Hiki ke kiʻi i ka moraki me ka ʻole o ka hoʻopaʻa ʻana a me ka ʻole o ka hōʻaiʻē?

moraki hoohiki

Loaʻa kēia ʻano hōʻaiʻē i ka poʻe i loko o kahi kūlana kālā paʻa, ʻo ia hoʻi, pono ʻoe e uku i kāu mau aie a pau i ka uku ukupanee i kau ʻia a me nā lilo ola a loaʻa iā ʻoe kahi 10%.

ʻOiai e hōʻoiaʻiʻo ana kēia i kekahi poʻe hāʻawi kālā he maikaʻi ʻoe me kāu kālā, aia kekahi poʻe e noʻonoʻo no ke aha i piʻi ʻole ai kāu waihona a i ʻole ke kumu i waiho ʻia ai kahi huina nui i kāu moʻokāki.

»…Ua hiki iā ia ke loaʻa iā mākou me ka wikiwiki a me ka haʻahaʻa haʻahaʻa loa i kahi hōʻaiʻē ma ka uku ukupanee maikaʻi ke haʻi mai kekahi iā mākou he paʻakikī loa ia. Pīhoihoi loa i kā lākou lawelawe a makemake nui i nā loea mortgage i ka wā e hiki mai ana "

“… ua maʻalahi lākou i ke kaʻina noi a me ka hoʻoponopono ʻana a me ke kaumaha ʻole. Hāʻawi lākou i ka ʻike maopopo loa a pane koke lākou i nā nīnau. Ua maopopo loa lākou ma nā ʻano āpau o ke kaʻina hana. "

100% moraki UK

Inā ʻaʻohe āu waihona no ka moraki, hiki iā ʻoe ke loaʻa i ke alapiʻi waiwai me ke kōkua o kahi mea hōʻoia. ʻO nā mākua a me nā lālā o kaʻohana he mau koho maʻamau. ʻO kekahi manawa i kapa ʻia he moraki hoʻopaʻa ʻole, hoʻohana pinepine ʻia nā moraki i hoʻopaʻa ʻia e nā mea kūʻai mua, akā kūpono paha no ka poʻe e ʻimi nei i ka moraki ma hope o ka hemo ʻana, no ka laʻana. E nānā i nā kumukūʻai maikaʻi loa o kēia lā a i ʻole heluhelu i kā mākou alakaʻi i nā moraki paʻa no ka ʻike hou aku.

E hōʻoia ʻia ka hōʻaiʻē e ka moraki ma kāu waiwai. Hiki ke pani ʻia kou home inā ʻaʻole ʻoe e hoʻomau i kāu uku moraki. Hiki i nā mea hāʻawi kālā ke hāʻawi iā ʻoe i nā kuhi kākau. Loaʻa nā hōʻaiʻē i ka wahi a me ka loiloi a ʻaʻole i loaʻa i ka poʻe ma lalo o 18 mau makahiki. Hiki ke hoʻololi i nā kumukūʻai a pau me ka ʻole o ka hoʻolaha. E ʻoluʻolu e nānā i nā uku a me nā ʻōlelo me kāu mea hāʻawi a i ʻole kākāʻōlelo kālā ma mua o ka hoʻokō ʻana i kekahi hōʻaiʻē.

ʻO nā loulou wikiwiki kahi i loaʻa iā mākou kahi ʻaelike me kahi mea hoʻolako i hiki iā ʻoe ke hele pololei mai kā mākou pūnaewele i kā lākou e ʻike i ka ʻike hou aku a kauoha i kahi huahana. Hoʻohana pū mākou i nā loulou wikiwiki inā loaʻa iā mākou kahi ʻaelike me kahi mea hoʻolimalima makemake e lawe pololei iā ʻoe i kā lākou pūnaewele. Ma muli o ka ʻaelike, hiki iā mākou ke loaʻa i kahi komisina haʻahaʻa ke kaomi ʻoe i ke pihi "Go To Provider" a i ʻole "Talk To A Broker", e kāhea i kahi helu hoʻolaha, a i ʻole e hoʻopiha i kahi noi.

E kūʻai i ka moraki kōkua

Hiki iā ʻoe ke loaʻa nā uku ukupanee maikaʻi ma nā moraki paʻa? ʻO ka mea maʻamau, ʻoi aku ka nui o nā moraki i hoʻopaʻa ʻia ma mua o ka moraki maʻamau. Pono ʻoe e noʻonoʻo pono inā hiki iā ʻoe ke uku i nā uku o kēlā me kēia mahina ma mua o ka lawe ʻana i ka lele.

He manaʻo maikaʻi anei ka moraki paʻa? Hoʻokumu ka moraki paʻa i kahi paʻa kālā ma waena o ka makua kāne a me ke keiki, no ka mea hiki i kou makuakāne ke waiho i kāna waihona a waiwai paha inā ʻaʻole ʻoe e uku. Hiki i ke kālā ke lilo i kumuhana noʻonoʻo, no laila e noʻonoʻo pono inā he hoʻoholo naʻauao.

Polokalamu Moraki ʻAʻohe Waihona o ke Aupuni

No nā hōʻaiʻē hale liʻiliʻi "ʻaʻohe waiho" ma laila, pono ʻoe e hoʻokō i nā koina koʻikoʻi e hiki ai ke koho, e like me ka mōʻaukala hōʻaiʻē kokoke loa a me ka mōʻaukala hana paʻa loa. ʻOi aku ka nui o ka uku paneʻe i ka hōʻaiʻē.

Eia nō naʻe, hāʻawi ka nui o nā mea hāʻawi i ka mea hiki ke koho maikaʻi loa: nā hōʻaiʻē home me kahi waihona 5%. ʻO ka hemahema nui o kēia mau hōʻaiʻē, ʻo ia ka mea e koi ʻia ʻoe e uku i ka ʻinikua moraki o nā mea hāʻawi. Akā, ʻeā, ʻo ia wale nō ka mea e pono ai ʻoe e kau i kou wāwae mua ma ke alapiʻi waiwai.

Inā kūʻai ʻoe i hale hou, a i ʻole kahi hale i hoʻoponopono hou ʻia, e uku mau ʻia ka FHOG i ka manawa kūʻai. Inā kūkulu ʻoe i hale hou, e loaʻa paha iā ʻoe ka FHOG i ka wā e uku ai ʻoe i kāu hōʻaiʻē mua, ʻo ia ka mea maʻamau ke waiho ʻia ka pā.

He mea nui e hoʻomaopopo he ʻokoʻa nā koi o kēlā me kēia mokuʻāina a me ka teritori, a hāʻawi wale kekahi mau mokuʻāina i ka FHOG i ka poʻe kūʻai hale hou. E heluhelu ma aneʻi e ʻike i nā mea i hāʻawi ʻia ma kou mokuʻāina a i ʻole teritore.