Ehia ke kumukuai o ka notary no ka moraki?

Heloc uku notari

ʻO ke kūʻai ʻana a i ʻole ke kūʻai ʻana i hale ka hana nui loa a ka hapa nui o mākou e komo ai. Akā ʻo ke kumukūʻai kūʻai maoli ma kahi papa inoa home he ʻāpana wale nō ia o ke kumukūʻai hope loa o ke kūʻai ʻana a kūʻai ʻana paha. Ua hana mākou i kēia pepa hoʻopunipuni e uhi i nā uku maʻamau a huna ʻia 18.

Makemake ʻoe e ʻike hou aku? E kipa i kā mākou mau kikowaena waiwai e ʻimi i nā haneli o nā ʻatikala kōkua i hana ʻia no nā mea hale, condos, konohiki, a me nā mea hoʻolimalima. A laila e kiʻi i kahi ʻōlelo ma ka pūnaewele ma lalo o 5 mau minuke a ʻike i ke ʻano o ka ʻinikua home pilikino.

ʻOiai inā mālama ʻoe, hiki i nā pōʻino ke hiki mai. ʻO ka ʻinikua home kahi ala e pale aku ai i kou ʻohana mai nā poho kālā ma muli o nā pōʻino. A, hiki ke hoʻomaka ka ʻinikua home ma lalo o $12 / mahina.

Ehia ka uku o ka notary ma ka panakō?

Inā ʻoe e noʻonoʻo nei e kūʻai i hale hou, a i ʻole nā ​​​​mea i hoʻomaha loa. Pono ʻoe e hoʻokaʻaʻike i kāu notary e hoʻoholo ai i nā kumukūʻai pani hope loa. ʻO ka loaʻa ʻana o nā ʻauhau āpau a me nā koina pani hope i hoʻoholo ʻia e ka notary e mālama iā ʻoe i ka manawa a me ke koʻikoʻi, a ʻaʻole pono ʻoe e hoʻi i kāu mea hāʻawi no nā kālā hou aʻe ma hope.

ʻO kēia ʻauhau he ʻauhau panalāʻau i uku ʻia no ke kūʻai/hoʻoili ʻana i ka waiwai paʻa. Ua helu ʻia ma 1% o ka $200.000 mua a me 2% o ke koena o ke kumu kūʻai a i ʻole ka waiwai kūʻai. Na ka notary e uku i ka ʻauhau ma ka hopena o ke kūʻai ʻana ma kou inoa. Loaʻa i ka poʻe kūʻai hale manawa mua i ka hoʻokuʻu piha a ʻāpana paha.

Uku ʻia ka ʻauhau Social Services ma nā waiwai hou a i hoʻoponopono hou ʻia paha e ka mea nona ka waiwai mua. Hoʻonohonoho ʻia ka ʻauhau o kēia manawa ma 5%. Hiki ke hoʻohui ʻia a hoʻokomo ʻia paha i ke kumu kūʻai. Inā hōʻike kāu ʻaelike ʻaʻole i komo ka VAT i ke kumu kūʻai, pono ʻoe e hoʻohui i 5% o ke kumu kūʻai i ke kumu kūʻai hope. Loaʻa paha kahi uku hou inā e hoʻohana ana ʻoe i ka home ma ke ʻano he hale noho mua, a he uku manawaleʻa paha inā kūʻai ʻoe i kou home hou ma mua o Ianuali 2007.

Pehea e lilo ai i Notari Loan Signing Agent

ʻAe. Hiki ke unuhi ʻia nā lilo notari no ka ʻaelike ʻana i ka moraki. Ma hope o ke kūʻai ʻana i home, ʻo ka nīnau mau ka mea e hiki ke unuhi ʻia nā lilo kālā no ka hōʻike kālā loaʻa a ʻaʻole hiki ke unuhi ʻia nā lilo kālā. Hiki ke unuhi ʻia nā uku notari ke kūʻai aku i hale.

ʻO nā lilo wale nō i loaʻa ka moraki ma kou home hou e hiki ke unuhi ʻia. ʻO ke ʻano kēia, pono ʻoe e nānā pono i nā lilo i hana ʻia no ka loaʻa ʻana o ka hōʻaiʻē. ʻO nā lilo e hiki ke unuhi ʻia:

ʻO ka mea pōʻino, ʻaʻole hiki iā ʻoe ke unuhi i nā lilo a pau i hiki ke unuhi ʻia mai ka nui āu e uku ai i ka Waihona. Hiki iā ʻoe ke unuhi wale iā lākou mai kāu loaʻa kālā. ʻO ia ke ʻano inā ʻae ʻia ʻoe e unuhi i ka huina o €2.000 i nā lilo hiki ke unuhi ʻia a ʻo kāu loaʻa makahiki he, no ka laʻana, €35.000, pono ʻoe e uku i ka ʻauhau ma ka loaʻa kālā o €33.000. Inā he hoa ʻauhau kāu, hiki iā ʻoe ke hoʻokaʻawale i kāu mau lilo hiki ke unuhi ʻia ma waena o ʻolua, hiki ke loaʻa nā pōmaikaʻi hou aʻe.

Nā uku notari ma Philippines

ʻO Justin Pritchard, CFP, he kākā'ōlelo uku a he loea kālā pilikino. Hoʻopili i ka panakō, nā hōʻaiʻē, nā hoʻopukapuka, nā moraki a me nā mea hou aku no The Balance. Loaʻa iā ia kahi MBA mai ke Kulanui o Colorado a ua hana ʻo ia no nā uniona hōʻaiʻē a me nā ʻoihana kālā nui, a me ke kākau ʻana e pili ana i ke kālā pilikino no nā makahiki he ʻelua.

Lea Uradu, JD he puka puka no ke Kulanui o Maryland School of Law, Registered Tax Preparer in the State of Maryland, State Certified Notary Public, Certified VITA Tax Preparer, Komo i ka Annual Filing Season Program o ka IRS, ka mea kākau ʻauhau a me ka mea hoʻokumu. o na Oihana Hooholo Auhau. Ua hana pū ʻo Lea me nā haneli o ka poʻe malihini a me nā mea kūʻai ʻauhau federal.

Inā pono ʻoe e kiʻi i kahi ʻaelike a i ʻole pepa ʻē aʻe i pūlima ʻia e ka notary public, pono paha ʻoe e uku i kahi uku haʻahaʻa i ka mea lawelawe notari. Hiki ke uku ʻia kēia mau uku ma mua a i ʻole ma ka hopena o kahi kālepa, e like me ke kūʻai ʻana i hale. ʻO ka ʻike ma mua i ka mea āu e manaʻo ai e uku i nā uku notari hiki ke kōkua iā ʻoe i ka hoʻolilo kālā no ka lilo a pale i ka lohi i ke kau inoa ʻana i kāu mau palapala.