Indlela yokufumana imali mboleko yendlu
Sifumana imbuyekezo kwamanye amahlakani aneentengiso zivela kweli phepha. Asikhange sihlolisise zonke iimveliso ezikhoyo okanye unikezelo. Imbuyekezo inokuphembelela indlela unikezelo oluvela ngayo kwiphepha, kodwa izimvo zethu zomhleli kunye neereyithingi azichatshazelwa yimbuyekezo.
Uninzi okanye zonke iimveliso eziboniswe apha zivela kumaqabane ethu asihlawulela ikhomishini. Le yindlela esenza ngayo imali. Kodwa isidima sethu somhleli siqinisekisa ukuba izimvo zeengcali zethu aziphenjelelwa yimbuyekezo. Imigaqo inokusebenza kunikezelo oluvela kweli phepha.
kunzima ukufumana imali-mboleko
Ukufumana imali-mboleko xa uziqeshile kunokuba nzima ngakumbi kunokuba uqeshwe yinkampani. Ifuna ukulungiswa kwamaphepha angaphezulu, ingqalelo ethe gqolo kwiinkcukacha, kunye nokuba nenyani malunga nomvuzo wakho kunye noko unako ukufikelela kuko.
Kukho amagama amabini adla ngokuvela ezingqondweni zamagosa emali-mboleko xa umntu ozisebenzelayo efaka isicelo semali-mboleko: umngcipheko omkhulu. Kukho stereotype yokuba ababoleki abazisebenzelayo banengeniso encinane eqikelelwayo xa kuthelekiswa uzinzo ukuba umsebenzi ohlawulwayo inikeza. Kangangokuba, abafaki-zicelo bemali-mboleko abazisebenzelayo badla ngokuhlangabezana nomgangatho ophezulu weemfuno zombolekisi-mali ukuze bafumane imali-mboleko yendlu. Kodwa akunakwenzeka.
Ngaphambi kokuba uqalise ukuthengela imali-mboleko, kubalulekile ukuba uthathe isitokhwe seshishini lakho kunye nemali yakho. Kwaye kubalulekile ukugcina umkhondo wokuba ngaba uye waxela ingeniso yobuqu kunye neshishini ngokwahlukeneyo, okanye kunye, ukunceda umbolekisi kunye nawe ngexesha lenkqubo yesicelo sokubambisa. Ngaphantsi, qiniseka ukuba imithombo yakho yengeniso ibhaliwe.
Fumana imali mboleko ngoku
Masiqale ngokujonga eyona miba iphambili abathi ababolekisi bazithathele ingqalelo xa besenza isigqibo sokuba uyafaneleka na okanye hayi ukuba ubolekiwe. Umvuzo, ityala, amanqaku etyala, ii-asethi, kunye nohlobo lwepropathi zonke zidlala indima ekufumaneni imvume yokubambisa.
Enye yezinto zokuqala eziqwalaselwa ngababolekisi xa bephonononga isicelo sakho semali-mboleko ngumvuzo wosapho lwakho. Akukho mali incinci ekufuneka uyifumene ukuze uthenge ikhaya. Nangona kunjalo, umbolekisi kufuneka azi ukuba unemali eyaneleyo yokuhlawula intlawulo yokubambisa kunye namanye amatyala akho.
Ababolekisi kufuneka bazi ukuba umvuzo wakho uyafana. Ngokuqhelekileyo abayi kuqwalasela indlela yengeniso ngaphandle kokuba kulindeleke ukuba iqhubeke iminyaka emibini ubuncinane. Umzekelo, ukuba iintlawulo zenkxaso yabantwana ziphela kwiinyanga ezi-6, umbolekisi mhlawumbi akayi kubajonga njengengeniso.
Uhlobo lwepropati onqwenela ukuyithenga luyakuchaphazela nokubanakho kwakho ukufumana imali-mboleko. Olona hlobo lulula lokuthenga ipropati yindawo yokuhlala ephambili. Xa uthenga indawo yokuhlala esisiseko, uthenga ikhaya oceba ukuhlala kulo phantse unyaka wonke.
Eyona ndlela ilungileyo yokuboleka imali
Xa ucofa ikhonkco lomthengisi kwindawo yethu, sinokufumana ikomishoni yokudibanisa ukunceda ukuxhasa ubizo lwethu olungenzi nzuzo Fumanisa ngakumbi.12 Sep 2020 Iibhanki zisike isixa onokuthi usiboleke ngemali yokubambisa: ¿? I-Barclays kunye ne-NatWest i-slash ingeniso ephindaphindwayo kwi-impinda entsha kubathengi bezindlu uStephen MaunderAbathengi basekhaya baye bachaphazeleka emva kokuba iibhanki ezinkulu ezimbini zase-UK zithobile imiqathango yazo kwisixa-mali abaza kuboleka kubafaki-zicelo zindlu. Imithetho emitsha kwimali-mboleko yabo emva kokuqhambuka kwe-coronavirus.
Indlela iMiqathango yeMali yokubolekwa kwezindlu ebachaphazela ngayo ababoleki Utshintsho eBarclays naseNatWest lweza ngexesha apho ababolekisi-mali besokola ukuhlangabezana nokusilela kwezicelo kunye nokunyuka kwamazinga enzala okoko kuthotyiweyo irhafu yesitampu.
Ikwachaphazela abantu abakwinkqubo yokuthenga izindlu, abanye babo baye babona ukuba imali mboleko yabo ihlaziywa ezantsi. Ukutshintsha kweNatWest, okwangoku, sesinye isibetho kubathengi abazisebenzelayo.
