boi moraki moraki helu helu
Ua ʻike anei ʻoe i ka helu ʻana i ka waihona no kou home e hiki mai ana he mau lilo ʻē aʻe e pono e noʻonoʻo ʻia? Eia kekahi, ʻo ke ʻano o ka mea kūʻai aku e hoʻohuli i ka liʻiliʻi liʻiliʻi āu e mālama ai.
Me kēia helu helu lima hiki iā ʻoe ke hoʻohui i nā mea āpau āu e pono ai e mālama no kou home hou, me nā hoʻolimalima hou. Kōkua kēia helu helu iā ʻoe e hoʻohālikelike i ka nui o kāu pono e mālama i kēlā me kēia mahina e hiki ai i kāu pahuhopu i loko o kāu manawa.
^O na koina hou he 5.000 euros ia na koina huiia o na uku o ka poe akamai, na uku hooponopono a me na uku loio. He ʻokoʻa paha kēia mau uku ma muli o ke ʻano o ka mea kūʻai aku a pono e lawe ʻia ma ke ʻano he kuhi. Loaʻa paha nā kumukūʻai hou ma muli o kou kūlana pilikino. ʻAʻole pono ʻoe e kiʻi i kahi loiloi loea, akā manaʻo mākou e hana ʻoe.
ʻEhia ka nui o ka moraki o 80.000 i kēlā me kēia mahina?
Hiki i kēia calculator amortgage iā ʻoe ke hoʻohālikelike i ka uku pānaʻi moraki a me nā mea hoʻolale kālā i loaʻa ma Ireland. Hōʻike ka calculator i ka nui o kāu moraki e pili ana i ka nui āu e hōʻaiʻē ai, ka mea nāna e hāʻawi aku, inā ʻoe e koho i nā kumukūʻai paʻa a i ʻole nā kumukūʻai, a me ka manawa o ka moraki.
Hāʻawi kā mākou helu moraki iā ʻoe e mākaʻikaʻi i nā ʻano moraki maikaʻi loa i loaʻa, hāʻawi kā mākou helu ʻinikua ola iā ʻoe i ka ʻinikua ola haʻahaʻa loa a me nā ʻōlelo hoʻomalu moraki, a ʻo kā mākou hoʻolālā ʻinikua home ma o Aviva hāʻawi i nā uku. Hiki iā ʻoe ke kipa i kā mākou pūnaewele hoʻolaʻa lifeinsurance.ie.
Helu helu moraki o Irelani
ʻO ka mea mua, hāʻawi mākou i nā mea hoʻolaha me nā wahi uku e hōʻike i kā lākou hāʻawi. ʻO nā uku i loaʻa iā mākou no kēlā mau wahi e pili ana i ke ʻano a me kahi e ʻike ʻia ai nā makana a nā mea hoʻolaha ma ka pūnaewele. ʻAʻole pili kēia pūnaewele i nā hui a i ʻole nā huahana i loaʻa ma ka mākeke.
ʻO ka mea mua, hāʻawi mākou i wahi uku no nā mea hoʻolaha e hoʻouna i kā lākou hāʻawi. ʻO nā uku i loaʻa iā mākou no kēlā mau hakahaka pili i ke ʻano a me kahi e ʻike ʻia ai nā makana a nā mea hoʻolaha ma ka pūnaewele. ʻAʻole pili kēia pūnaewele i nā hui a i ʻole nā huahana i loaʻa ma ka mākeke.
1. E hoʻokomo i ke kumukūʻai o ka hale a me ka waihona (ma ke ʻano he pākēneka a i ʻole ka nui paʻa). E loaʻa iā ʻoe ma ka ʻaoʻao hema o ka pale. Inā ʻaʻohe āu waiwai kikoʻī i ka noʻonoʻo, hiki iā ʻoe ke hoʻāʻo me nā helu e ʻike i kāu mea hiki ke loaʻa.
2. E hookomo i ka uku panee. E hoʻohana i kahi pūnaewele hoʻohālikelike a i ʻole e hoʻopili i kahi mea hoʻolimalima moraki e ʻike i ka uku ukupanee i loaʻa no kāu pae waihona. Loaʻa paha iā ʻoe ka uku paneʻe mai ka mea hāʻawi aku ma o ka moraki "agreement in principle".
Helu helu moraki Aib
ʻO ke kūʻai ʻana i home kahi kūpaʻa nui, a he nui nā mea e hoʻoholo ai i ka mea a ka mea hāʻawi moraki e makemake e hāʻawi iā ʻoe. E haʻi liʻiliʻi iā mākou e pili ana i kāu kālā a me ke ʻano o ka waiwai āu e makemake ai e kūʻai no ka loaʻa ʻana o ka manaʻo i kāu mea hiki ke loaʻa.
Ma mua o kou hoʻomaka ʻana e ʻimi i kahi home hou, pono ʻoe e hoʻoholo i ka nui o ka hale āu e hiki ai ke loaʻa. ʻO kahi ala e hoʻomaka ai, ʻo ka ʻae ʻia ʻana e ka mea hāʻawi kālā, e noʻonoʻo ana i nā kumu e like me ka loaʻa, ka ʻaiʻē a me ka hōʻaiʻē, a me ka nui o kāu i mālama ai no ka uku mua, e hoʻoholo ai i ka nui o ka hōʻaiʻē hiki iā ʻoe ke loaʻa. . ʻO ke kānāwai maʻamau ka manaʻo no kahi home e kūʻai ana ma kahi o ʻelua a me ka hapa manawa o kāu uku makahiki. Inā loaʻa iā ʻoe kahi aie kāleka hōʻaiʻē nui a i ʻole nā kuleana kālā ʻē aʻe, e like me ka alimony a i ʻole kahi leʻaleʻa pipiʻi, pono paha ʻoe e hoʻohaʻahaʻa i kou mau maka. ʻO kekahi rula o ke koʻokoʻo: ʻAʻole pono e ʻoi aku ka nui o kāu uku hale ma mua o 36% o kāu loaʻa kālā o kēlā me kēia mahina. Hiki i kēia calculator ke hāʻawi iā ʻoe i ka manaʻo nui o ka nui o ka moraki hiki iā ʻoe ke loaʻa.
