kūlana, waiwai a me ka ʻona.

ʻO ka uku hoʻemi kiʻekiʻe: ka uku uku a i ʻole ka penikala hōʻaiʻē pololei a me ka ʻaelike o ka ʻinikua pili: Constant Principal Life Protection Insurance, Home Protection Insurance and Payment Protection Insurance me Banco Sabadell.

Helu helu aie o Caixabank

Ua kaupalena ʻia ka laulā o nā huahana moraki Sepania. Ma Sepania, he kuʻuna maʻamau loa nā hōʻaiʻē, ma ke ʻano hoʻololi a i ʻole ka uku paʻa piha. No laila, ʻokoʻa ʻo Sepania mai nā ʻāina ʻē aʻe kahi i ʻoi aku ka maʻalahi o nā huahana. Ma waena o nā mea hāʻawi kālā he liʻiliʻi nā ʻokoʻa, koe wale ka palena, nā uku a me nā kumukūʻai hoʻokumu. Loaʻa nā moraki offset a me nā laina hōʻaiʻē i nā manawa maikaʻi. Eia naʻe, i ka wā i hiki mai ai ka pilikia panakō ma Sepania, ua hoʻonui ʻia ka ʻoki ʻana o nā huahana moraki Sepania. Ua hōʻemi nā panakō Sepania i kā lākou hāʻawi ma ka laulā. No nā panakō he nui ma Sepania, ʻo kēia kahi i kahi o ka hāʻawi wale ʻana i ka uku, nā hōʻaiʻē helu ʻano.

I nā manawa i hala iho nei, ua hoʻohui nā panakō Sepania i kahi ākea ākea o nā huahana paʻa paʻa i kā lākou waihona huahana. ʻO ke kumu, ua like kēia mau huahana paʻa i ka maʻalahi e like me nā mea hoʻololi-rate. Eia naʻe, hoʻopau lākou i ka hoʻonui ʻana i ka Euribor i ke ola o ka hōʻaiʻē. Ua paipai ikaika ka Bank of Spain i nā panakō Spanish e hoʻonui i ka loaʻa o nā uku paʻa. ʻO ka hapa nui o nā mea hāʻawi kālā i kēia manawa he 10 a me 20 mau makahiki paʻa.

Helu helu moraki o Caixabank

Hoʻopili ʻia e nā hōkele a me nā hale noho me nā hiʻohiʻona nani o ke Kaiwaenahonua a me kona kahakai lōʻihi.

ʻO nā waihona panakō a me nā waiwai waiwai no ke kūʻai aku ma Marbella, Estepona, Mijas a me Fuengirola. Hoʻopili ʻia e nā hōkele a me nā hale noho me nā hiʻohiʻona nani o ke Kaiwaenahonua a me kona kahakai lōʻihi. Hāʻawi pololei mākou i nā mea mai nā panakō Spanish. Ke hana pololei nei mai nā hale hoʻokipa polarisworld ma Sepania, pili mākou i nā waihona panakō a me nā waiwai i hoʻemi nui ʻia, pololei mai ka mea hoʻomohala.

Hāʻawi pololei mākou i nā mea mai nā panakō Sepania. Loaʻa iā lākou ma mua o 10.000 mau hale i hoʻihoʻi ʻia ma Sepania. ʻO nā hale i hoʻihoʻi ʻia he mau huahana i makemake nui ʻia e nā mea hoʻopukapuka ʻike i ka mākeke waiwai ma Sepania. ʻO nā hale i hoʻopaʻa ʻia e ka panakō e hele mai ana mai ka poʻe hiki ʻole ke uku i kā lākou moraki. Loaʻa iā mākou ke komo i nā kūʻai pilikia a me nā kūʻai kūʻai haʻahaʻa loa i loaʻa. Nā hale noho me 2 lumi moe a me 2 lumi ʻauʻau.