Zvinosungirwa here kusimudza mortgage?

Yambiro yakaoma kune vane mbavha

Iwe unofanirwa kutadza kuwana pekugara pasina rubatsiro rwechirongwa. Unozofanira kutora chikwereti chemba, kunze kwekunge wapfuura makore makumi matanhatu. Vese vatengi vanofanirwa kunge vari vatengi vekutanga, kunze kwekunge mumwe wevatengi ari mune rimwe remamwe mapoka anotariswa uye haasati atova nechimwe chivakwa panguva yekutenga kuburikidza nechirongwa.

Kana iwe uri pamusoro pemakore makumi matanhatu uye uchigona kuratidza ingangoita imwe yeiyi nzira dzinotevera, unogona kunyorera musika wakavhurika LIFT Shared Equity chirongwa uchishandisa mari yako yaakachengeta uye yekutengesa pachinzvimbo chechikwereti:

Hurumende yeScotland inopa pakati pe10% ne40% yemutengo weimba yawakasarudza pamusika wakavhurika. Kana ichitengeswa, chikamu chimwe chete chemutengo wekutengesa chinodzorerwa kuHurumende yeScotland; kana kuti iwe unogona kuwedzera chikamu chako chemari pazvinokodzera iwe kuti udaro.

Mupiro weHurumende yeScottish unoenderana nekuti imarii yaunokwanisa kupa pamutengo wekutenga kubva pamari yako yawakachengeta uye nechikwereti chemba (izvo zvingasarudzika kana wapfuura makore makumi matanhatu uye uchida imba). Mupiro wako wepasi uchatsanangurwa mutsamba yako yekubvumidza Passport, iyo inokupa iwe mwedzi mitatu yekuwana imba yakakodzera.

Chikwereti Repayment Guide

Iyi account inogona kunge yakakunakira iwe kana uchigara kuNorthern Ireland, wapfuura makore gumi nemasere uye uchichengetera imba yako yekutanga. Iyi account haisi kuwanikwa kwauri kana wakambova nechikwereti chemba.

Iyi account inogona kuvhurwa kune chero 11 mapazi edu kuNorthern Ireland, kune chero vamiririri vedu kana nepositi. Usati wanyorera, ita shuwa yekushanyira iyo account peji kuti uwane yakazara account account uye Mitemo neMamiriro.

Tinoda kutaura newe kuburikidza nemaitiro ekukweretesa uye kukubatsira kuwana chigadzirwa chakakodzera. Kuti uwane rumwe ruzivo kana kukumbira account, unogona kutifonera, kutitumira email kana kushanyira rimwe remapazi edu gumi nerimwe. Tichafara kukubatsira.

Zvikwereti Zvitsva Zvekuvaka Dzimba Zvakatsanangurwa

Rumwe Rubatsiro Pamusoro pemikana mitsva iyi yevakwereta, masangano ehurumende yemubatanidzwa ari kutorawo mamwe matanho ekutsigira vanokwereta sezvo hutano hwedu hweveruzhinji uye kudzoreredzwa kwehupfumi kuri kuenderera mberi.

Kupa Vanokwereta Ruzivo Rwavanoda Kuti Vanzwisise Sarudzo Dzavo Izvi zvitsva zvekugadzirisa chikwereti uye nzira dzekudzikisa mubhadharo zvinongopa vanokwereta ruyamuro rwavanoda kana vanokwereta vaine ruzivo rwekunzwisisa zvavanosarudza.

Tichange tichibata neruzivo rwazvino rwekuti Mutungamiriri Biden nehutongi hwavo vari kushandira sei vanhu vekuAmerica, pamwe nenzira dzaungaite kuti ubatanidzwe nekubatsira nyika yedu kuvaka zvakare zvirinani.

Hurukuro Yevaenzi: Nick Goodall, CoreLogic

Vanokweretesa vanofanirwa kuenderera mberi nekupa vanokwereta zororo pasi peCARES Act, vachipa anokwereta-akavimbiswa kubhadhara chikwereti kutsungirira kwemazuva anosvika zana nemakumi masere. Pamusoro pezvo, nguva yekutanga yekushivirira inogona kuwedzerwa kusvika kune mamwe mazuva 180 pakukumbira kwemukwereti. Vanokweretesa vanofanira kuratidza mhinduro dzinogoneka dzinogona kuwanikwa pakupera kwekushivirira uye kutsanangurira vanokwereta kuti kubhadhara kamwe chete kwechikwereti chakapfuura hakuzodikanwa.

Panguva yesarudzo dzekutsungirira dzatsanangurwa pamusoro apa, mukwereti anogona kusabhadhariswa chero muripo, zvirango kana mubereko kupfuura mari yakaverengerwa sekunge mukwereti aita mubhadharo wekondirakiti nenguva.

Kana kuregerera kwapera, mukweretesi achashanda neakakwereta kuti aone kana vachikwanisa kutangazve kubhadhara uye, kana zvakadaro, vape chirongwa chekubhadhara chinokwanisika kana nguva yakawedzerwa yekumisa kubhadhara kusvika pakupera kwechikwereti. Kana mukwereti asingakwanisi kutangazve kubhadhara nguva dzose, mukweretesi anofanira kuongorora mukwereti kune ese aripo ekuderedza kurasikirwa sarudzo dzakatsanangurwa muHB-1-3555. Matanho anokosha okuyamura anotsanangurwa muChitsauko 18, Chikamu 5, “Kubatsira Kwenjodzi Yezvakasikwa” kuchashanda. Idzi sarudzo dzinosanganisira mawedzero ematemu, capitalization uye temu edzedzero, uye kudzoreredza kwemondi.