deutsche bank kunden inkonzo
Iakhawunti yebhanki inokwenza kube lula ukuphatha imali, kodwa kukho iimeko apho kusenokufuneka okanye kube lula ukutshintsha iibhanki. Umzekelo, kusenokufuneka uthumele imali yakho kwibhanki entsha ukuba ufudukela kwesinye isixeko. Kwezinye iimeko, ukutshintsha iibhanki kusenokuba ngumbandela nje wokufumana leyo ibonelela ngeentlawulo eziphantsi okanye inzala engcono yokonga.
Ngaba kunzima ukutshintsha iibhanki? Akunjalo. Kodwa nokuba sithini na isizathu sakho sokuvula iakhawunti entsha yebhanki kwaye ushiye ibhanki yakho endala ngasemva, kukho izinto ezimbalwa ekufuneka uyenzile ukwenza utshintsho lube lula.
Ngeenketho ezininzi zokuvula iakhawunti entsha, kuyanceda ukuba noluhlu lwezinto onokuzijonga xa uthelekisa iibhanki. Xa ukhangela ibhanki entsha, ukugcina oku kulandelayo engqondweni kunokukunceda wenze izigqibo:
Qwalasela ubuncinci beediphozithi zokuvula kunye neemfuno zebhalansi ezincinci kwiibhanki ezahlukeneyo. Ngokomzekelo, unokufumana ibhanki enye engadingi ubuncinane ukuvula i-akhawunti, ngelixa enye ibeka umda ophezulu.
isibonelelo somfundi
Ukuba ikhontrakthi yakho yokubambisa ikwiziko lemali elilawulwa ngurhulumente, elifana nebhanki, umbolekisi kufuneka akubonelele ngengxelo yokuhlaziya ubuncinci iintsuku ezingama-21 phambi kokuphela kwexesha lakho elikhoyo. Umbolekisi kufuneka akwazise kwiintsuku ezingama-21 phambi kokuphela kwexesha ukuba awuzukuyihlaziya imali yakho yokubambisa.
Qala ukujonga iinyanga ezimbalwa ngaphambi komhla wokugqibela. Qhagamshelana nababolekisi abahlukeneyo kunye nabarhwebi bokubambisa ukuze ubone ukuba babonelela ngeenketho zokubambisa ezihambelana neemfuno zakho. Sukulinda ukufumana ileta yokuhlaziya evela kumbolekisi wakho.
Thetha umbolekisi wakho wangoku. Ungakufanelekela ukufumana inzala ephantsi kunoko kuchazwe kwileta yakho yohlaziyo. Xelela umbolekisi wakho malunga nezibonelelo ozifumene kwabanye ababolekisi okanye abathengisi bezindlu. Kusenokufuneka unikezele ngobungqina bazo naziphi na izibonelelo ozifumeneyo. Qinisekisa ukuba olu lwazi luluncedo.
Ukuba awuthabathi manyathelo, uhlaziyo lwakho lwexesha lokubambisa lunokuba ngokuzenzekelayo. Oku kuthetha ukuba awunakufumana elona zinga lilungileyo lenzala kunye nemigaqo. Ukuba umbolekisi wakho uceba ukuhlaziya ngokuzenzekelayo imali yakho yokubambisa, iya kuthetha njalo kwingxelo yohlaziyo.
ibhanki yaseJamani
Ukuba sele ungumthengi webhanki yokuqala yase-US okanye i-akhawunti ye-akhawunti yokutshekisha yeBhanki yase-US, usenokufanelekela ukunikwa imali yokuthenga ngetyala umthengi malunga neendleko zokuvala ze- mortgage yakho elandelayo.1 Thatha i-0.25% yemali mboleko yakho yokuqala elandelayo kwaye itsalwe kwiindleko zokuvala, ukuya kutsho kubuninzi be-$1,000.2
Ungaphinda uhlengahlengise izinto ozikhethayo zentengiso ye-imeyile kunye nefowuni ngokungena kwiBhanki ye-Intanethi kwaye ukhethe iProfayile yam. Okulandelayo, khetha Hlela ecaleni kwenombolo yakho yefowuni okanye i-imeyile kwaye ukhethe ukhetho lwakho.
Intlawulo ezenzekelayo yindlela efanelekileyo yokwenza iintlawulo zakho zenyanga zindlu. Nje ukuba zicwangcisiwe, iintlawulo zakho ziya kutsalwa ngokuzenzekelayo nyanga nganye kwi-akhawunti yakho yetshekhi okanye yokonga ngomhla owukhethileyo. Sinokukunceda ulawule iintlawulo ezizenzekelayo, nokuba uyaziseta okanye ulungisa ulwazi olukhoyo. Nantsi indlela yokwenza:
Yiba ne-akhawunti yakho yokujonga kunye nenombolo yomzila eluncedo kule nkqubo. Nje ukuba ufake i-akhawunti yakho yokutshekisha okanye yokonga ukuze uhlawule, iya kugcinwa kwisiza. Awuyi kukwazi ukubhalisa okanye ukutshintsha intlawulo ngokuzenzekelayo ukuba i-akhawunti idlule. Olu lwazi lusenokungafumaneki ukuba i-akhawunti ishiywe lixesha.
Ukufikelela kwiDeutsche Bank
Ukunxibelelanisa ii-akhawunti zakho zetshekhi kunye nezokugcina kunokwenza lula ulawulo lwemali. Umzekelo, unokwenza kube lula ukudlulisa imali phakathi kweeakhawunti ngexesha likaxakeka okanye usete iidiphozithi eziqhelekileyo ukuze ukhulise ukonga kwakho ngokuhamba kwexesha.
Ukudibanisa ii-akhawunti zebhanki kuvumela ukuthengiselana phakathi kwabo ukuba kwenziwe ngekhompyutha. Iiakhawunti zebhanki zinokudityaniswa kwibhanki enye okanye phakathi kwamaqumrhu ahlukeneyo emali. Umzekelo, ukudibanisa ii-akhawunti zebhanki zangaphandle yinto ongayenza ukuba uya kuvula i-akhawunti entsha kwibhanki ye-intanethi.
Masithi une-akhawunti yokutshekisha kwibhanki yendawo yakho kwaye uthathe isigqibo sokuvula i-akhawunti yokonga kwi-intanethi. Ibhanki ifuna ukuba wenze idiphozithi yakho yokuqala usebenzisa iACH yokudluliselwa kwemali nge-elektroniki. Unokuqhagamshela iakhawunti yakho yangoku yokukhangela kwiakhawunti yakho entsha yokonga kwi-intanethi ukucwangcisa idiphozithi yokudluliselwa.
Ukudibanisa ii-akhawunti zebhanki akuzenzi ukuba zibe yiakhawunti enye. Iququzelela kuphela ukudluliselwa kwemali kwi-akhawunti yangoku kwi-akhawunti yokulondoloza okanye ngokuphambene noko. Kwaye njengoko kukhankanyiwe kumzekelo we-akhawunti yokonga kwi-intanethi, ngamanye amaxesha kunokuba yimfuneko ukudibanisa i-akhawunti yokutshekisha ukuze ufake imali kwi-akhawunti yokulondoloza i-intanethi ukuba awukwazi ukwenza oko kwisebe okanye kwi-ATM.
