LANDELA
Ukuhanjiswa kwentlawulo kuye kwaba sisixhobo esixhaphake kakhulu kubathengi abathenga ngekhadi letyala. Oku kunokwenzeka ukuhlehliswa kunokunikezelwa kumthengi "emva kokuthenga, kwiWebhu okanye kwi-App okanye ngexesha elifanayo ukwenza intlawulo kwivenkile, kwi-POS ngokwayo", ngokutsho kweBhanki yaseSpain.
Nangona kunjalo, kwiziko bafuna ukwazisa bonke abathengi abalisebenzisayo malunga nenkathalo ekufuneka ithathwe xa besebenzisa olu khetho. Le ntlawulo yasimahla enikezelwa ngamanye amakhadi etyala ingabandakanya intlawulo "yenzala, ikhomishini okanye zombini".
[Ukugxekwa kwamakhadi okuthenga ngetyala amatsha amisiweyo afana 'nojikelezo' ngeendleko zawo ezinyukayo]
Ke, kwiwebhusayithi esemthethweni yeBhanki yaseSpain, batyala izitshixo ezine ekufuneka uzilandele ukuphepha iingxaki xa uhlehlisa iintlawulo zakho.
Izitshixo zokurhoxiswa kwentlawulo
- Le ndlela yokuhlawula yahlukile kuleyo uqhele ukuyisebenzisa ekhadini lakho, nokuba alinanzala okanye lijikeleza ekupheleni kwenyanga, kwaye ichaphazela kuphela iintlawulo ezithile ezisetyenziswayo.
- Oku kuthetha ukusebenzisa umlinganiselo wetyala osele uwunikile
- Oku kuhlehliswa kusenokuba simahla, kodwa usenokubizwa inzala, ikhomishini, okanye zombini.
- Le miqathango kufuneka ibandakanywe kwikhontrakthi oyisayinileyo, okanye kulo naluphi na uhlaziyo elithe iqumrhu lakho linxibelelane nawe. Kubalulekile ukuba uphonononge zonke iindlela zokuhlawula ngetyala ezixhasa ikhadi lakho
Izindululo zokurhoxiswa kweentlawulo
Ngexesha lokuhlehlisa intlawulo, iBhanki yaseSpain ikwalumkisile malunga neengozi ezinokuthi zibe nazo. Nangona oku kuhlehliswa "kunokuhenda kakhulu", kufuneka kukhunjulwe ukuba "kuvelisa ityala oya kufuneka ulihlawule ekugqibeleni".
Ngenxa yesi sizathu, ukusuka kwiqumrhu bacebisa "ukungagunyazisi nge-PIN yakho okanye i-OTP ukuba bakuthumele ngaphandle kokwazi ngokucacileyo iimeko eziza kusetyenziswa (iintlobo, ixesha, iikhomishini, i-APR, ukucinywa kwangaphambili, ixesha lokurhoxisa ...)" . Ukongeza, bayakucela ukuba uzibuze ukuba "kwenzeka ntoni ukuba ubuyisela imveliso obuyihlawulele": ukuba inkxaso-mali irhoxisiwe okanye ukuba iya kuhlala iphaphile xa ulindele ukurhoxiswa kwakho kwangoko.
['Thenga ngoku, hlawula kamva': umngcipheko wokutya ngaphandle kolawulo]
