Ukulandelela abathintwayo e-Georgia
Kusukela ngo-1898, sigxile ekukubekeni kuqala. Kusukela ezimpandeni zethu ezithobekile e-Arkansas yekhulu le-40, sikhule saba indlu yamandla emalimboleko enamahhovisi ezifundazweni ezingaphezu kuka-XNUMX. Lokhu kukhula kugqugquzelwa isimo sethu sengqondo sokubeka ikhasimende kuqala nokwenza izinqumo ezisekelwe kulokho okukulungele.
Njalo ngonyaka, izigidi zabantu baseMelika babhekana nokuntshontshwa kobunikazi. I-BOE Mortgage ifuna ukuthi ube nolwazi oludingayo ukuze uzivikele ekuntshontshweni komazisi. Nakuba zingekho iziqinisekiso zokuvimbela ukwebiwa kobunikazi.
Isikhathi esiphezulu sokuthenga nokudayisa amakhaya kusezinyanga zasehlobo. Uma kufika ikwindla abantu bafuna ukuqala ukuzinza ngokulungiselela isikole nesikhathi samaholidi. Kodwa lokhu akusho ukuthi baningi abantu abasafuna ukuthengisa.
Zilungele wena uma ubheke ukwakha ingcebo ngokuthenga imali ebolekiwe eqinile, yendabuko. Ithimba lethu lemalimboleko lingahlanganisa isipredishithi esibanzi esibonisa umehluko ezinkokhelweni phakathi kwezinketho zenani elimisiwe lemali ebolekiwe. Zizoxoxwa nomthengi ukusiza ukunquma inketho evumelana kangcono nezidingo zabo.
Uhlelo Lokuvikela Inkokhelo Luchaziwe
Ukuthenga ikhaya lakho lokuqala kuyinto ethokozisayo futhi esabekayo. Kubonakala sengathi kuningi okumele kukhunjulwe (futhi ukhokhele!) ukuthi kulula ukulahlekelwa kulokho okudingeka ngempela futhi yini nje "ukuthintwa okuhle." Umshwalense wokuphila we-Mortgage umane uyindawo eyodwa lapho abangenalwazi bengase bazizwe bengalondekile. Ukukusiza, sihlanganise lo mhlahlandlela osheshayo wokuqonda izidingo zakho zomshwalense wempilo yezindlu eziboshiwe.
Umshwalense wempilo uyindlela yokuvikela ngokwezimali obathandayo uma kwenzeka ushona. Kodwa-ke, kunokhetho olubanzi lomshwalense wokuphila, eminye evele ihlanganise izindleko zomngcwabo kanti eminye eklanyelwe ukondla umndeni wakho ngokwezimali uma kwenzeka okubi kakhulu.
Umshwalense we-mortgage wokuphila uwukuthi: umshwalense okhokhela ingxenye esele yemali mboleko uma kwenzeka ushona. Nakuba umshwalense wempilo ye-mortgage ungadingeki, utuswa kakhulu kubantu abaningi. Abanye ababolekisi bazogcizelela ukuthi ube nayo ngaphambi kokuthi ungene, kanti abanye ngeke.
Thenga ukuze Uvumele Izindlu Zokuboleka - Konke Odinga Ukukwazi Ngalo Januwari!
Sikwenza njalo futhi siyazi ukuthi nawe uyakwenza. Siyazi futhi ukuthi umbuzo omncane ungamcasula obolekayo uma impendulo elula ibingamkhulula. Yilokho esizele ngakho. Yimininingwane emincane ebaluleke kakhulu futhi siyazi ukuthi kubaluleke kangakanani ukuthola izimpendulo uma uzidinga. Sishayele namuhla futhi ufunde mayelana ne-BOE Difference. Kwa-BOE Philly "Kungaphezu Kwemalimboleko, Ngabantu"!
I-Bucks County, Pennsylvania iyindawo enhle yokuhlala! Amagquma aseDelaware Valley agcwele amapulazi, umlando namasiko. Le ndawo inikela ngezifunda zesikole ezinhle, eziseduze nePhiladelphia, New York kanye nePrinceton kanye namanani ezakhiwo nezintela ezithengekayo ngokumangazayo uma kuqhathaniswa nalezo zindawo.
Ochwepheshe bethu bangabuyekeza idatha eluhlaza yefayela lesikweletu lomboleki futhi banqume umthelela izinkokhelo ezithile ezizoba nawo kumphumela wekhredithi womboleki. Bangakwazi futhi ukwenza iziphakamiso mayelana nomthelela wemigomo ekufanelekeni kwesikweletu komboleki.
Ezimeni lapho umeboleki angase adinge umsebenzi owengeziwe, singancoma inkampani yangaphandle yokulungisa izikweletu esize amakhasimende ethu amaningi. Sishayele namuhla futhi uthole ukuthi singaphendula kanjani ukuthi cha abe nguyebo.
I-Shriram Life Assured Income Plan yethulwe ngu
Isho izakhiwo ezifanayo ezisetshenziselwa izinjongo zokuqhathanisa enqubweni yokuhlola. Lezi zakhiwo zizoba ngosayizi kanye nendawo efanayo ngokufanelekile, zibe nezinsiza ezifanayo nezici, ukuze kunqunywe inani lemakethe elilinganiselwe lesakhiwo esihlongoziwe.
Inani umnikazi analo ku-real estate ngaphezu kwezikweletu ezibolekiwe ngokumelene naye. Lapho i-mortgage kanye nazo zonke ezinye izikweletu ezibhekene nesakhiwo zikhokhwa ngokugcwele, umnikazi une-100% ye-equity endaweni yakhe.
Izimali kanye/noma itayitela elishiywe kumuntu wesithathu ku-trust. Ngokuvamile, ingxenye yenkokhelo yemali mboleko yanyanga zonke ibanjwa njenge-escrow ngumboleki ukuze akhokhele izintela, umshwalense wezingozi, kanye namaphrimiyamu omshwalense waminyaka yonke we-mortgage.
Imali mboleko enesilinganiso esinqunyiwe enezinkokhelo zanyanga zonke eziqala phansi futhi zikhuphuke ngenani elingashintshi phakathi nenani elishiwo leminyaka. Ngemva kwaleso sikhathi, izinkokhelo ngokuvamile zihlala zingashintshi impilo yonke yemali mboleko.
Lapho umthengi evuma ukukhokha ngokuqondile kumthengisi ngaphansi kwezimo okwakuxoxiswene ngazo ngaphambili. Umdayisi uyavuma ukunikeza umthengi umhlaba itayitela ekupheleni kwesivumelwano. Umthengi uba umnikazi wezabelo zalolu hlobo lwendali. (Bheka futhi Izimali Zomnikazi)
