Mortgage amortization nguva Calculator ine mamwe mabhadharo
Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzakangwara nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvisina tsarukano, uye kubvumidza iwe kuti uite tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Mortgage Calculator
Chikwereti chinowanzova chikamu chakakosha chekutenga imba, asi zvinogona kuva zvakaoma kunzwisisa zvauri kubhadhara uye zvaunogona kuwana. Mortgage calculator inogona kubatsira vanokwereta kuti vafungidzire mari yemwedzi nemwedzi inoenderana nemutengo wekutenga, mubhadharo wepasi, mubereko, uye zvimwe zvemwedzi nemwedzi mari yevaridzi vemba.
1. Pinda mutengo weimba uye chiyero chekubhadhara kwekutanga. Tanga nekuwedzera mutengo wekutenga wemba waunoda kutenga kuruboshwe rwechidzitiro. Kana usina imwe imba mupfungwa, unogona kuedza nenhamba iyi kuti uone kuti imarii yaungakwanisa kutenga. Saizvozvo, kana iwe uri kufunga nezvekupa imba, iyi Calculator inogona kukubatsira kuona kuti yakawanda sei yaungapa. Tevere, wedzera mubhadharo wepasi waunotarisira kuita, ingave chikamu chemutengo wekutenga kana seyemwe mari.
2. Isa mubereko. Kana iwe wakatotsvaga chikwereti uye wakapihwa nhevedzano yemareti emubereko, isa imwe yeaya ma values mubhokisi remhindu rekuruboshwe. Kana usati wawana mubereko, unokwanisa kuisa iyo avhareji yereti yembangi sepokutangira.
30 yemakore mortgage muUK
Avhareji yekubhadhara nguva yekutenga imba ndeye makore makumi maviri nemashanu. Nekudaro, maererano neongororo yakaitwa nemortgage broker L&C Mortgages, nhamba yevatengi venguva yekutanga ye25- kusvika 31-yegore remba yakawedzera zvakapetwa kaviri pakati pa35 na2005.
Ngatitii uri kutenga £250.000 chivakwa pamutengo we3% uye une 30% dhipoziti. Kukwereta £175.000 pamusoro pemakore makumi maviri nemashanu kunokubhadhara £25 pamwedzi. Kana mamwe makore mashanu awedzerwa, mubhadharo wepamwedzi unodzikiswa kusvika pa830 pounds, nepo 738-year-mortgage yaizongoita 35 pounds pamwedzi. Ndiyo 673 pounds kana 1.104 pounds zvishoma gore negore.
Nekudaro, zvakakodzera kutarisa chibvumirano chemortgage kuti uone kana uchikwanisa kubhadhara. Kukwanisa kuzviita pasina zvirango kunokupa kushanduka-shanduka kana iwe ukakwidzwa kana kupera kwemari. Iwe unogona zvakare kubhadhara mari yekondirakiti kana nguva dzakaoma.
Zvakakosha kufunga nezvazvo, sezvo chero imwe mari yaunoisa mumbamba yako pamusoro peiyo yakajairwa mari yepamwedzi inopfupisa hurefu hwese hwembavha, zvichikuchengetera imwe mhindu pamusoro pehupenyu hwemumba.
Mortgage age limit yemakore makumi matatu nemashanu
Mortgage chikwereti chenguva refu chakagadzirirwa kukubatsira kutenga imba. Pamusoro pekubhadhara capital, iwe unofanirwa kubhadhara mubereko kune mukweretesi. Imba nenyika yakaipoteredza zvichava rubatso; Asi kana iwe uchida kuve nemba, iwe unofanirwa kuziva zvinopfuura izvi zvinowanzoitika. Iyi pfungwa inoshandawo kune bhizinesi, kunyanya kana zvasvika kune yakatarwa mitengo uye yekuvhara mapoinzi.
Anenge munhu wose anotenga imba ane chikwereti chemba. Mari dzembavha dzinowanzotaurwa panhau dzemanheru, uye fungidziro pamusoro pemafambiro emitengo ichafamba yave chikamu chenguva dzose chetsika yezvemari.
Imba yemazuva ano yakabuda muna 1934, apo hurumende - kubatsira nyika kuburikidza neKuderera Kukuru - yakagadzira chirongwa chekukweretesa icho chakaderedza kubhadhara kwaidiwa paimba nekuwedzera mari yaigona kukwereta varidzi vemba. Izvi zvisati zvaitika, 50% yekubhadhara pasi yaidiwa.
Muna 2022, kubhadhara pasi kwe20% kunodiwa, kunyanya sezvo kana mubhadharo uri pasi pe20%, zvinofanirwa kutora yakavanzika mortgage insurance (PMI), iyo inoita kuti mubhadharo wepamwedzi ukwire. Zvisinei, chinodiwa hachisati chiri hacho chinowanwa. Kune zvirongwa zvemortgage izvo zvinobvumira kudzika kwakadzika kubhadhara, asi kana iwe uchigona kuwana iyo 20%, unofanirwa.
