Ngaba inqaku elilula liyimfuneko ukuhlawula imali-mboleko?

Injongo

Ukuba ucinga ngokuthenga ipropati, olu luxwebhu oluluncedo kakhulu nolubalulekileyo eliya kucelwa ligqwetha lakho phambi kokuthenga ikhaya. Kuyo uya kukwazi ukwazi "isimo" sepropati kunye namatyala, kubandakanywa negama labanini ababhalisiweyo, ukuba ipropati ine-mortgage, ukuba ipropati ihlawula irhafu, kunye nolunye ulwazi olubalulekileyo olufanelekileyo.

Olunye ulwazi olusisiseko ekufuneka lufakwe yiNota Simple lunxulumene nenkcazo yepropati. Apha sifumana imilinganiselo ebhalisiweyo yepropati kwiimitha zesikwere, indlela eyahlula ngayo, imida kunye nereferensi ye-cadastral yepropati. Isalathiso se-cadastral yikhowudi ekhethekileyo ye-alphanumeric yamagama angama-20 kwaye isebenza ukuchonga ipropati.

I-Nota Simple iya kucacisa kwakhona ukuba ipropati inezithintelo okanye izithintelo ezichaphazela amalungelo abanini phezu kwayo, oko kukuthi, ukuba ipropati ayihlawulelwanga okanye i-ecumbrances enokuthintela ukuthengiswa kwayo. Uya kukwazi ukuba ipropati ine-mortgage ngokuchasene nayo, ukuba ibanjwe, ukuba ikwifandesi yenkundla, njl. Ukongeza, iNota Simple ikuxelela ngamalungelo abanye abanokuba nawo kwipropati, njengeendlela zikawonke-wonke/ oohola bendlela, iintambo zamanzi okanye imijelo ehambisa amanzi amdaka.

Ababhalisi baseSpain bakhangela amaqumrhu

Okwangoku baninzi abantu abanomdla wokuthenga ipropathi eMallorca. Amaxesha obunzima nawo angamathuba amathuba, kwaye abo baziyo ukuba bawaqaphele njani banokonyusa amathuba okuba bobabini bavale intengiso yepropathi kunye nokutyala imali kwenye. Nangona kuyinyani ukuba imakethi inika iipropati ezinomdla kwaye ezifikelelekayo, inkqubo yokuthenga inokuba nzima ukuba awunamava kule ndawo. Ukwazi umthetho okhoyo ngoku osebenzayo kwimeko nganye kubaluleke njengokwazi ukuba ngawaphi amaxwebhu ayimfuneko ukugqiba inyathelo ngalinye lenkqubo. Nceda uphonononge olu luhlu ngononophelo njengoko luya kunceda ukucima nawaphi na amathandabuzo onokuba nawo ngeli xesha libalulekileyo kuwe malunga nezimali zakho.

Nangona kuyinyani ukuba uzinzo olunikezelwa yimisebenzi ethile, njengomsebenzi karhulumente okanye isivumelwano sengqesho esisigxina, kunokunceda ukuphepha iingxaki zentlawulo ye-mortgage kwixesha elizayo, eyona nto ibalulekileyo kukuba ube nesibindi ngokwaneleyo ukuthatha ingozi yokujongana neendleko ezisisigxina ixesha elide. Uthathela ingqalelo into yokuba imali yokubambisa idla ngokufikelela kuphela kuma-80% exabiso eliqikelelweyo, kubalulekile ukuba kubekho ulondolozo oluyimfuneko ukuze kuhlawulwe wonke umsebenzi. Ngoko ke, kuxhomekeke kwingeniso kunye neminyaka, ibhanki iya kugqiba inani lentlawulo yenyanga nganye, kunye nenani eliphezulu eliza kuxhaswa ngemali.

ukubhaliswa Spanish

Itayitile luxwebhu lukawonke-wonke oluthethelela ubunini bendlu ethengiswayo. Ibonisa indlela ipropati eyafunyanwa ngayo, ngokuthengwa, ngelifa, njl. njl., indawo, ubungakanani bepropati, kunye nezinye iinkcukacha ezininzi.

Kuya kufuneka ukwazi ukubonisa ubungqina bakho, ukuba indlu yeyenkampani, apho kuyimfuneko ukuba ube nenombolo yenkampani yayo, kumnini wabucala apho kuyimfuneko ukuba ube ne-DNI ukuba umniniyo ungumSpanish okanye I-NIE ukuba ivela kwelinye ilizwe.

Isatifikethi samandla sinyanzelekile ukususela ngo-2013. Iluxwebhu oluchaza ukusetyenziswa kwamandla onyaka kwipropati kwaye oku kuphawulwe ngeleta evela ku-A, oku kuthetha ukuba inamandla kakhulu, ukuya ku-G, oku kuthetha ukuba ayinayo amandla.

Ukuba ipropati oza kuyithengisa ine-mortgage, kufuneka uqhagamshelane nebhanki yakho ukuze wenze amalungiselelo kunye nayo yonke intlawulo ye-mortgage ngosuku olugqityiweyo lwentengiso phambi kwe-notary. Ukuba ipropati oza kuyithengisa ine-mortgage, kufuneka uqhagamshelane nebhanki yakho ukuba iququzelele ukupheliswa kunye nabo ngexesha elifanayo lokusayinwa kwi-notary. Baza kujongana nokukhupha isatifikethi setyala elingekahlawulwa.

www ababhalisi org online

Ukuba ufuna ukubonisa ulwazi malunga nendlu, indawo yokuhlala okanye umhlaba, i-Nota Simple yenza umbuzo kuzo zonke iirejistri zepropati eSpeyin ukufumanisa imeko yangoku yabanini bendlu kunye neentlawulo zabo.

Isenokusetyenziswa ukwenza isicelo semali-mboleko yebhanki okanye ukuvela enkundleni ukubanga ilifa. Kwiimeko ezininzi, kuyacelwa ukuba kufunyaniswe ukuba ngoobani na ipropati kunye neentlawulo zendlu ukuba iyathengiswa, okanye inikezelwe kwamanye amaziko angqina ubunini, iintlawulo okanye ezinye iimeko.

Nangona kunjalo, e-Spain isivumelwano sikawonke-wonke phambi kommeli kunye nokubhaliswa kwiRejistri yePropati Akusoloko kufunwa ukuba ufumane ubunini bepropati. Kuyinyani ukuba iinkqubo ziyacetyiswa, kodwa ngaba abanye abanini bangakwazi ukwenza ngaphandle kwazo? Ewe, siza kuchaza izizathu zokuba kutheni abanye abanini bengabhalisanga okanye babhalise isivumelwano kwiRejista yoMhlaba kunye neziphumo. QHUBEKA UFUNDA!

Into efunekayo ukuze ube ngabanini kukuba, kunye nekhontrakthi yokuthenga (inokuba yi-public deed okanye ikhontrakthi yangasese) kukho ukuhanjiswa kwepropati. Le yithiyori yesihloko (ikhontrakthi) kunye nemo (ukuhanjiswa), ebangela utshintsho lobunini bepropati.