Hsbc Mortgage Calculator Overpayment
E hāʻawi kā mākou moraki hoʻohelu kālā iā ʻoe i ka manaʻo o ka nui o ke kālā āu e hiki ai ke mālama ma o ka uku ʻana i kāu uku a i ʻole ka moraki ukupanee wale nō. E hoʻokomo wale i kāu kikoʻī moraki o kēia manawa a koho i ke ʻano āu e makemake ai e uku nui, ma o nā uku maʻamau o kēlā me kēia mahina, ka uku puʻupuʻu nui, a i ʻole nā mea ʻelua. Eia pehea e pili ai i kāu uku mahina, ka huina koena, a me ka lōʻihi o kāu moraki.
Hāʻawi kēia calculator i kahi koho a ʻaʻole ia e noʻonoʻo i nā kaohi o ka uku a i ʻole nā uku uku mua. Manaʻo ia ʻaʻohe hoʻololi ʻē aʻe i ka lōʻihi o ka moraki i hōʻike ʻia, ʻo ia hoʻi, nā hoʻololi i ka uku ukupanee a i kāu huahana.
Helu helu o ka moraki
Me kēia calculator overpayment, hiki iā ʻoe ke helu i ka nui o kāu mea kūʻai aku e mālama ai i kā lākou moraki amortization inā ua uku wikiwiki lākou. E hoʻololi wale i nā helu o ka uku e ʻike i ke ʻano o kēia.
ʻO kēia pūnaewele no ka hoʻohana kūʻokoʻa ʻana i nā kikowaena kālā Virgin. Mai komo a hilinaʻi paha i kekahi ʻike / hōʻike i loko o kēia wahi inā he mea kūʻai pilikino ʻoe o Virgin Money a i ʻole kahi kanaka makemake e nīnau e pili ana i nā huahana a me nā lawelawe i hāʻawi ʻia e Virgin Money.
ʻO ka helu hoʻokaʻina moraki ʻo Halifax
Makemake mākou e kōkua iā ʻoe e hoʻokele pono i kāu moraki. Inā loaʻa iā ʻoe kahi moraki e hiki ai iā ʻoe ke hana i nā uku hou a i ʻole nā uku hou, hiki iā ʻoe ke hana i nā uku hou aʻe ma luna o kāu uku mahina maʻamau, a i ʻole ma ka hana ʻana i nā uku maʻamau a i ʻole ka uku ʻana i hoʻokahi manawa. 'O ia ho'i, hiki iā 'oe ke:
Inā ʻoe ka mea paʻa i kahi huahana paʻa a i ʻole nā huahana hoʻemi, loaʻa iā ʻoe kahi unuhi makahiki. A hiki i ka waiwai o kāu franchise, hiki iā ʻoe ke hana i nā uku me ka ʻole o ka hoʻonui ʻana i nā lilo. ʻO kēlā me kēia uku i ʻoi aku ma mua o kēia deductible e loaʻa kahi uku no ka uku mua.
Hoʻololi ka deductible makahiki i kēlā me kēia makahiki o ka uku paʻa a i ʻole ka manawa hoʻemi. No ka ʻike ʻana i nā kikoʻī o kāu keu, e komo i ka panakō pūnaewele, koho i kāu moraki a laila "Nā kikoʻī o ka uku".
ʻOi aku ka uku moraki ʻo Santander
ʻO ka mea mua, hāʻawi mākou i wahi uku no nā mea hoʻolaha e hoʻouna i kā lākou hāʻawi. ʻO nā uku i loaʻa iā mākou no kēlā mau wahi e pili ana i ke ʻano a me kahi e ʻike ʻia ai nā makana a nā mea hoʻolaha ma ka pūnaewele. ʻAʻole pili kēia pūnaewele i nā hui a i ʻole nā huahana i loaʻa ma ka mākeke.
ʻO ka mea mua, hāʻawi mākou i wahi uku no nā mea hoʻolaha e hoʻouna i kā lākou hāʻawi. ʻO nā uku i loaʻa iā mākou no kēlā mau hoʻolaha e pili ana i ke ʻano a me kahi e ʻike ʻia ai nā makana a nā mea hoʻolaha ma ka pūnaewele. ʻAʻole pili kēia pūnaewele i nā hui a i ʻole nā huahana i loaʻa ma ka mākeke.
Ke hoʻopaʻa ʻia kahi moraki me ka amortization (ke kumu a me ka ukupanee), e helu ka mea hāʻawi i ka nui e pono e uku ʻia i kēlā me kēia mahina e hōʻoiaʻiʻo e uku ʻia ka moraki ma ka hopena o ka manawa i ʻaelike ʻia.
Akā ʻaʻole ia manaʻo he kūpono nā uku moraki keu no kēlā me kēia. ʻO ka mea mua, ʻaʻole ʻae nā moraki a pau i ka uku nui, a kau kekahi i kahi pāpale i ka nui i hiki ke uku ʻia. ʻO ka lua, hiki ke hoʻohana maikaʻi ʻia ke kālā āu i koe ai ma nā wahi ʻē aʻe.
ʻO Trussle he Trustpilot 5-star online moraki kākāʻōlelo e hiki ke kōkua iā ʻoe e ʻimi i ka moraki kūpono a hana i nā hana paʻakikī a pau me ka mea hāʻawi e loaʻa. *Hiki ke pani ʻia kou home inā ʻaʻole ʻoe e hoʻokō i kāu uku moraki.
