Ndiani akagadzira mutero wemondgage?

Kumba kwemba - deutsch

Chinyorwa ichi chinoda mamwe mashoko kuti chionekwe. Ndokumbirawo mubatsire kuvandudza chinyorwa ichi nekuwedzera zvinyorwa kubva kunzvimbo dzakavimbika. Zvinhu zvisina kugadzirwa zvinogona kupikiswa uye kubviswa. Tsvaga Kwazvakabva: "Chikwereti Chemba" - Nhau - Mapepanhau - Mabhuku - Nyanzvi - JSTOR (Kubvumbi 2020) (Dzidza kuti uye rinhi kubvisa chinyorwa ichi patemplate)

Vakwereta vemortgage vanogona kunge vari vanhu vari kuisa imba yavo mudzimba kana vanogona kunge vari makambani anokweretesa zvivakwa zvekutengesa (semuenzaniso, nzvimbo dzebhizinesi ravo, nzvimbo dzekugara dzakarendwa kuvaroja, kana mari yekudyara). Mukweretesi anowanzo inzvimbo yezvemari, senge bhangi, mubatanidzwa wechikwereti kana kambani yekukwereta, zvichienderana nenyika iri kutaurwa, uye zvibvumirano zvechikwereti zvinogona kuitwa zvakananga kana zvisina kunanga kuburikidza nevarevereri. Hunhu hwezvikwereti zvembatya, sehuwandu hwechikwereti, kukura kwechikwereti, mubereko wemari, nzira yekubhadhara chikwereti uye mamwe maitiro, anogona kusiyana zvakanyanya. Kodzero dzemukweretesi kumudziyo wakachengetedzwa dzinoisa pamberi pevamwe vakweretesi vemukwereti, zvinoreva kuti kana mukwereti akabhuroka kana kutadza kuita mari, vamwe vakweretesi vanongowana muripo wezvikwereti zvavanenge vakwereta nekutengesa midziyo. inobhadharwa zvizere kutanga.

Kubviswa kwemari yemortgage

Rumwe Rubatsiro Pamusoro pemikana mitsva iyi yevakwereta, masangano ehurumende yemubatanidzwa ari kutorawo mamwe matanho ekutsigira vanokwereta sezvo hutano hwedu hweveruzhinji uye kudzoreredzwa kwehupfumi kuri kuenderera mberi.

Kupa Vanokwereta Ruzivo Rwavanoda Kuti Vanzwisise Sarudzo Dzavo Izvi zvitsva zvekugadzirisa chikwereti uye nzira dzekudzikisa mubhadharo zvinongopa vanokwereta ruyamuro rwavanoda kana vanokwereta vaine ruzivo rwekunzwisisa zvavanosarudza.

Tichange tichibata neruzivo rwazvino rwekuti Mutungamiriri Biden nehutongi hwavo vari kushandira sei vanhu vekuAmerica, pamwe nenzira dzaungaite kuti ubatanidzwe nekubatsira nyika yedu kuvaka zvakare zvirinani.

home loan deutsch

Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzakangwara nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvisina tsarukano, uye kubvumidza iwe kuti uite tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.

Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Mortgage certificate

Mutero wekubhadhara imba inobhadharwa neHurumende yeNew York "nekuda kweropafadzo yekunyora chikwereti cheimba yeimba iri muhurumende." Zvakare, New York City inounganidza mutero wayo, semamwe matunhu.

Mutero unongoshanda kune real estate senge condominiums nedzimba. Cooperatives zvinhu zvemunhu, saka vanonzvenga mutero wemortgage registration. Kana iwe ukapa iyo yakajairwa 20% pasi, ingangove yakanyanya kuvharisa mutengo wemutengi.

Nhoroondo yeNew York's mortgage registration tax yakatanga muna 1906, payakatanga kugadzwa nehurumende. Nhasi mugadziri mukuru wemari wehurumende neguta. Mutero weNew York chete wakagadzira mabhiriyoni emadhora muna 2014.

Rangarira kuti iyi "ropafadzo" yauri kubhadhara mutero wekubhadhara imba inongoshanda kune zvikwereti zveimba yezvivakwa. Icho chinhu chikuru nekuti paunotenga co-op, uri kutenga pfuma yako.

Kuti utsanangure muchidimbu, real estate ndeye kana iwe uine chidimbu che real estate. Panyaya yeimba, zviri pachena: uri kutenga imba. Kunyangwe iwe paunotenga kondomu, iwe une imba iyoyo - iyo bhokisi - mukati mechivako chikuru. Nekudaro, mune iyo co-ops, iwe uri kutenga migove yechivakwa uye yekurenda yekugara mune chaiyo unit. Masheya uye leases ndeye chattels, kwete real estate, saka hapana mortgage kunyoresa mutero.