Ii-Mortgage Brokers zooTitshala
Ndiqhagamshelane neClifton Private Finance ukuze ndincede ndifumane imali-mboleko njenge-expat esebenza kwiMpuma Ekude. Ngokuqhelekileyo, kwezi ntlobo zamatyala, andiyi kuba nexhala malunga nabameli kwaye ndiza kuzama ukufumana isivumelwano ngokuthe ngqo kunye neebhanki, kodwa ngoku ndiyayithanda ingcamango yomlamli kwaye andiyi kuphinda ndisebenzise i-Clifton Private Finance kwakhona. Kwakukho iqela lezinto ezintsonkothileyo, ezinjengokuvela kwelinye ilizwe, iholide yeRhafu yoXwebhu, isixa esikhulu semali awayefuna ukuyiboleka, nokuba wayefuna ivalwe yonke ngaphambi kokuba yenziwe. izenzo zomthetho. Ngoku kucacile kum ukuba ubudlelwane obuye baphumelela kwii-brokers kunye neebhanki zabo kuthetha ukuba banokutsala i-levers kwaye benze izinto zenzeke esingenako thina bantu abaqhelekileyo. Umgca osezantsi, bafanele yonke ipeni, bathathe uninzi loxinzelelo kwinkqubo yemali mboleko, kwaye babonakala bekunika ukufikelela kwizivumelwano ongenakuzifumana kwi-Intanethi. Enkosi George noJan ngawo wonke umsebenzi wenu.
ULuther wayemkhulu. Icace kakhulu kwiingcebiso zakhe kunye neenkcazo zeemveliso kwaye yakwazi ukuhambisa izinto ngokukhawuleza xa singena ebunzimeni kunye ne-estate agents. Ngokuqinisekileyo ndingacebisa uLuther kubo bonke abahlobo, usapho kunye nabalingane. ULuther wayeyoliswa kukujongana naye waza walususa uxinezeleko oluninzi kwintengiselwano eyayinzima kum. Ndingamthatha uLuther njenge-asethi yokwenyani kwiClifton Private Finance Ltd.
csi imali yokubambisa
Amagosa asoloko ejongwa ngendlela encomekayo ngababoneleli bemali-mboleko yezindlu kwaye banokuphela ekufumanele isivumelwano esihle. Oko kuthethiweyo, iimeko zakho zomntu ngamnye ziya kuba nefuthe kunikezelo lokugqibela, umzekelo ngetyala elibi okanye idiphozithi encinci. Abanye ababolekisi banikezela ngezibonelelo ezithile zokubambisa kumagosa, kunye nenzala yentshayelelo, imali eyimbuyekezo kunye nezinye izibonelelo ezinokufikelelwa ngamagosa kuphela. Qhagamshelana nomnye wabacebisi bethu abanamava kwi-mortgage ngolwazi oluthe kratya.
Njengomsebenzi waseburhulumenteni, ababolekisi banokukuvumela ukuba uthabathe imali-mboleko yendlu engaphezulu kunesiqhelo ephindwe ka-4,5 kumvuzo wakho. Umsebenzi wakho unokujongwa ngokuncomekayo xa kuqwalaselwa umvuzo, ubungakanani bediphozithi kunye nenqanaba lenzala xa kuthelekiswa nabanye abafaki-zicelo.
Imisebenzi kulawulo loluntu
IBhunga labaPhathiswa lisombulule izolo ukudalwa kweNgxowa-mali yoLondolozo lweNgxowa-mali kuBasebenzi bakaRhulumente ukususela ngoMatshi ka-2020, apho uRhulumente uya kufaka i-100 yezigidi zeedola njengenkunzi yokuqala yengxowa-mali, phakathi kwezinye izindululo zokuphucula intlalontle yabasebenzi bakho. Le ngxowa-mali iya kuxhaswa ngemali ngokutsalwa kwe-2,5% yomvuzo uwonke wegosa ngalinye.
IBhunga laBaphathiswa likwagqibe ekubeni lenze iivenkile ezigcina amajoni ukuze amalungu omkhosi wokhuselo axhamle kwiNgxowa-mali ye-GEMS akwazi ukufikelela kwiimveliso ezisisiseko ezixhaswa ngemali. Ngokuchaseneyo nezinye iingxelo, oku akuthethi ukuba iGEMS iza kuxhasa ngemali ezi venkile, nangona ezi venkile zimbini zinxibelelene kuba zifuna ukuphuculwa nokukhusela bonke abasebenzi bakarhulumente kwimingeni ekhoyo yexesha elifutshane.
Imithombo kaNondyebo ixelele iFinX ukuba ngelixa iskimu somhlalaphantsi sikaRhulumente esele sibekiwe siza kuhamba ixesha elide ekuboneleleni ngokhuseleko lwezemali kubasebenzi baseburhulumenteni xa bethatha umhlala-phantsi, ayihambelani neemfuno ezingxamisekileyo zabasebenzi bakarhulumente, abafuna ukufikelela kwithuba elifutshane. Iimveliso zemali zexesha elide.
ndingathenga indlu nge 27k
Ezi zindlu zokubambisa, ezibonelelwa ngamaqabane ethu esibabolekayo, ziyilelwe abantu abaqalayo ukuthenga izindlu, abo bathenga izindlu okwesibini kunye nabo batshintshayo komnye umbolekisi, nto leyo enokuthi ikhulule i-equity kwikhaya lakho.
Namhlanje siqokelele izitshixo zendlu yethu yokuqala. Sade sadibana neFinance Solutions besicinga ukuba lemini ayisoze ifike. Iqela likaKen Murray lisincedile kuso sonke isigaba senkqubo. Baye basigcina besazi kuwo onke amanqanaba kwaye basilungiselela ukwenza imali yethu ibe nomtsalane kwiibhanki. Siyifumene imali-mboleko ebesiyifuna nasemva kokuba ibhanki enye isinike imali ephantsi yokubambisa kwiinyanga nje ezimbalwa ngaphambili. Andikwazi nokubulela ngoku siyifumene lendlu besiyifuna hayi le siphantse sahlala kuyo. Ndingakhuthaza nabani na okwimarike ukuba ubuncinci adibane nabo ukuze baxoxe ngento abanokuyenza.
