He aha ka moraki e hiki iaʻu ke loaʻa no £500 i ka mahina
Hiki i kēia calculator amortgage iā ʻoe ke hoʻohālikelike i ka uku pānaʻi moraki a me nā mea hoʻolale kālā i loaʻa ma Ireland. Hōʻike ka calculator i ka nui o kāu moraki e pili ana i ka nui āu e hōʻaiʻē ai, ka mea nāna e hāʻawi aku, inā ʻoe e koho i nā kumukūʻai paʻa a i ʻole nā kumukūʻai, a me ka manawa o ka moraki.
Hāʻawi kā mākou helu moraki iā ʻoe e mākaʻikaʻi i nā ʻano moraki maikaʻi loa i loaʻa, hāʻawi kā mākou helu ʻinikua ola iā ʻoe i ka ʻinikua ola haʻahaʻa loa a me nā ʻōlelo hoʻomalu moraki, a ʻo kā mākou hoʻolālā ʻinikua home ma o Aviva hāʻawi i nā uku. Hiki iā ʻoe ke kipa i kā mākou pūnaewele hoʻolaʻa lifeinsurance.ie.
He aha ka moraki e hiki iaʻu ke loaʻa no £700 i ka mahina
He 2,34% ka nui o ka HSBC no Intermediaries a hiki i Iulai 31, 2024 no nā mea hōʻaiʻē i waiho i kahi waihona 40%. Loaʻa i kēia moraki ka uku kumu o £999 a me kahi loiloi waiwai manuahi. ʻO ka huina kālā no ka hoʻohālikelike he 3,9% APR.
Hāʻawi ʻo HSBC i nā moraki ukupanee wale nō i ka poʻe hōʻaiʻē, ʻoiai ma ka liʻiliʻi loa e loaʻa i kahi mea noi ke loaʻa £75.000 no ke kūpono. Inā ʻaʻole ʻoe e loaʻa i ka £75.000, hiki i kā mākou mau ʻelele ke komo iā Santander for Intermediaries, a ʻae ka mea hāʻawi i nā moraki uku ukupanee wale nō a me nā moraki uku no ka hoʻonui ʻana i nā uku o kēlā me kēia mahina. ʻOi aku ka pipiʻi o nā ʻano.
Pono nā mea noi e loaʻa ka uku makahiki haʻahaʻa o £75.000 no ke kūpono no ka ukupanee wale nō, a no nā noi hui e loaʻa i ka liʻiliʻi he £75.000. Inā ʻaʻole i ʻoi aku ka loaʻa kālā hoʻokahi ma mua o £75.000, ʻo ka loaʻa kālā i hui pū ʻia e pono ma lalo o £100.000.
ʻO ka lakio loan-to-value kiʻekiʻe loa i ʻae ʻia ma ke ʻano hoihoi-wale nō he 50% ke kūʻai aku ka hoʻolālā uku i ka waiwai i moraki ʻia, a i ʻole 75% inā he kumu ʻae ʻia ka hoʻolālā uku.
Helu helu moraki UK
He ala maikaʻi loa kā mākou mau moraki ʻEulopa e hōʻiliʻili i ka ʻike koʻikoʻi e pili ana i ka loaʻa ʻana a me ka hoʻohālikelike ʻana i nā moraki like ʻole ma waena o ka EU. Ke hoʻohana nei i kā mākou moraki e pili ana i ʻEulopa, hiki iā ʻoe ke helu, noiʻi a nānā i nā helu koʻikoʻi i ka euro a hoʻoholo i nā hoʻoholo maikaʻi loa e pili ana i kāu moraki. ʻO kā mākou pahuhopu ka lilo ʻana i kumu waiwai nui no ka poʻe ʻEulopa e ʻimi nei i ka ʻike e pili ana i ke kālā moraki, a i kēlā hopena, hāʻawi mākou i kahi ākea ākea e kōkua i kā mākou poʻe malihini e hoʻolālā.
ʻO nā calculators a pau i ʻike ʻia ma kā mākou pūnaewele he manuahi loa i kā mākou poʻe kipa a ua hoʻolālā ʻia e kōkua iā ʻoe e loaʻa ka ʻike kikoʻī e pili ana i nā moraki ma ʻEulopa. ʻO kā mākou mau mea hana kaulana loa e pili ana i kā mākou Mortgage Comparison Calculator, a me kā mākou Interest Only Mortgage Calculator, e hāʻawi ana i nā kikoʻī maikaʻi loa e pili ana i nā helu kālā moraki. Ma waho aʻe o kēia mau calculators, hāʻawi pū mākou i nā calculators European moraki e kōkua i kā mākou poʻe malihini i ke kaʻina hana. Inā he mea kūʻai hale mua ʻoe e ʻimi ana i ka ʻike e pili ana i ka uku ukupanee, a i ʻole ka mea nona ka home e noʻonoʻo ana e hoʻihoʻi kālā i kāu moraki, ua loaʻa iā mākou nā calculators moraki maikaʻi loa o ʻEulopa.
He aha ka moraki hiki iaʻu ke loaʻa no 1.500 i ka mahina
Pehea ka nui o ka ʻokoʻa 1% o ka ukupanee ma kahi moraki 30 mau makahiki e hoʻopakele iā ʻoe? He mea pono ke hoʻolilo hou i kāu moraki no 1% mālama? E like me kāu e noʻonoʻo ai, he nīnau maʻamau ia i loaʻa i nā mea nona ka home me nā uku pānaʻi moraki e lele nei a puni nā haʻahaʻa haʻahaʻa.
ʻOiaʻiʻo, no ka mea e hoʻomau mau ana nā kumukūʻai moraki i nā loli i kekahi manawa, e noʻonoʻo paha ʻoe: Pehea ka nui o ka hāʻule ʻana o ka hapa pākēneka o ka uku panee e mālama iā ʻoe ma kāu moraki? E ʻoluʻolu ua hele mai ʻoe i kahi kūpono inā makemake ʻoe e ʻike hou aku.
Ma hope o nā mea a pau, ʻo ka piʻi ʻana o ka pākēneka hoʻokahi o kāu uku pānaʻi moraki me he mea lā e hoʻonui ʻia i kahi piʻi liʻiliʻi o kāu uku o kēlā me kēia mahina, akā e hoʻomanaʻo ... i ka wā lōʻihi, hiki i kēia piʻi ke hoʻonui i kahi waiwai liʻiliʻi. Me kēia noʻonoʻo, eia mākou e nānā i ka nui o ka hāʻule ʻana o ka 1% o ka uku paneʻe ma kāu moraki 15-makahiki a i ʻole 30-makahiki hiki ke mālama iā ʻoe, a me ka nui o ke kālā e hiki ai i kēia mau waihona kālā ke hoʻihoʻi i kāu ʻeke. Mahalo paha ʻoe i ka ʻike ʻana he mau tausani kālā ka pane, ʻoi aku ka nui o ka manawa. E heluhelu no ka ʻike hou aku.
