Muenzaniso we equitable mortgage
Mortgage kuchinjisa mubereko mune chaiyo real estate nechinangwa chekuchengetedza kubhadharwa kwemari pachine nguva kana kufambiswa nenzira yechikwereti, chikwereti chiripo kana cheramangwana, kana kuita kwechibvumirano, icho chingapa mukana wekuva nemhosva. Pecuniary
Munhu anotora chikwereti oendesa chimbadzo chake papfuma chaiyo kumukweretesi ndiye mukwereti. Mukweretesi ndiye mukwereti uye mari yakakweretwa iyo nzvimbo inoshandiswa sechibatiso ndiyo mari yembavha. Chishandiso chinoshandiswa kuchinjisa chinodaidzwa kuti rendi remba.
Kana munhu ari muneripi remaguta anotevera, anoti maguta eCalcutta, Madras neBombay uye mune ripi ripi guta ripi zvaro iro Hurumende yeNyika ine chekuita nayo inogona, nechiziviso muGazeti reHurumende, kutsanangura izvi, kuzvipira kune mukweretesi kana magwaro ake emumiririri wemuridzi wezvivakwa, nechinangwa chekugadzira vimbiso pavari, kutengeserana kunonzi mortgage nedhipoziti yemazita ezvivakwa1.
Kuti ugadzire mari yembavha ne escrow, panofanirwa kuve nekuendeswa kwezita kupfuma chaiyo nemukwereti kune mukweretesi kana mumiririri wake aine chinangwa chekugadzira chengetedzo ipapo. Naizvozvo, kana paine chikwereti uye kana mukwereti akaisa mazita aine chinangwa chekuti mazita acho ari rubatso pachikwereti, ipapo nekungoisa chete iwo mazita, mortgage inogadzirwa.
Muenzaniso weusufructuary mortgage
Musi waGumiguru 11, 2021, iyo Real Estate Modification (Zvitupa zveZita) Act 2021 yakatanga kushanda, ichibvisa Zvitupa zveZita (CTs) uye kodzero yekubata (CoRD) control system. Ese maTC aivepo akakanzurwa uye maTC haachazopihwa. MaTC aripo haazodi kuendeswa, uye mvumo yemubati weCDR haizodikanwa, kunyoresa kushanda kana chirongwa. Mazano ese aripo ari pasi peshanduko iyi ari kuongororwa parizvino uye achagadziridzwa kuratidza shanduko idzi. Kuti uwane rumwe ruzivo nezve TC kudzvinyirira, ona
Ziva Electronic fileing inosungirwa kumabasa ese anosanganisira chete kudzima mbanje kana musanganiswa wekumisikidzwa kwembande apo vese vanotora mbavha vakatenderwa masangano edhipoziti uye mashandiro acho akasainwa kubva Nyamavhuvhu 1, 2017.
Kana kutengeserana kunosanganisira chete kudzima mbavha uye kuvharwa uye mbavha ari maADIs anobviswa kubva pamagetsi faira kana mamiriro ezvinhu anobvumira Registrar General kuti aregedze faira remagetsi pasi peConveyancing Rule 8.4.2, kutengeserana kunouya kunofanirwa kuperekedzwa neConveyancing Mitemo Kunze kwefomu rinoratidza kuregererwa. . Iyo Transfer Rule Exceptions fomu ichaongororwa pamwe nekutengeserana. Kutengeserana kwakaunzwa pabepa, kunoperekedzwa nemvumo yemubako kana mamwe magwaro anotsigira, anogona kugamuchirwa pasina fomu rekusarudzika kwemutemo wekufambisa.
Mhando dzemortgage mumutemo
A real estate equity mortgage inzira inoshandiswa zvakanyanya kugadzira chibatiso ichipokana nechikwereti chinowanikwa kubva kumabhanga nemamwe masangano emari muIndia. Zvisinei, inokweretesa nyore kubiridzira.
Izvi zvinodaro nekuti inogadzirwa nekungoisa zvitupa neanokweretesa. Chimbo chakanyorwa hachidikanwi kugadzira chikwereti chakadaro. Sezvo pasina chiridzwa chakanyorwa, kunyoreswa kwechikwereti chakadaro hakudiwe pasi peRegistration Act ya1908. Nepo kusanyoreswa kwerudzi urwu rwemortgage kuchiita kuti zvive nyore kugadzira, kunovhurawo mikana yekubiridzira nevakwereta vasingafungiri. .
Semuyenzaniso, National Housing Bank yakaona manyepo emagwaro evaridzi, kupa mari yakawanda pamudziyo mumwe chete uye kutengeswa kwenzvimbo iri pasi pemubhadharo wakaenzana senzira yakajairika yekubiridzira muchikamu chemari yedzimba.
Mumakore ekupedzisira e140, kubva pakatanga kuenzana kwemortgage muIndia, zvinodiwa zvekubhadhara chikwereti, sangano remasangano ekukweretesa uye unhu hwemisika yepasi zvakachinja zvikuru. Kudzikamisa maitiro ari kukura ekubiridzira kwe equity mortgage, kuongororwa kwakadzama kweiyi fomu yechibatiso kwave kwakakosha.
usufructuary mortgage
Musi waGumiguru 11, 2021, iyo Real Estate Modification (Zvitupa zveZita) Act 2021 yakatanga kushanda, ichibvisa Zvitupa zveZita (CTs) uye kodzero yekubata (CoRD) control system. Ese maTC aivepo akakanzurwa uye maTC haachazopihwa. MaTC aripo haazodi kuendeswa, uye mvumo yemubati weCDR haizodikanwa, kunyoresa kushanda kana chirongwa. Mazano ese aripo ari pasi peshanduko iyi ari kuongororwa parizvino uye achagadziridzwa kuratidza shanduko idzi. Kuti uwane rumwe ruzivo nezve TC kudzvinyirira, ona
Kukanzurwa kusingakanganisi vese vane zvikwereti kana vanokwereta kunofanirwa kuiswa muhurongwa hwese, kureva mukodhi "G", ine chirevo: "Kugadziriswa kwemondi maererano ne[mortgagor/mortgagee]". Pinda iyo mortgagor seMutengesi yekupinda. Kana yakanyoreswa, isa iyo mortgage sechiito chikuru.
Kukanzurwa kwemumba kunogona kunyoreswa muGeneral Registry kunyangwe zita reTorrens rakapihwa uye mari yembavha pairi yakanzurwa. Bato rekutambira rinogona kurekodha kudzima kudzima iyo General Registry uye kufambisa kutsvaga kunoshanda.
