Ngaba unazo iimali zokubambisa zegatya lomgangatho wecam?

Iintlawulo zeCam zithetha

Yazi imida yakho | Funda ukuthetha nge «inkontileka» | Seta ixabiso lakho | Bala intlawulo yakho phantsi | Yenza idiphozithi yokhuseleko | Ukuphonononga izicwangciso ezinokwenzeka | Funda umbhalo ocolekileyo | Misela umhla wokufikelela kwisivumelwano | Bhala ileta yabalandeli kumthengisi | Lungiselela umnikelo wekhawuntara

Ukusuka kwimbono ye-cinematographic, lo ngowona mzuzu ubalulekileyo. Siya kukuxolela ukuba ubunomfanekiso-ngqondweni, yithi, ukubeka isandla egxalabeni le-arhente yakho kwaye usebeza (kwi-self yakho engcono Vito Corleone) ukuba uya kumenzela isithembiso akakwazi ukwala.

Okukhona unikezelo lwakho lunenjongo, kokukhona unethuba elingcono lokwenza unikezelo oluyimpumelelo. Landela la manyathelo alithoba kwaye uya kulungiselelwa kakuhle: libali lokwenyani. ("The Godfather" kwakhona. Asikwazanga ukumelana).

I-arhente yakho iya kukunceda udibanise umnikelo ophumeleleyo. Ungathembela kwiingcebiso ze-arhente yakho ngexabiso, iimeko ezinokuvela kunye neminye imimiselo yesivumelwano- lubudlelwane obuxhamlayo. Okukhona usebenza kunye nearhente yakho, kokukhona unokuya phambili ngokukhawuleza.

Kodwa ekugqibeleni, nguwe othatha isigqibo sokuba isithembiso siya kuba yintoni, kwaye nguwe owaziyo ukuba yeyiphi imida yakho yezemali kunye nendlela yokuphila. Ukuthenga indlu kuthetha ukuxuba iimvakalelo ezinamandla kunye nobukrelekrele beshishini, ngoko ke ngoku lixesha elifanelekileyo lokubonisa "iimfuno" zakho.

Iindleko ezilawulekayo zekhamera

I-cap yinzala kwizinga eliguquguqukayo lemveliso yetyala. Lelona zinga liphakamileyo anokuhlawula ngalo umboleki kwaye lelona zinga liphakamileyo anokulifumana umbolekisi. Iimeko zemilinganiselo yenzala zichazwe kwisivumelwano semali-mboleko okanye kwiprospectus yotyalo-mali. Phakathi kwezona ntlobo zixhaphakileyo zeemveliso zexabiso le-capped rate rate mortgages (ARMs) kunye ne-variable rate bonds.

I-cap yinkalo ebalulekileyo yemimiselo yemveliso yekhredithi eguquguqukayo. Ababoleki kunye nabatyali-mali bakhetha iimveliso zetyala eziguquguqukayo ukuze bathathe inzuzo yotshintsho kumazinga enzala yemalike. I-cap ibeka umda kwisixa senzala umboleki afanele ayihlawule kunye noko anokukufumana umbolekisi.

Iimveliso zexabiso lenzala ene-Capped zine-standard rate structure equka i-indexed rate kunye nokusabalalisa. Ireyithi yesalathiso isekwe kwelona qondo liphantsi abatyalwayo abazimiseleyo ukunikezela. Ukusasazeka okanye umda usekelwe kwiprofayili yekhredithi yomboleki kwaye inqunywe ngumbhali ongaphantsi.

Ukuba imveliso inezinga eliqingqiweyo, izinga lenzala liya kunyuka ngokunyuka kwezinga le-increments de lifike kumda ochaziweyo. I-cap inenzuzo kubaboleki kuba inciphisa inqanaba lenzala ekufuneka bayihlawule kwindawo yokunyuka kweqondo.

Intsingiselo yeshishini leCam

Sebenzisa amanqaku okucaphula ukukhangela "ibinzana elichanekileyo". Yongeza iinkwenkwezi (*) kwigama lokukhangela ukufumana ukwahluka kwegama (transp*, 32019R*). Sebenzisa uphawu lombuzo (?) endaweni yombhalo omnye kwigama lakho lophendlo ukuze ufumane iinguqu zexesha lophendlo (ca?e ufumana umzekelo, umoba, inkathalo).

Inyaniso yokuba iinxalenye ezithile zesolotya okanye igatya ngalinye ziye zaxoxisana ngokwazo azibandakanyi ukusetyenziswa kweli nqaku kuyo yonke ikhontrakthi ukuba uvavanyo lwehlabathi lukhokelela kwisigqibo sokuba, nangona kunjalo, isivumelwano sokubambelela.

Ileta yeCAM eya kubaqeshi

Imirhumo yoLondolozo lweNdawo eqhelekileyo (CAM) inokubhida. Ziligama elibhekiselele kwimali oyihlawula kumniniyo ukuze uhlawule iindleko zokuqhuba iindawo eziqhelekileyo zesakhiwo. Kodwa kwangaxeshanye, igama elithi indawo eqhelekileyo linokubhekisa kwindawo yesakhiwo ohlawula irente. Kwaye, ukwenza izinto zibhideke ngakumbi, ziyadibana neendleko zokusebenza. Qhubeka ufunda kwaye siya kuyenza intsingiselo yayo.

Nokuba loluphi na uhlobo lwesakhiwo osihlalayo, ukuba unabaqeshi abangaphezulu kwesinye, ungasahlula sibe ngamacandelo amabini. Kukho iindawo ezihlala abaqeshi abafana nawe. Kwaye ke kukho amasuntswana awabelana ngawo wonke umntu. Le yokugqibela ibandakanya indawo eqhelekileyo.

Yonke into owabelana ngayo nabanye abaqeshi - okanye ongayilawulanga ngaphakathi kweendonga ze-suite yakho - yindawo eqhelekileyo. Ngelixa iofisi yakho iyindawo yakho yabucala, iipaseji kunye neendawo zokuhlambela ekwabelwana ngazo kumgangatho wakho ziindawo eziqhelekileyo. Uqhagamshelo lwakho lwe-intanethi mhlawumbi luhlawuliswa ngokuthe ngqo kuwe, ngoko ke lubucala, kodwa ukuba isakhiwo sonke sabelana ngodibaniso lwamanzi olufanayo, olo qhagamshelwano lwamanzi lukwayinxalenye yeendawo eziqhelekileyo. (Yiyo loo nto sithetha ngeenxalenye zesakhiwo endaweni yokuthetha ngokuthe ngqo ngezithuba)