Ngaba ndiyayidinga i-inshurensi yobomi kwi-mortgage?
I-SCRA, eyaphunyezwa ngo-2003 yaza yahlonyelwa izihlandlo ezininzi ukususela ngoko, yahlaziya yaza yandisa uMthetho woNcedo lwaMajoni kunye noomatiloshe ka-1940 (SSCRA), umthetho oyilelwe ukuthomalalisa umthwalo wemali kumalungu enkonzo ngexesha lenkonzo yasemkhosini. Jonga i-50 USC §§ 3901-4043. I-SCRA ngumthetho we-federal onika ukhuseleko kumalungu omkhosi oxhobileyo xa engena emsebenzini osebenzayo. Bona id. Ibandakanya izinto ezifana nezivumelwano zokurenta, iidiphozithi zokhuseleko, irenti ehlawulwe ngaphambili, ukukhutshwa, izivumelwano zezavenge, inzala yekhadi letyala, inzala yemali-mboleko yendlu, uthinjelo, amatyala enkundla yamatyala, ukuqeshisa ngemoto, i-inshorensi yobomi, i-inshorensi yempilo, kunye neentlawulo zerhafu yengeniso. Bona id.
Indawo ye-SCRA ngaphakathi kweKhowudi yase-United States yatshintshwa ekupheleni kwe-2015. Yayibekwe ngaphambili (i-codified kwaye ikhankanywe njenge) 50 USC App. §§ 501-597b, kwakukho ukuhlelwa ngokutsha kokuhlela kwe-SCRA yi-Ofisi yoMvavanyi. I-United States House of Representatives Act Review Act yaqala ukusebenza ngoDisemba 1, 2015. I-SCRA ngoku ifumaneka (ifakwe kwikhowudi) 50 USC §§ 3901-4043.
I-inshurensi yobomi kaLloyd
Apho nayiphi na inxalenye yemali-mboleko iyinzala kuphela, uphinda-phindo oluqhelekileyo lomvuzo we-Santander ukuya kuthi ga kahlanu ingeniso iya kusebenza, ngaphandle kokuba ingeniso iyonke idityanisiwe ingaphantsi kwe-£100.000, kwimeko apho ukuya kuphinda-phindwe ka-4,45 umvuzo uya kubolekwa.
“Inqaku lakutshanje kwiThe Times liqaqambise ukuba yi-1% kuphela yabathengi abatsha abakwaziyo ukufumana imali-mboleko enenzala kuphela, inyuke iye kwi-4% yemali mboleko. Okwangoku, ababoleki abathatha ukuhanjiswa kwemveliso abaqukwanga kula manani. "
Ukulungiselela intlanganiso nomnye wabacebisi bethu beengcali ngezemali mboleko, gcwalisa ifomu yethu yombuzo okanye iphepha lemibuzo yemboleko-mali kwaye siya kukutsalela umnxeba. Nceda uqaphele ukuba ngokungenisa olu lwazi uyavuma ukuqhagamshelwa malunga neemfuno zakho zokubambisa.
Ngokuzithandela uthatha isigqibo sokusinika idatha yakho yobuqu xa ufaka umbuzo. Ulwazi lwakho luyimfihlo kwaye lugcinwe ngokuhambelana neemfuno ezifanelekileyo zokukhusela idatha. Funda ipolisi yabucala yeTrinity Financial.
hsbc i-inshurensi yobomi
Ungafumana imali-mboleko yokuba unomhlaza? Ukuxilongwa komhlaza akuthethi ukuba awukwazi ukufumana imali-mboleko. Kwaye umboneleli wemali mboleko akayi kuhlala ebuza malunga nempilo yakho. Kodwa ukuba ucinga ukuba ukuhlawula imali mboleko kungaba yingxaki ngenxa yomhlaza wakho, kufuneka ubaxelele.
Umbolekisi we-mortgage kufuneka azi ukuba unako ukuhlawula imali-mboleko, ngoko baya kukubuza malunga nomvuzo wakho. Ukuba babona ukuba unezikhewu kumvuzo wakho okanye utshintsho kumvuzo wakho, basenokukulumkela ukukuboleka.
Le mortgage ayinamhla wokuphelelwa. Imali-mboleko kunye nenzala ihlawulwa emva kokuba uswelekile okanye ukuba uyaphuma. Umzekelo wexesha onokuthi uhambe ngalo kuxa ufudukela kwindawo yokuhlala. Akuyomfuneko ukuxela isimo sakho sempilo xa ufaka isicelo solu hlobo lwemali mboleko.
Ngokuqhelekileyo, umbolekisi we-mortgage akayi kukucela ukuba unikeze imbali yakho yonyango. Kodwa umbolekisi usenokufuna ukuba ukhusele imali-mboleko nge-inshurensi. Kuya kufuneka uxelele i-inshurensi ngazo naziphi na izigulo onazo (okanye okhe wanazo kwixesha elidlulileyo).
i-inshurensi yobomi be halifax
Okokuqala, sibonelela ngendawo ehlawulelwayo ukuze abathengisi bangenise izinto zabo. Iintlawulo esizifumanayo ngokubekwa zichaphazela indlela kunye nendawo abathengisi ababonakala ngayo kwisayithi. Esi siza asibandakanyi zonke iinkampani okanye iimveliso ezikhoyo kwimarike.
Okokuqala, sibonelela ngendawo ehlawulelwayo ukuze abathengisi bangenise izinto zabo. Iintlawulo esizifumanayo kwezo ntengiso zichaphazela indlela kunye nendawo abathengisi ababonakala ngayo kwisayithi. Esi siza asibandakanyi zonke iinkampani okanye iimveliso ezikhoyo kwimarike.
I-Trussle ngumcebisi we-Trustpilot we-5-star kwi-intanethi ye-mortgage enokukunceda ukuba ufumane imali-mboleko efanelekileyo- kwaye wenze wonke umsebenzi onzima kunye nombolekisi ukuze uyikhusele. *Ikhaya lakho lingavalwa ukuba awuqhubeki nentlawulo yakho yokubambisa.
E-Santander, kuthatha umndilili weentsuku ezili-19 ukufumana imali-mboleko evunyiweyo, ngokukaTrussle, umthengisi we-mortgage kwi-intanethi kunye neqabane lethu lesibambiso. Oku kucotha ngeentsuku ezintlanu kune-avareji yokuvunywa kwexesha kubabolekisi njengoko kulinganiswe ngumthengisi.
