Hoʻihoʻi ʻia ka makana moraki
ʻO ka mea mua, hāʻawi mākou i wahi uku no nā mea hoʻolaha e hoʻouna i kā lākou hāʻawi. ʻO nā uku i loaʻa iā mākou no kēlā mau wahi e pili ana i ke ʻano a me kahi e ʻike ʻia ai nā makana a nā mea hoʻolaha ma ka pūnaewele. ʻAʻole pili kēia pūnaewele i nā hui a i ʻole nā huahana i loaʻa ma ka mākeke.
ʻO ka mea mua, hāʻawi mākou i wahi uku no nā mea hoʻolaha e hoʻouna i kā lākou hāʻawi. ʻO nā uku i loaʻa iā mākou no kēlā mau hoʻolaha e pili ana i ke ʻano a me kahi e ʻike ʻia ai nā makana a nā mea hoʻolaha ma ka pūnaewele. ʻAʻole pili kēia pūnaewele i nā hui a i ʻole nā huahana i loaʻa ma ka mākeke.
Me ke kumu kūʻai hale ma waena o UK e lele ana ma kahi o £260.000, ʻo ka 5% ka palena liʻiliʻi loa e like me kahi poʻo £ 13.000. A ʻo ia ma mua o ka noʻonoʻo ʻana i nā ʻauhau a me nā uku kūʻai waiwai.
ʻO kahi waihona makana he kālā wale nō i hāʻawi ʻia i ka mea kūʻai hale e kōkua iā lākou e kūʻai i kahi waiwai. He haʻawina paha ke kālā i ka waihona a i ʻole ka waihona holoʻokoʻa. Akā ʻo ka mea nui, ʻo ke kālā he makana, ʻaʻole he hōʻaiʻē.
ʻO Trussle he Trustpilot 5-star online moraki aʻoaʻo e hiki ke kōkua iā ʻoe e ʻimi i ka moraki kūpono a hana i nā hana paʻakikī a pau me ka mea hāʻawi e loaʻa. *Hiki ke pani ʻia kou home inā ʻaʻole ʻoe e hoʻokō i kāu uku moraki.
Nā pilikia o ke kau inoa ʻana i ka leka hāʻawi
ʻAʻohe manawa maikaʻi e loaʻa ai kahi makana kālā nui ma mua o ka wā e ʻimi ai ʻoe i ka hale. ʻO ka mea maʻamau, ua hana ʻia nā uku haʻahaʻa ma kahi home mua me nā makana mare kālā, me nā makana nui mai nā mākua o ka wahine mare a me ke kāne mare. I kēia lā, hoʻokipa mau ʻia nā makana, akā ʻoi aku ka koʻikoʻi o nā lula no ka hoʻohana ʻana.
Ma kahi o ka moraki, he leka makana mai ka mea hāʻawi mai e ʻōlelo ana ʻaʻole pono ʻoe e uku i ke kālā. Inā ʻoe e hoʻohana i ke kālā hāʻawi no kekahi a i ʻole o ka uku mua, pono ʻoe i ka mea hāʻawi e kākau i kahi leka hāʻawi i kāu hui moraki e maopopo ai he makana ke kālā a ʻaʻole he hōʻaiʻē.
He mea nui ka hoʻomaopopo ʻana ʻaʻole lawa ka palapala hāʻawi ponoʻī no ka hui moraki. Makemake ka mea hāʻawi e hōʻoia aia ke kālā i loko o ka waihona o ka mea hāʻawi a i ʻole ua hoʻoili ʻia i ka panakō o ka mea i loaʻa, ma ke noi ʻana i nā kope o ka waiho ʻana a me ka unuhi ʻana a i ʻole kekahi mea like.
Hiki i kāu mea hāʻawi kālā ke hāʻawi iā ʻoe i kahi laʻana leka hāʻawi. I kēlā hihia, e hāʻawi wale i ka mea hāʻawi a noi iā lākou e hoʻopiha. Inā ʻaʻole hāʻawi ka mea hāʻawi iā ʻoe i kahi hōʻailona leka makana, e noʻonoʻo pono e nīnau i ke ʻano o nā koi leka makana.
Laiana Palapala makana moraki
Inā ʻoe he 62 a ʻoi paha - a makemake ʻoe i ke kālā e uku i kāu moraki, hoʻohui i kāu loaʻa kālā, a i ʻole uku no ka mālama ola kino - makemake paha ʻoe e noʻonoʻo i kahi moraki hoʻohuli. Hāʻawi ia iā ʻoe e hoʻololi i kekahi o kou mau home i ke kālā me ka ʻole e kūʻai aku i kou home a i ʻole e uku i nā bila o kēlā me kēia mahina. Akā e lawe i kou manawa: hiki ke paʻakikī ka moraki hoʻohuli a ʻaʻole kūpono paha iā ʻoe. Hiki i ka moraki hoʻohuli ke hoʻopau i ke kaulike ma kou home, ʻo ia hoʻi ka liʻiliʻi o nā waiwai no ʻoe a me kāu mau hoʻoilina. Inā hoʻoholo ʻoe e kūʻai a puni, e noʻonoʻo i nā ʻano ʻano moraki hoʻohuli a kūʻai a puni ma mua o ka hoʻopaʻa ʻana i kahi ʻoihana.
Ke loaʻa iā ʻoe kahi moraki maʻamau, uku ʻoe i ka mea hāʻawi kālā i kēlā me kēia mahina e kūʻai i kou home i ka manawa. Ma kahi moraki hoʻohuli, lawe ʻoe i kahi hōʻaiʻē kahi e uku ai ka mea hāʻawi iā ʻoe. Lawe nā moraki hoʻohuli i kekahi o ke kaulike i loko o kou home a hoʻolilo iā ia i mau uku iā ʻoe, kahi ʻano uku hoʻohaʻahaʻa i ka waiwai o kou home. ʻO ke kālā i loaʻa iā ʻoe he ʻauhau ʻole. ʻO ka maʻamau, ʻaʻole pono ʻoe e uku i ke kālā inā lōʻihi ʻoe e noho ana ma ka home. Ke make ʻoe, kūʻai aku i kou home, a neʻe paha, pono ʻoe, kāu wahine, a i ʻole kāu waiwai e uku i ka hōʻaiʻē. I kekahi manawa ʻo ia ke kūʻai aku i ka hale e loaʻa ke kālā e uku ai i ka hōʻaiʻē.
Nā lula no ka hāʻawi makana ʻana i ka uku moraki
Loaʻa iaʻu ka manaʻo e hiki mai ke kālā makana o kahi hōʻaiʻē FHA mai kahi ʻohana a i ʻole kahi hoaaloha. Akā naʻe, ua kamaʻilio wale wau i kahi mea hoʻolimalima moraki nāna i haʻi mai iaʻu he mea pili ia. He oiaio anei keia?
Aloha valley_man, ʻAʻole ʻoiaʻiʻo. Ua pololei. Hiki ke loaʻa ke kālā makana no ka uhi ʻana i kāu uku hoʻoemi FHA a/a i ʻole nā koina pani mai nā lālā o ka ʻohana, kahi hoaaloha pili, kāu mea hana, kahi aloha, a i ʻole kahi hui waiwai ʻole. No laila he nui nā kumu no ke kālā makana. He hoʻolako FHA kēia. Inā haʻi aku kāu mea hāʻawi iā ʻoe i kahi mea ʻokoʻa, e kamaʻilio me kahi mea hāʻawi ʻē aʻe. Manaʻo wau e kōkua kēia iā ʻoe. CanDo «ʻO ka manaʻo kūpono nā mea āpau «Post edited by CanDoAttitude on 02-04-2009 02:16 PM
– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – Brian B ʻO ka Loan ProfessorMortgage Banker – hāʻawi FHA, VA, USDA, a me nā moraki maʻamau ma nā mokuʻāina 50 a pau -Inā ʻaʻole ʻoe e pane i kahi nīnau hahai e ʻoluʻolu e ʻoluʻolu e. e hoʻopili pololei mai iaʻu
