Papa helu moraki palapala pdf
He aha nā palapala e pono ai ʻoe e noi no ka moraki? Jan 06, 2022No laila ua loaʻa iā ʻoe kahi home āu e makemake ai a ua mākaukau ʻoe e hoʻomaka i ke kaʻina moraki. He aha ka hope? ʻAe, ʻo kekahi o nā mea mua e noi ai nā mea hāʻawi kālā iā ʻoe he papa inoa o nā palapala, no laila he mea nui ka hoʻonohonoho ʻana i kēia pepa ma mua. Ua manaʻo ʻia kēia mau palapala e hāʻawi i ka ʻike e pili ana i kāu kūpaʻa kālā a me nā kumu nui ʻē aʻe e kōkua i ka poʻe hāʻawi kālā e hoʻoholo inā kūpono ʻoe i kahi moraki. I mea e maʻalahi ai nā mea, eia kahi hōʻuluʻulu o nā mea āpau e pono ai ʻoe e mākaukau no ke kaʻina noi:
Hāʻawi ʻia kēia leka e kāu mea hana a wehewehe i ka inoa o ka hana, ka lōʻihi o ka hana a me ka nui o nā uku. Hāʻawi ia i nā mea hāʻawi kālā i kahi ʻike maikaʻi aʻe o kāu kūlana kālā, kūpaʻa hana a inā paha e hiki iā ʻoe ke uku i kāu moraki.
Hōʻoia ka T4 i ka loaʻa kālā hana, e like me ka uku a i ʻole ka loaʻa ʻana i kēlā me kēia hola, a hāʻawi ʻia i kēlā me kēia kanaka e waiho i kā lākou ʻauhau ʻauhau. Hōʻike pū kāu T4 i ka nui o ka loaʻa kālā i loaʻa i loko o hoʻokahi makahiki, a me nā hoʻemi kālā. Pono nā mea hōʻaiʻē e hāʻawi i nā T4 no nā makahiki ʻelua i hala me kā lākou noi
Kaʻina hana hōʻaiʻē moraki
a e like me ka mea i manaʻo ʻia he pono e Clover Mortgage Inc., e hoʻoponopono i kāu palapala moraki a me kāu palapala noi ma ke ʻano maikaʻi loa. Hoʻopili kēia, akā ʻaʻole i kaupalena ʻia, kaʻana like ʻana i kāu ʻike pilikino me nā limahana Clover Mortgage Inc., nā subcontractors, a me nā ʻaoʻao ʻekolu i hui pū ʻia no ke kumu o ka hana ʻana i kāu noi moraki a me kāu noi.
Kulekele pilikino, a e like me ka mea i manaʻo ʻia he pono e Clover Mortgage Inc. e hoʻoponopono i kāu noi moraki a me ka palapala noi i ke ʻano maikaʻi loa. Hoʻopili kēia, akā ʻaʻole i kaupalena ʻia, kaʻana like ʻana i kāu ʻike pilikino me nā limahana Clover Mortgage Inc., nā subcontractors, a me nā ʻaoʻao ʻekolu i hui pū ʻia no ke kumu o ka hana ʻana i kāu noi moraki a me kāu noi.
Pono nā palapala no ka ʻae mua ʻana o ka moraki
Inā ʻoe e noʻonoʻo nei e kūʻai i hale, ʻo ka noi ʻana i kahi moraki e like paha me kahi hana paʻakikī. Pono ʻoe e hāʻawi i ka ʻike he nui a hoʻopiha i nā palapala he nui, akā ʻo ka mākaukau ʻana e kōkua i ke kaʻina hana e like me ka hiki.
ʻO ka nānā ʻana i ka affordability kahi hana kikoʻī loa. E noʻonoʻo ka poʻe hāʻawi kālā i kāu mau pili hale maʻamau a me nā lilo, a me nā ʻaiʻē e like me nā hōʻaiʻē a me nā kāleka hōʻaiʻē, i mea e maopopo ai ua lawa kāu koena e uhi ai i kāu uku moraki i kēlā me kēia mahina.
Eia hou, e hana lākou i kahi hōʻaiʻē me kahi ʻoihana hōʻaiʻē i ka wā i waiho ai ʻoe i kahi palapala noi e nānā i kāu mōʻaukala kālā a loiloi i ka pilikia e pili ana i ka hāʻawi ʻana iā ʻoe.
Ma mua o kou noi ʻana i moraki, e kelepona i nā keʻena kuhikuhi ʻaiʻē nui ʻekolu a nānā i kāu hōʻike hōʻaiʻē. E hōʻoia ʻaʻohe ʻike hewa e pili ana iā ʻoe. Hiki iā ʻoe ke hana i kēia ma ka pūnaewele, ma o kahi lawelawe kau inoa uku a i ʻole kekahi o nā lawelawe pūnaewele manuahi i loaʻa i kēia manawa.
Hoʻolimalima kekahi mau ʻelele i ka uku no ka ʻōlelo aʻo, loaʻa ke komisina mai ka mea hāʻawi aku, a i ʻole ka hui pū ʻana o nā mea ʻelua. Na lākou e hōʻike iā ʻoe i kā lākou uku a me ke ʻano o ka lawelawe a lākou e hāʻawi ai iā ʻoe i kāu hālāwai mua. ʻAʻole uku maʻamau nā ʻōlelo aʻoaʻo hale ma nā panakō a me nā hui moraki no kā lākou ʻōlelo aʻo.
koi moraki
Palapala hoʻoponopono: Loaʻa iā Credit Karma ka uku mai nā mea hoʻolaha ʻaoʻao ʻekolu, akā ʻaʻole pili kēia i ka manaʻo o kā mākou mea hoʻoponopono. ʻAʻole loiloi kā mākou mea hoʻolaha, ʻae a kākoʻo i kā mākou ʻike hoʻoponopono. He pololei ia i ko mākou ʻike a me ko mākou manaʻoʻiʻo ke paʻi ʻia.
Manaʻo mākou he mea nui iā ʻoe ke hoʻomaopopo i ke ʻano o ka loaʻa kālā. ʻOiaʻiʻo, maʻalahi loa. ʻO nā hāʻawi o nā huahana kālā āu e ʻike ai ma kā mākou kahua mai nā hui e uku mai iā mākou. ʻO ke kālā i loaʻa iā mākou e kōkua iā mākou e hāʻawi iā ʻoe i ka loaʻa ʻana o nā helu hōʻaiʻē manuahi a me nā hōʻike a kōkua iā mākou e hana i kā mākou mau mea hana hoʻonaʻauao maikaʻi loa.
Hiki i ka uku ke hoʻololi i ke ʻano a me kahi e ʻike ʻia ai nā huahana ma kā mākou kahua (a ma ke ʻano he aha). Akā, no ka mea maʻamau mākou e loaʻa kālā ke loaʻa ʻoe i kahi hāʻawi āu e makemake ai a kūʻai mai, hoʻāʻo mākou e hōʻike iā ʻoe i nā makana a mākou i manaʻo ai he kūpono ia no ʻoe. ʻO ia ke kumu e hāʻawi ai mākou i nā hiʻohiʻona e like me ka ʻae ʻana a me nā koho hoʻopakele.
E noi ana nā mea hāʻawi kālā i palapala no kāu palapala moraki e hōʻike ana i nā mea e like me ka nui o kāu kālā e loaʻa ai a me kāu ʻaiʻē. ʻO nā ʻano kikoʻī āu e pono ai no kahi hōʻaiʻē home e pili ana i kou kūlana. No ka laʻana, pono paha e hoʻopili ka mea hana ponoʻī i nā ʻano like ʻole ma mua o kahi kanaka hana no kahi hui.
