Ngawaphi amagqwetha ukubanga iindleko zokubambisa ngezimvo zaseMadrid?

Umsebenzi wesitampu eSpain

UFrancisco ligqwetha elinamava ebelimele izithethi zesiNgesi eSpain phantse iminyaka engama-30. Ugxininise kumthetho woluntu (usapho, ilifa, izivumelwano, amabango, amabango e-inshurensi kunye namabango epropathi), umthetho wezorhwebo (ukusekwa kwenkampani) kunye nomthetho wabasebenzi.

U-Angela uneminyaka engaphezu kwama-20 yamava njengegqwetha eliseSpeyin. Uye wanceda abathengi abathetha isiNgesi kulo lonke ixesha lomsebenzi wakhe wokuthengisa izindlu nomhlaba, umthetho weshishini, ukufudukela kwelinye ilizwe, kunye nakwiindawo ezihlala zichukumisa ubomi babahlali bamanye amazwe, njengomthetho weentsapho kunye nemicimbi yelifa.

UFrancisca ligqwetha elinamava kakhulu kunye neminyaka eyi-15 yamava encedisa abathengi abathetha isiNgesi kwiinkalo ezahlukeneyo, kubandakanywa nomthetho wezindlu, kwaye unemvelaphi yezemfundo echukumisayo equka iinkosi kumthetho wentsapho kunye nomthetho wolwaphulo-mthetho. UFrancisca uchithe iminyaka emihlanu ehlala eLondon kwaye ugcine inqanaba eliphezulu lesiNgesi kude kube namhlanje.

Umrhumo we-notary eSpain

Kutshanje sipapashe inqaku malunga nebango lenkundla yeendleko zindlu (iindleko ze-notary, ubhaliso lwepropathi, i-apreyizali kunye nolawulo, phakathi kwezinye).

Ukongeza, iJaji ye-First Instance e-Alcorcón, (eMadrid), iyalele i-Bankia ukuba ibuyisele zonke iindleko zomgaqo-siseko we-mortgage okhankanywe ngasentla, kuquka iRhafu kwiMithetho yoMthetho ebhaliweyo, emele malunga ne-70% yeendleko ezibangwayo zizonke.

Esi sigwebo sisekelwe kwisigwebo seNkundla ePhakamileyo 5618/2015 yangoDisemba 23, 2015, ethi ukunyanzeliswa kwezindlu zokubambisa ukuze kuhlawulwe le rhafu kukusebenzisa kakubi kuba umthetho olawula iRhafu kwiMithetho yoMthetho ePhephayo kwinqaku lama-28 uthi : "Ukuba umboleki ngumntu ohlawulelwa irhafu okanye amaqumrhu abongoza okanye acele amaxwebhu e-notarial okanye abo banomdla okhutshweyo" Kuba ukuthumela oku kubathengi ngokukodwa kuchasene namalungelo abo njengabathengi, inqaku 89.3 TRLGCU kwaye ngakumbi xa ibhanki inomdla okhethekileyo. kuba indlu imiselwe ngokusemthethweni kwaye ibhalisiwe, kungenjalo iibhanki azikwazanga ukusebenzisa nasiphi na isiqinisekiso sokwenyani kule nto.

Ikhatyhuleyitha yeendleko zokuthenga ipropathi eSpain

Ngexesha lophando lwakho lokuthenga ipropathi eSpain uya kube ufumene amabali amaninzi okuthenga eSpain okungahambi kakuhle. Isitshixo sokuphumelela ekuthengeni ipropathi eSpain kukufuna iingcebiso kwangethuba kwigqwetha elizimeleyo laseSpain.

Ukuba awuqhelananga nenkqubo yokuthenga ipropati eSpain, kufuneka ufunde amaphepha ethu kwinkqubo yokuthenga ipropati eSpain. Ukuba awucacanga malunga neendleko zokuthenga indawo eSpain, funda iphepha lethu ngeendleko zokuthenga indawo eSpain.

Xa usenza isithembiso kwipropati eSpain usenokufumanisa ukuba uphantsi koxinzelelo olukhulu lokwenza intlawulo 'yogcino'. I-ejenti ye-real estate iya kuchaza ukuba le yintlawulo yokuthatha ipropati kwimarike.

Okwangoku, uyazi kancinci malunga nepropathi. Enyanisweni, awuyazi nokuba umntu ojonge ukuthengisa ipropati yeyakhe ngokwenene. Oko kuthethiweyo, abantu abaninzi batyhalelwa ekubeni benze intlawulo yediphozithi kweli nqanaba ngenxa yokuba baye bathandana nepropathi kwaye abafuni ukuphulukana nayo.

Irhafu yendawo yokuhlala eSpain

– Nayiphi na -iNtloko yeJaji uKimberley H. Tyson (KHT)IJaji Cathleen D. Parker (CDP)IJaji uElizabeth E. Brown (EEB)IJaji uHoward R. Tallman (HRT)iJaji uJoseph G. Rosania, Omnci. (JGR)uJaji uMichael E Romero (MER)UMgwebi uSidney B. Brooks (SBB)UMgwebi uThomas B. McNamara (TBM)

Umphathiswa wesahluko sesi-7 uqhagamshelane nonobhala wenkundla ukuze acebise ukuba ingcebiso ngetyala efunekayo ifunyenwe emva kokuba isicelo sokuzithandela somkweliti phantsi kwesahluko sesi-7 sifakwe kwaye sabuza ukuba ityala liya kuchithwa na. Emva kokuthathela ingqalelo indawo yexesha apho isatifikethi sikhutshwe khona, imfuno yokululekwa iye yafikelelwa ngaphantsi kweyure enye emva kokuba isicelo sokuhlawula amatyala somntu onetyala sifakwe ngokuzithandela.

INkundla yangena i-Order sua sponte, ifumanisa ukuba i-11 USC § 109 (h) (1) njengoko ihlonyelwe kwi-2010 ayinakuphikiswa. Ngaphantsi kolwimi olucacileyo lommiselo, ingcebiso ngetyala inokufunyanwa ngomhla wokufakwa kwe-bankruptcy nanini na; umkweliti akafuneki ukuba afumane iingcebiso phambi kokuba afake isicelo.

Gcina ukhumbule ukuba kukho iyantlukwano phakathi kweenkundla zokungatshoni ngalo mba. Ukongezelela, iFomu esemthethweni ye-101, i-Voluntary Petition (iCandelo V) kunye noMthetho woKubhangiswa kwe-1007 zihambelana nenguqulo endala yeCandelo 109 (h) (1), ngaphambi kokulungiswa kwayo ngo-2010.