Yini okufanele ngiyenze uma ngikwikhefu ngenxa yokukhathazeka futhi uMutual ungishayele ucingo?

Esikhathini sokuqala, kufanele wazi ukuthi kuyini ukukhathazeka: ukukhathazeka isimo sengqondo esenzeka njengesici sokuzivikela ezimweni ezisongelayo, ngakho-ke kusigcina siphapheme futhi kusivumela ukuthi sivumelane nokwenza kangcono ukusebenza kwethu.

Kepha ezikhathini eziningi, lesi simo esiguquliwe siyithinta kabi impilo yethu, futhi uma lokhu kwenzeka singadinga i- shiya emsebenzini ngenxa yokukhathazeka.

Yini ikhefu lokugula ngenxa yokukhathazeka?

Lapho isisebenzi siqala ukufaka ifayili izimpawu zokukhathazeka emsebenzini, okusho ukuthi isimo esiqhubekayo sokuxwayisa ngesimo esisongelayo, esiholela esimweni sokungazinzi nokuguqulwa okuvimba ukusebenza okuhle komsebenzi, kuze kufike ezingeni lokudala ukungakwazi ukusebenza, kulapho sikhuluma khona ukuthi ikhefu emsebenzini ngenxa ukukhathazeka.

Kunezici eziningi ezingadala isimo sokukhathazeka endaweni yokusebenza, lapha sizokhuluma ngokunye:

  • Isikhathi eside futhi esiqinile ukusebenza amahora.
  • Ukufunwa ngokweqile emsebenzini.
  • Imisebenzi eyinkimbinkimbi futhi edidayo.
  • Ukuntuleka kokuhleleka okuhle.
  • Ukwesaba ukona emisebenzini yomsebenzi.
  • Ukuntuleka kokuxhumana.
  • Indawo yokusebenza enobutha.
  • Ukucaca okuncane emisebenzini ngokuya ngezindima.
  • Izimo zezempilo nezokuphepha ezinganele.

Yize ukukhathazeka kungathathwa njengesifo somsebenzi, amacala amaningi abonwe lapho abasebenzi beqala khona ukukhombisa ukukhathazeka lapho behlangabezana nalezi zinto esesibekiwe emisebenzini yabo. Kunemisebenzi enokuthambekela okuningi kokukhiqiza ukukhathazeka kuneminye, futhi kuya kakhulu ngohlobo lomsebenzi owenziwayo.

aphansi ngenxa yokukhathazeka

Izidingo ezizokhishelwa ukukhathazeka

Uma umuntu eqala ukuhlushwa yizimpawu zokukhathazeka, kufanele kube njalo kuhlolwe ngudokotela ukuhlaziya isimo sakho bese unquma ukuthi ungakhishwa yini.

Uma ibhokisi lokukhathazeka livela ngenxa yomsebenzi, lapho-ke IMutual ngumzimba ophathisiwe ukuxilonga isimo somsebenzi nokwenza ikhefu libe semthethweni, ngokukhombisa ukukhathazeka njengokugula noma ngengozi yomsebenzi.

Uma kwenzeka ukukhathazeka kwenzeke ngaphandle kwendawo yokusebenza, i-GP nguyena okufanele aqhubeke nokuhlaziya futhi anikeze ukukhishwa, kepha akhombe ukukhathazeka njengesifo esijwayelekile.

Kuyini Mutual?

Umphakathi ongenzi nzuzo, ogunyazwe nguMnyango Wezabasebenzi osebenza ngokubambisana neSocial Security Institute, ukucubungula izinzuzo ezibalulekile njengokukhubazeka kwesikhashana, izimo eziphuthumayo zobungcweti ezifana nezingozi emsebenzini nezifo ezenzeka emsebenzini. Futhi ukumiswa komsebenzi wabasebenzi abaziqashile noma abazisebenzayo. Iphinde ibhekane nokuvinjelwa kwezingozi emsebenzini futhi yenze ngcono izindawo zezempilo nezokuphepha ezinkampanini. Kusukela ngo-1990 bavuka ukubhekana nezinkinga ezihlobene nezingozi zomsebenzi.

Izinhlangano zomphakathi ezixhasanayo zixhaswe ngeminikelo esuselwa kuzabelo ezimbili ezihlukene, ukuphathwa kwezimo ezivamile kanye nalabo abaqeqeshiwe.

Nini Izinhlangano Ezihlangene zinikela ngosizo ekuphatheni izehlakalo ezivamile, ixhaswa ngokuthatha ingxenye yezabelo zezimo ezejwayelekile eziwumsebenzi womqashi kanye nomsebenzi, ngaphezu kokuthola imali kuMgcinimafa Jikelele Wezokuphepha Komphakathi.

Uma iMutual Societies iba khona ngenxa yemiphumela yobungcweti, ixhaswa kuphela ngumqashi kanye noMgcinimafa Jikelele Wezenhlalakahle.

Okwamacala ezehlakalo ezivamile zabasebenzi benkampani, kumele imbozwe ngenkani yiMutual. Kepha ezimweni zezimo ezifanele zobuchwepheshe, iMutual iyazikhethela futhi iyazithandela, ngoba kulawo macala bangakhetha enye inhlangano yabaphathi evela eNational Institute of Social Security.

Ukukhokhwa kwezinzuzo ngesikhathi sekhefu lokugula

Ukukhokhwa kwezinzuzo kuhambelana nabakhiphi abahlukahlukene, ngokuya ngenani lezinsuku ezidingekayo zekhefu ngenxa yokukhathazeka. Izinsuku zokuqala ezintathu zekhefu azikhokhiswa, ngaphandle uma iSivumelwano sisho okunye. Kusukela osukwini lwesine kuze kube lusuku lweshumi nanhlanu, yinkampani ekhokha izinzuzo.

Ngemuva kwalokho, uma ukwehla kokukhathazeka kudlula izinsuku eziyi-15, kusukela ngosuku lweshumi nesithupha yiyona ibhizinisi eliphethe i-Social Security noma i-Mutual abathatha ukukhokhwa komhlomulo, kuya ngokuthi kubangelwa ukugula okuvamile noma ikhefu lokugula ngokulandelana.