Liyintoni iqonga elichatshazelwa yimali yokubambisa?

uluntu

I-Platform yabantu abachaphazelekayo yi-Mortgages (PAH) yintlangano yaseSpain eyenza izenzo ezithe ngqo zokuyeka ukukhutshwa kunye nemikhankaso yelungelo lezindlu. I-PAH yadalwa e-Barcelona ngoFebruwari 2009 kwaye kwi-2017 yayinamasebe asekuhlaleni angama-220 kulo lonke elaseSpain. Yadalwa ngenxa yengxaki yezemali ka-2008 eyabangela ukugqabhuka kweqamza le-real estate yaseSpain kwaye ixhathisa ukugxothwa ngenxa yokuvalwa.

I-Platform yabantu abachatshazelwa yi-Mortgages (PAH) yadalwa e-Barcelona ngoFebruwari 2009, ngabavukeli abaye bathatha inxaxheba kwi-V yeZindlu. Eli qela belijonge ukuqhankqalaza kunye nokulwa nothinjwa obelukhupha abantu kumakhaya abo. Ihlelwe ngokuthe tye ngendibano kwaye ikhule ngokukhawuleza kulo lonke elaseSpain, kunye namaqela asekuhlaleni angama-220 abhalisiwe kwi-2017 [1]. I-PAH ikwazile ukumisa ngaphezulu kokugxothwa kwe-2.000 ngo-2016[1].

Barcelona ngokufanayo

Eyona njongo yolu kukhutshwa ibikukugqiba ukukhupha le ndawo, eyeyengxowa-mali yotyalo-mali yakwa-Israel eyayithenga kwiminyaka embalwa edlulileyo kwindawo yabakhenkethi e-Barcelona, ​​​​kufuphi ne-Sagrada Familia. Kwaye le ngxowa-mali ifuna ukuyenza yile nto besiyibona kule minyaka imbalwa idlulileyo e-Barcelona, ​​​​ekukukhupha izakhiwo, ukwenza uhlengahlengiso kwaye emva koko uqeshise okanye uthengise amagumbi kubakhenkethi okanye kubantu abanakho ukuhlawula imali eninzi. irenti kunye / okanye ekugqibeleni uyithenge ngexabiso eliphezulu - ukuqikelela kwi-real estate.

I-PAH (i-Platform yaBantu abachatshazelwa yi-Mortgages) yintshukumo esebenzela ilungelo lezindlu. Isekelwe e-Barcelona, ​​​​kodwa inamanqaku asekuhlaleni kwiidolophu ezininzi kunye nezixeko kulo lonke elaseSpain. Ifoto ibonisa ukugxothwa ngenkani okwenzeke mva nje, apho iintsapho ezine ezazihlala kwisakhiwo esinemigangatho emininzi engenanto zagxothwa embindini wobhubhani, kukho amapolisa anobundlongondlongo: ngentsimbi yesibhozo kusasa amapolisa amaninzi afika eze kuqhuba. oku kukhutshwa.

ebarcelona

I-Mortgage Affected Platform yintshukumo yentlalontle esebenzela ilungelo lezindlu. I-PAH yadalwa ngo-2009 kwaye idibanisa abantu abachatshazelwa ngokuthe ngqo yimiba yezindlu kunye namahlakani kwinqanaba likazwelonke. Phakathi kweenjongo ezilandelwa yi-PAH kukuyilwa koMthetho weZindlu obeka ilungelo lezindlu ngaphezu komdla wemali kubatyali-mali. E-Spain kukho ukwanda okumangalisayo kokukhutshwa ukususela kwintlekele yezemali ye-2008 kwaye i-PAH iqhuba i-activism yokumisa ukukhutshwa kunye nokukhuthaza ukufikelela kwizindlu zoluntu ngokubhekiselele kwizakhiwo ezingenanto.

Liyintoni iqonga elichatshazelwa yimali yokubambisa? kwi-intanethi

I-Platform yabantu abachatshazelwa yi-Mortgages (i-PAH isifinyezo) ngumbutho wesizwe. Yintshukumo jikelele yelungelo lendawo ebalulekileyo kunye namatyala obomi apha kwiState Spanish. Umbutho waqala ngo-2009, unyaka emva kokuba intlekele yamazwe ngamazwe yaqala e-United States ngo-2007 yafika eSpeyin ngokugqabhuka kwe-bubble subprime mortgage. Emva kokudalwa ngo-2009, i-Platform yandiswa ngo-2011 xa kwakukho uqhanqalazo lwasekuhlaleni olubizwa ngokuba yi-"Los Indignados", kodwa eyazibiza ngokuba yi-15M ngenxa yokuba yazalwa ngoMeyi 15, 2011. I-Platform yandiswa ngentshukumo ye-15M kwelinye lamaphulo akhe abizwa “Stop Evictions”, elalichasene nokugxothwa kwabo babenamatyala ubomi bonke emakhayeni abo. Eli phulo lazisa i-Platform kwaye emva kokudibanisa ne-assembly-type movement efana ne-15M, i-Platform nayo yamkela i-dissembly-based based based and democratic form. Ngaphandle kobukho bentshukumo ye-15M, ayinakuze ithathe le fomu.