Zviri nani kutora chikwereti chemba kana kuisa mari?

Isa 100.000 euros kana kubhadhara chikwereti

Kana wakagamuchira mari yausingafungire kana kuchengetedza mari yakati wandei nekufamba kwemakore, zvinogona kuyedza kubhadhara chikwereti chako chemba nekukurumidza. Kana kukurumidza kubhadhara chikwereti chiri chisarudzo chakanaka kana kuti kusarega kungatsamira pamamiriro ezvemari omukwereti, mubereko wechikwereti pachikwereti, uye kuti yava pedyo zvakadini kusvika pamudyandigere.

Iwe unofanirwawo kufunga kana iyo mari yakawanda yakaiswa panzvimbo yekubhadhara imba. Chinyorwa ichi chinoongorora mutengo wemubereko unogona kuchengetwa nekubhadhara chibatiso makore gumi pamberi pechirongwa maringe nekudyara mari iyoyo mumusika, zvichibva pane dzakasiyana siyana dzekudyara.

Somuenzaniso, pamubhadharo wepamwedzi we$1.000 300, $700 inogona kushandiswa kuita mhindu uye $XNUMX kuderedza chikamu chikuru chechikwereti. Mari yemubereko pachikwereti chemondi inogona kusiyana zvichienderana nemhindu yemamiriro ehupfumi uye nechikwereti chemukwereti.

Chirongwa chekubhadhara chikwereti pamusoro penguva yemakore makumi matatu inonzi amortization schedule. Mumakore ekutanga, mari inobhadharwa pachikwereti chakatsiga-reti yemortgage inogadzirwa zvakanyanya mubereko. Mumakore achangopfuura, chikamu chikuru chekubhadhara chikwereti chinoshandiswa pakuderedzwa kukuru.

Calculator kubhadhara chikwereti kana kuchengetedza pamudyandigere

Iyi inogona kuva chitsama kana mari yenguva dzose yakawedzerwa mubhajeti yako yepamwedzi. Chero zvazvingava, iwe unoda kuita chimwe chinhu chakakosha mune zvemari nacho. Zviri nani kunyura mumusika kana kubhadhara zvikwereti nekukurumidza? Ndosaka tichifunga kuti iwe unofanirwa kugara uchibhadhara zvikwereti zvako usati waisa mari. Zvakanaka, kazhinji yenguva.

Fungidzira mari yako segaba rekudiridza. Paunodyara mari, unenge uchinyatso kuzadza iyo yekudiridza kuti ukure hupfumi hwako. Asi kana une chikwereti chinodhura, unoita sekuti une buri pasi pegaba uye mvura iri kubuda nekukasira kupfuura yaungazadza. Nokubhadhara zvikwereti zvako, unobvisa kudhirowa kwemari yako kubva mumari yemubereko.

Ndosaka, semutemo wakajairika, kazhinji zviri nani kubhadhara zvikwereti usati watanga kuisa mari. Imwe inoshanda kwauri, imwe inokurwisa iwe. Saka zvine musoro kuti utarise pakubvisa iyo inogona kukukwevera pasi: chikwereti chako chakanyanya-mubereko.

Yakaderera kana 0% mubereko inopa inogona kuve chinhu chakanakisa chekugadzirisa mari yako. Kana iwe wakarangwa mune zvemari zvakakwana kuti ubhadhare mari yaunokwereta panguva yakaderera kana isina mubereko, vanogona kusunungura mari yako yekuyerera uye kukupa yakakosha nzvimbo yekufema.

Bhadhara chikwereti kana kuisa mari 2022

Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzakangwara nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvisina tsarukano, uye kubvumidza iwe kuti uite tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.

Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.

Investment kana Mortgage Single Payment Calculator

Pakusarudza kana okurumidza kubhadhara chikwereti chemba, muridzi wemba anofanira kurangarira manzwiro ake pamusoro pechikwereti, bviro yemwero wakakwirira wekudzoka kana mari yacho yakaenda kune imwe nzvimbo, mari yomutero inobatanidzwa nemhindu yembangi, zvirongwa zvenguva yemberi, uye mutoro wose wechikwereti.

Izvo zvakaderera, kana zviripo, zvinogona kubva mukuchinjana kwemari kunofanirwa kuitwa nemuridzi wemortgage mukubhadhara chikwereti. Kubhadhara kwakafanana kunowanzoda mari yekubhadhara yakaenzana nehuwandu hwemukuru. Kana mukuru wechikoro akakosha, kubhadhara uku kunogona kukanganisa mhuri ine mari yepakati kukwanisa kuchengetedza pamudyandigere, kuisa mari yekukoreji, kuchengetedza homwe yechimbichimbi, nekuzadzisa zvimwe zvinodiwa zvemari.

Iko hakuna mhinduro "yakarurama" kune wese munhu kana zvasvika pakubhadhara chikwereti. Funga nezvemanzwiro ako pamusoro pechikwereti, nguva yako yezvinangwa zvenguva refu, mari yako yekubhadhara mutero, nezvimwe zvinhu usati waita sarudzo yakakunakira iwe.

Nekuda kwekugona kwekukanganisa kwevanhu kana kwemechani pachikamu cheWealth Management Systems Inc. kana masosi ayo, hapana Wealth Management Systems Inc. kana masosi ayo anovimbisa chokwadi, kukwana, kukwana kana kuwanikwa kwechero ruzivo uye haina mhosva yekukanganisa. kana kusiiwa kana zvawanikwa kubva mukushandiswa kwemashoko akataurwa. Hapana chiitiko chichave Wealth Management Systems Inc. ichave nemhosva yekukuvadza kusiri kwakananga, kwakakosha kana kwakakosha maererano nekushandiswa kwezvirimo neanonyoresa kana vamwe.