Izinzuzo nezingozi zamakati angaphandle
Lapho isilwane esifuywayo esisha samukelwa ekhaya, ngaso leso sikhathi siba ilungu lomndeni. Kungakho kubalulekile ukwazi izindleko zangempela zokunakekela isilwane esifuywayo ngaphambi kokusiletha ekhaya. Uma ufuna umngane onoboya, cabangela izindleko zokuqala nezesikhathi eside zokuba nenja noma ikati, kanye nesabelomali sazo zonke izindleko ezingaba khona ukuze unqume ukuthi ungakwazi yini ukuyikhokhela. Nawa amanye amathiphu angakusiza ukuthi uqalise.
Ngaphezu kwezindleko zokuqala, ngonyaka wokuqala wokugcina isilwane esifuywayo, ezinye izindleko zizovela. Ngokusho kwe-ASPCA (American Society for the Prevention of Cruelty to Animals), nasi isilinganiso salokho ongakulindela ngezindleko zokuqala zesilwane esifuywayo. Njengoba izinja namakati kuyizinhlobo ezivame kakhulu zezilwane ezifuywayo e-United States, sizoqhathanisa izindleko zobunikazi bezinja uma ziqhathaniswa namakati.
Izindleko zonyaka wokuqala wokuba nenja zilinganiselwa ku-$1.455. Izindleko zonyaka wokuqala wokuba nekati zilinganiselwa ku-$1.105. Ukwazi lezi zindleko kusenesikhathi kungakusiza ukuthi ubone ukuthi isilwane esisha sikulungele yini wena kanye nesabelomali sakho.
Umthetho Wekati Langaphandle
Izinqubomgomo zomshwalense wezilwane ezifuywayo kuphela ezinikeza okungcono kakhulu ngokwezici nezinzuzo ezingalindela ukuthola izilinganiso zethu zezinkanyezi ezine nezinhlanu. Amakhasimende akhetha imikhiqizo enesinye salezi zilinganiso angaqiniseka ukuthi athenga ukufakwa okungcono kakhulu emakethe.
Abanikazi bezilwane ezifuywayo abaningi babheka ikati noma inja yabo abalithandayo njengomunye womndeni. Ngeshwa, lapho isilwane esifuywayo sigula, izikweletu zezilwane zikhula ngokushesha. Umshwalense wesilwane esifuywayo usiza ukukhokhela izindleko zezilwane uma kwenzeka ikati lakho, inja, noma esinye isilwane esifuywayo sigula noma silimale.
Ukwengeza, uma ufisa, unganweba ukumbozwa ukuze ufake ezinye izingozi, njengesibopho sezomthetho (uma inja yakho ihlasela futhi ilimaze esinye isilwane noma umuntu, noma ilimaza impahla yomunye umuntu), izindleko zokugcina ikati noma inja yakho endaweni. inkulisa noma inja uma igula futhi kufanele iye esibhedlela noma esikhungweni sokunakekela isikhashana, ngisho nenani lokushintshwa uma kwenzeka isilwane sebiwa noma silahlekile.
Abantu abaningi bathengela inja noma ikati labo umshwalense, kodwa ukufakwa akugcini kubangani bethu abanemilenze emine. Kungenzeka ngokuphelele ukufaka umshwalense wezilwane ezifuywayo, njengama-hamster, onogwaja, izingulube ze-Guinea nanoma yiziphi ezinye ongazithola esitolo sezilwane. Ezinye izinhlobo zezinyoni, njengama-parakeet noma ama-parrots, nazo zingafakwa kumshuwalense.
Izidingo Zomlimi Ezisebenzayo
Ubude besikhathi semali mboleko. Inkontileka isungula usuku lwenkokhelo yokuqala neyokugcina. Uma isikhathi eside, izinkokhelo ziyancipha, kodwa inzalo iba phezulu. Ngakho-ke, ekugcineni ukhokha ngaphezulu. Imali ekhokhwa nyanga zonke akumele yeqe u-35% wensalela yakho engenayo.
Umenzeli wezindlu. Uchwepheshe oqeqeshiwe osebenza njengomxhumanisi phakathi kwezinhlangothi ezimbili ezinentshisekelo ukuze aqhubekisele phambili ukusayinwa kwenkontileka yezindlu nezindlu, okungaba ngeyokuqasha, ukudayiswa noma olunye uhlobo. Ngokuvamile bakhokhisa iphesenti lentengo yokuthengisa njengesinxephezelo noma ikhomishini.
Isilinganiso Sonyaka Esilinganayo. Izindleko zonyaka ezisebenzayo ze-mortgage ngokuya kwenzalo, amakhomishini kanye nesikhathi sokukhokha. Ukuqhathanisa izikweletu, akwanele ukubheka i-APR ephansi kakhulu, kodwa kufanele uqhathanise imibandela, isikhathi sokukhokha kanye nokusatshalaliswa kwezitolimende.
Inani lekhaya eliqinisekiswe inkampani ekhethekile yokuhlola, ngokuhambisana nomthetho wemakethe yezindlu. Lesi sitifiketi asibonisi nje inani langempela lesakhiwo, kodwa futhi sisebenza njengereferensi yokuthola uxhaso oludingekayo.
Ukugcina amakati angaphandle ephephile ezilwaneni ezidla ezinye
Ukuthenga umuzi kungaba inselele kulabo abaqalayo ukuthenga umuzi. Phela, kunezinyathelo eziningi, imisebenzi, nezimfuneko, futhi ungase ukhathazeke ngokwenza iphutha elibizayo. Kodwa abathenga izindlu okokuqala ngqa bajabulela izinzuzo ezithile ezikhethekile eziklanyelwe ukukhuthaza abasanda kungena emakethe yezindlu nemizi.
Ukuze wenze inqubo ingafihleki ukuze uthole okuningi ekuthengeni kwakho, nali uhlu lwalokho okufanele ukucabangele ngaphambi kokuthenga nokuthi yini ongayilindela enqubweni yokuthenga ngokwayo, kanye namathiphu okwenza ukuphila kube lula. kube lula ngemva kokuthenga ikhaya lakho lokuqala.
Ukuthenga ikhaya kusabhekwa njengesici esibalulekile sephupho laseMelika. Njengomthengi oqala ngqa, uyakwazi ukufinyelela ezinhlelweni zikahulumeni, amakhefu entela, kanye nezimali mboleko ezisekelwa uhulumeni uma ungenayo inkokhelo encane evamile—okungcono, u-20% wentengo yokuthenga yemali mboleko evamile—noma ilungu leqembu elithile. Futhi ungase ufaneleke njengomthengi wokuqala ngisho noma ungeyena owokuqala.
Isinyathelo sakho sokuqala ukunquma ukuthi iyini imigomo yakho yesikhathi eside nokuthi ukuthenga ikhaya kufanelana kanjani naleyo migomo. Mhlawumbe ufuna ukuguqula zonke lezo zinkokhelo zerenti "ezimoshiwe" zibe izinkokhelo zezindlu ezikunikeza okuthile okubambekayo: ukulingana. Noma mhlawumbe ubona ubunikazi bekhaya njengophawu lokuzimela futhi ujabulele umbono wokuba nomuzi wakho. Futhi, ukuthenga indlu kungaba utshalomali oluhle. Ukukhawulela imigomo yakho yokuthenga ikhaya elikhulu kuzokukhomba endleleni efanele. Nansi imibuzo eyisithupha okufanele icatshangelwe:
