NA MEA E HANA IA MAMUA O KA HOOMAKA AI E NANA
Inā noho ʻoe me kāu hoa kāne a i ʻole hoa kāne akā ʻaʻole kou inoa ma ka moraki, hiki iā ʻoe ke kuleana i ka waiwai. Pili kēia i nā kūlana, me ka male ʻana a ʻaʻole paha.
Inā male ʻoe a i ʻole i loko o kahi hui kūloko a ʻaʻole i helu ʻia ma ka moraki, hiki iā ʻoe ke noi i kahi leka hoʻomaopopo i nā kuleana i ka home male. Hāʻawi kēia iā ʻoe i kekahi mau kuleana noho, akā ʻaʻole e hāʻawi iā ʻoe i nā kuleana waiwai. Eia naʻe, inā hoʻokaʻawale ʻoe a hemo paha, e ʻōlelo paha ka ʻaha he kuleana kou i ka waiwai.
ʻAʻole hiki iā ʻoe ke noi no ke kuleana noho male ma ka waiwai a kāu kāne a wahine paha me kekahi ʻē aʻe. Eia hou, hiki iā ʻoe ke noi i ke kuleana i ka hale ma kahi waiwai hoʻokahi. He mea nui e hoʻomanaʻo ʻo ke kuleana i ka hale male wale nō e hāʻawi iā ʻoe i nā kuleana noho; ʻaʻole hāʻawi iā ʻoe i ke kuleana i ke kuleana o ka waiwai.
Inā male ʻoe a ʻaʻole kou inoa ma ka moraki, e kuleana ʻoe i ka waiwai a hiki iā mākou ke kūkākūkā i kēia me nā kikoʻī. Inā makemake ʻoe i ʻike hou aʻe, mai hoʻokaʻulua e hoʻokaʻaʻike mai iā mākou no kahi kūkākūkā mua manuahi. Hiki iā ʻoe ke kamaʻilio me kā mākou loio remortgage.
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Inā makemake ʻoe e hoʻokaʻawale i kāu kāne mai ka moraki no kekahi kumu a i ʻole makemake ʻoe e kūʻai pololei i kou hale ponoʻī, aia ka pono i ka ʻimi ʻana i ka home ma ke ʻano he mea kūʻai kūʻokoʻa. Ma muli o kou kūlana pilikino, ʻo ka loaʻa ʻana o hoʻokahi hoa kāne ma ka moraki ke koho maikaʻi loa.
ʻO ka inoa o ka waiwai he palapala e hōʻike ana i ka mea nona ka hale. Hiki iā ia ke hoʻololi i ke ʻano o ka moraki. ʻOi aku ka maikaʻi e kamaʻilio me ka loio a me ka mea kūʻai moraki e hoʻomaopopo i nā koho no ka mea e helu ʻia ma ke poʻo inoa a me ka moraki.
Hiki iā ʻoe ke noʻonoʻo e haʻalele i ka inoa o kāu wahine ma waho o ke poʻo inoa inā: – Hoʻokaʻawale ʻoe i kāu kālā a makemake ʻoe e hoʻomau i ka hana - Makemake ʻoe e pale i kāu mau waiwai mai ka hoa kāne me ka hōʻaiʻē maikaʻi ʻole - Makemake ʻoe i ka mana piha e pili ana i ka hoʻoili ʻana o ka waiwai ma ka wā e hiki mai ana (no ka laʻana, inā he mau keiki kāu mai kahi male mua)
ʻO kahi palapala hoʻokuʻu i hiki iā ʻoe ke hoʻololi i ka ʻona o ka waiwai paʻa mai kekahi kanaka i kekahi. Inā hoʻoholo ʻoe e haʻalele i ka inoa o kāu kāne ma waho o ke poʻo inoa, hiki iā ʻoe ke hoʻohana i kahi palapala hoʻokuʻu e hoʻoili i ka kuleana piha o ka waiwai iā lākou.
No ke aha e hilinaʻi ʻia ai kāu ʻinikua ola (LIFE
E like me ka mea e pili ana i ka poʻe hāʻawi kālā, noho nā kānaka ʻelua i "hui pū a pakahi" no ka hōʻaiʻē. I nā huaʻōlelo ʻē aʻe, hiki i ka mea hāʻawi kālā ke hele ma hope o kekahi a i ʻole nā mea ʻelua i ka hopena o ka paʻamau. A e pōʻino nā helu ʻaiʻē o nā mea ʻelua inā lohi ka uku.
Pēlā nō ia no ka mea hōʻaiʻē hoa ʻaʻole makemake hou e kuleana no ka moraki a lākou i pūlima pū ai. Inā ʻike ʻoe iā ʻoe iho i ke kūlana o ka wehe ʻana i kou inoa, a i ʻole kekahi, mai kahi moraki, eia kāu mau koho.
ʻO kēia mau koi hope ʻelua paha ka paʻakikī loa e hoʻokō. Inā ʻaʻole ʻoe ʻo ka mea nāna e mālama i ka ʻohana, ʻaʻole lawa paha kāu kālā e hiki ai ke hōʻaiʻē iā ʻoe iho. Eia naʻe kekahi ʻōlelo aʻo: inā e loaʻa iā ʻoe ke kōkua alimony a i ʻole ke kākoʻo keiki, e hāʻawi i kāu mea hāʻawi i kēlā ʻike. Hiki i kēlā loaʻa kālā ke kōkua iā ʻoe i ke kūpono no ka hoʻihoʻi kālā ʻana me ka ʻole e hilinaʻi i kahi lālā o ka ʻohana ma ke ʻano he pūlima.
Loaʻa i nā hōʻaiʻē USDA kahi koho refinancing maʻalahi. Eia nō naʻe, inā hoʻohana ʻoe i ka USDA Streamline Refi e wehe i kahi inoa mai ka hōʻaiʻē, pono e hoʻihoʻi hou ka mea ʻaiʻē i koe no ka hōʻaiʻē e pili ana i ka hōʻike hōʻaiʻē a me ka loaʻa kālā.
Na naaupo a me na Lio | BBC Comedy Nui
Ke noʻonoʻo ʻia ka inoa ʻoi aku ma mua o hoʻokahi ma kahi palapala moraki, manaʻo ʻia paha he kāne male. Eia nō naʻe, nui nā poʻe ʻē aʻe e hele pū ana i kahi kūʻai home: nā kaikaina, nā mākua a me nā keiki, nā ʻohana ākea, nā kāne male ʻole, a me nā hoaaloha. ʻIke ʻia kēia ma ka ʻoihana ma ke ʻano he moraki hui.
Ma ka ʻaoʻao maikaʻi, ʻo ka hāʻawi ʻana i ke kaumaha o kahi hōʻaiʻē home hiki ke hoʻolilo i ka ʻona home no ka poʻe hiki ʻole ke hana iā lākou iho. Eia nō naʻe, ʻo ka lawe ʻana i ka hoʻokō e like me ka nui a paʻakikī e like me ka hoʻokaʻawale ʻana i kahi home a me ka moraki e waiho i kahi kuleana kālā lōʻihi ma kekahi, no laila e mākaukau ʻoe ma mua o ka lawe ʻana i kahi moraki hui.
Ua hele mākou iā Mike Venable, ke poʻo o ka Underwriting ma TD Bank[1] no kāna mau manaʻo e pili ana i ka kaʻana ʻana i ka home a e kōkua iā ʻoe e hoʻoholo inā he koho kūpono ke ʻimi. Eia hou, e wehewehe mākou i kekahi o nā hoʻomaʻamaʻa maikaʻi loa i ke aʻo ʻana pehea e kūʻai ai i kahi home multi-owner.
ʻO ka noho maʻamau e hoʻoulu i ka waiwai like ʻole. Ma mua o ka puunaue like 'ana i ka waiwai, ho'oka'awale ka 'āina ma'amau i nā pākēneka o ka noho 'ana ma muli o ka mea a kēlā me kēia kanaka e ho'okomo ai.
