Ngaba bayandinika imali yokubambisa ukuba ndiqokelele inkxaso-mali?

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68. USekela Pa Daly ubuza uMphathiswa wezeMali, ngenxa yombuzo wepalamente ongunombolo 319 kaNovemba 10, 2020, ukuba uya kuphinda athathele ingqalelo isikhundla sababolekisi bezindlu ngokunxulumene nabathengi abaphantsi kolawulo lwenkxaso yemivuzo. ukuqeshwa nabavinjwa ukubolekwa imali nokubambisa nangona bekwingqesho yexesha elide yaye imisebenzi yabo ingagqalwa njengesesichengeni; kwaye ukuba uza kwenza ingxelo ngayo. [36678/20]

71. UMP Pádraig O'Sullivan ubuza uMphathiswa wezeMali ukuba zeziphi na izicwangciso anazo zokunceda abathengi bamakhaya abavinjwa ukuchithwa kweemali-mboleko ezivunyiweyo ngenxa yokuba omnye okanye bobabini ababoleki bakhuselwe yinkqubo yenkxaso yemivuzo yethutyana; kwaye ukuba uya kwenza ingxelo ngayo. [38632/20]

Ndikhe ndawubeka lo mba kubaphathi beebhanki zonke kwaye amagosa am asaqhubeka nokuwuphakamisa. Ndiludlulisele ngamandla olu luvo kwiibhanki kwaye abanye ngoku babonise esidlangalaleni uluvo olufanayo.

Kwakhona, ukuba sesinye sezikimu zethu zenkxaso-mali akufuneki, ngokubanzi, kuthintele umntu ekufumaneni imali-mboleko, kodwa ukuphila kosomashishini kunye nohlobo loncedo alufumanayo yimiba ekufuneka iqwalaselwe. Ndiyathemba ukuba uninzi lwabaqeshi abathatha inxaxheba kwiinkqubo zethu zenkxaso yemivuzo baya kuhlala besebenza kwaye benempumelelo kwixesha elizayo. Ezi zikimu zenkxaso kufuneka zibonwe ukuba ziyintoni na, okt ibhulorho ekhethekileyo yoosomashishini baseIreland ngexesha elinzima kakhulu.

Ukufunyanwa kwakhona kwenkxaso ye-USDA iminyaka eyi-9

I-Pradhan Mantri Awas Yojana (PMAY), eyaziswa nguRhulumente waseIndiya, ijolise ekuboneleleni ngezindlu kubo bonke ngoMatshi 2022. ISikimu seSibonelelo esiQhagamshelwe ngeTyala yinxalenye ebalulekileyo yePMAY, ebonelela ngenkxaso-mali yenzala yemali mboleko yokubolekwa kwezindlu. ababoleki. Amanye amacandelo amathathu e-PMAY kukwakhiwa ngokutsha kwamatyotyombe kwisiza, ulwakhiwo olukhokelwa ngabaxhamli, kunye nolwakhiwo lwezindlu ezifikelelekayo.

I-Credit Linked Subsidy Scheme (CLSS) ibonelela ngoncedo lwemali kubantu abafanelekileyo ngemibutho eyahlukeneyo yezemali eIndiya. Ngale nkqubo, urhulumente ukhuthaza ukwanda kokuhamba kwetyala kumaziko emali kwiimfuno zezindlu. IBhodi yeSizwe yeZindlu kunye neQumrhu loPhuhliso lweZindlu noPhuhliso lweziDolophu ngamaziko aphambili afumene ugunyaziso lokuqhuba le projekthi.

Inkxaso-mali yenzala yemali mboleko yendlu nguRhulumente waseIndiya iyafumaneka kumaqela ama-3 omvuzo: EWS, LIG ​​kunye neMIG. Funda ukuze ufunde ngakumbi malunga nemigaqo yokufaneleka ye-EWS okanye iCandelo elibuthathaka ngokwezoqoqosho. Umvuzo wonyaka wosapho - ukuya kuthi ga kwi-3 lakh

UXolelo lweSibonelelo se-USDA

Ababolekisi batyholwa ngokucinga ukuba naliphi na ishishini elifumanekayo kwiNkqubo yeNkxaso yoMvuzo weNgqesho sele kuza kusilela. Kwaye oku nangona abanye babaqeshi abakhulu kweli lizwe bathatha ithuba.

Kodwa abanye babo batyholwa ngokungavumi ukuba abantu bagqibezele isicelo semali-mboleko ukuba umqeshi usebenzisa le nkqubo, nangona imivuzo yabasebenzi ingaxhaswa yi-EWSS, ngokutsho kwe-mortgage broker uMichael Dowling wakwaDowling Financial.

Umnumzana Dowling uthe: “Bonke ababolekisi ngoku bayala izicelo zabantu abaqeshi babo abasebenzisa inkqubo ye-EWSS, nokuba bona bengekho kulo. Ngokuqinisekileyo zonke iibhanki. Ukuba umqeshi uyayisebenzisa, ngokuzenzekelayo kucingelwa ukuba inkampani iya kusilela. Ayinabulungisa kakhulu".

Isithethi sezemali zabasebenzi uGed Nash uthe: "Kwiiveki ezidlulileyo ndiye ndajongana namatyala apho bonke ubungqina bubonisa ukuba ababolekisi basebenzisa uluhlu lweRevenue EWSS ukukhaba abafaki-zicelo abasebenza neenkampani.

Isicelo seSibonelelo soPhuhliso lwasemaPhandleni se-USDA

INkqubo yeZibonelelo zoMntu eDityaniswe neMali (i-FLISP) yahlaziywa ngo-2012 yaza emva koko yahlaziywa ngowama-2018. Le nkqubo linyathelo lokuqala likarhulumente woMzantsi Afrika kumakhaya akwimalike “yesikhewu”, o.k.t abo bazizityebi kakhulu ukuba bafanelekele ukufumana inkxaso-mali. Inkxaso ye-RDP, kodwa ihlwempuzekile kakhulu ukuba ungakwazi ukuthenga indlu entsha ngokulula. I-FLISP ijolise ekuncedeni le mizi ukuba ikwazi ukufikelela kwizindlu ngokubonelela ngenkxaso-mali enokusetyenziswa ukuhlawula intlawulo ephantsi yendlu okanye ukunciphisa ubungakanani bemali mboleko yendlu.

Ukuza kuthi ga ngoku, i-CAHF ipapashe iiblogi ezintathu malunga ne-FLISP: ukuzibuza ukuba i-FLISP iya kuphumelela, izama ukuqonda ukuba iya kusebenza njani, kwaye ibhiyozele ukwandiswa kwayo kwimarike yokuthengisa. Ezi bhlog, kunye namaxwebhu amabini akwiwebhusayithi yethu (uMgaqo-nkqubo we-FLISP ka-2012, kunye neTafile zeXabiso leSibonelelo sika-2018), zifumene impendulo engakholelekiyo: Amakhulu abantu abuze imibuzo ngecandelo lamagqabaza lewebhusayithi yethu, kwaye uninzi lwabizwa kwaye lwathunyelwa nge-imeyile. Le mpendulo ibonisa ukuba kukho imfuno ecacileyo yolwazi oluninzi malunga ne-FLISP. Le bhlog iqulethe ulwazi lwamva nje esinalo, kwaye siyathemba ukuba iya kunika iimpendulo ezininzi abazijongayo: