motokari yekubhadhara karukureta
Kana iwe uchida kunyorera remba, yedu yechikwereti Calculator inokupa iwe pfungwa yakaoma yekuti ingani mukweretesi angakupa zvichienderana nemari yaunowana uye kana iwe ukatenga kubva kune mumwe munhu.
Mabhangi nemasangano ekuvaka anowanzo kupa kakapetwa kana nehafu mari yaunowana pagore neyemunhu waunotenga naye. Izvi zvinoreva kuti kana ukatenga wega uye uchiwana £30.000 pagore, vanogona kukupa kusvika pa£135.000.
Zvisinei, pane zvisizvo. Mamwe mabhanga anopa zvikwereti zvakakura zvembavha kune vanokwereta vane mari yakakwira, madhipoziti akakura, kana kushanda mune mamwe mabasa. Kana uchikodzera, unogona kukwereta kusvika kashanu nehafu mari yaunowana.
Muzviitiko zvakawanda, vanokweretesa vanozo "stress test" chero chirongwa chekubhadhara mari yembavha kuti ive nechokwadi chekuti inogona kumira mubereko wekukwira kwezvikamu zvitatu kubva muzana. Bhanga reEngland riri kufunga kubvisa chinodiwa ichi, kunyangwe shanduko idzi dzisingaite kusvika 2023.
Kana iwe uine yakatarwa-remo remba, kuwedzera kwemhindu hakuzokukanganisa iwe kusvika pakupera kwenguva yako yakatarwa. Asi neinosiyana-siyana yemortgage, mubereko unogona kukwira kana kudzika chero nguva mukati metemu.
Mortgage Calculator
Verenga kuti ingani imba yaunokwanisa kutenga kana ukaita $54.000 pagore necalculator yedu yekukwanisa kutenga imba. Gadzira chirongwa cheamortization chinokupa kupatsanurwa kwekubhadhara kwega kwega pamwedzi, uye pfupiso yemubereko wakazara, wakabhadharwa-mumari uye mubhadharo panguva yekugadziriswa. Iwe une sarudzo yekubatanidza mutero weimba, inishuwarenzi, uye mari yemubatanidzwa wevaridzi vedzimba mukuverenga.
Somutemo wavose, kuti uzive kuti imarii yaunogona kutenga imba, wedzera mari yaunowana gore negore nechikamu che2,5 kusvika ku4. Kana ukaita $54.000 135.000 pagore, unogona kutenga imba iri pakati pe$216.000 XNUMX ne$XNUMX.
Iwe unogona zvakare kushandisa iyo 28% - 36% mutemo kuverenga kuti yakawanda sei iwe yaunogona kubhadhara mwedzi wega wega pachikwereti chako. Mutemo we28% unoti 28% yemari yakawandisa pamwedzi haifanirwe kushandiswa pakubhadhara imba.
Pane zvimwewo zvaungafanira kufunga nezvazvo, zvakaita semutengo wekurarama. Mutengo wekurarama unosiyana kubva mudunhu nenyika; kana ukatenga imba, uchafanira kuderedza zvimwe zvaunoshandisa, sekudya kumaresitorendi here?
kufarira karukureta
Verenga muripo wepamwedzi pa$54.000 yembavha zvichienderana nehuwandu hwechikwereti, mubereko, uye kureba kwechikwereti. Inotora chikwereti chine mubereko wakamisikidzwa, pachinzvimbo chekuchinja, bharumu kana ARM. Bvisa mari yekubhadhara kuti uwane mari yechikwereti.
Ndeipi kubhadhara pamwedzi pachikwereti che $54.000? Zvingani? Ndeipi mibairo? Iyo Calculator inogona kushandiswa kuverenga kubhadharwa kwechero rudzi rwechikwereti, senge real estate, mota uye mota, mudhudhudhu, imba, kubatanidza chikwereti, kadhi rechikwereti kusanganisa, chikwereti chemudzidzi kana chikwereti chebhizinesi. Zvakare rangarira kuisa mune mamwe mitengo yepamba senge inishuwarenzi, mutero, PMI uye zvakajairwa kugadzirisa mari.
Pa54000 imarii remba inobhadharwa? pa-line
Matanho ekutanga ekutenga imba kuve nechokwadi chekuti unokwanisa kutenga chikamu che5% chemutengo wekutenga imba semubhadharo wepasi uye nekutarisa bhajeti rako. Iyi Calculator inotungamira iwe mukati memaitiro ekuona kuti yakawanda sei yaungakwereta. Zadza minda yekupinda uye tinya bhatani rekubhadhara hurongwa kuti uone yakazara amortization hurongwa hwekubhadhara kwako imba.
Kana iwe uri wekutanga mutengi wemba uchitsvaga mutengo wakakodzera wemba muCanada, musika wezvivakwa munzvimbo zhinji dzemumaguta unoramba uchitengwa kuti ugone kudhurika kune avo vanotambira muhoro wepakati kana pamusoro.
Kunyange zvazvo chiverengero chavagari vapasi cheCanada chisina kunyanyokura kupfuura guta rose reTokyo, vanhu vanoda kusvika chikamu chimwe muzvina chemirioni vanotama uye vanoda kutenga dzimba gore negore. Kana tikawedzera kune izvi zvinodiwa kubva kune vagari vemo vanokurira munzvimbo uye vanoda kutenga, mhedzisiro imusika wakasimba.
Kusiyana nemusika weUS, maitiro ehurumende yeCanada kumusika wekukweretesa ndeyekuona kuti vagari vemuCanada vakagadzirira kutenga imba uye vanoziva kuti ichaenderana nemararamiro avo kwenguva refu. Iko kusimbisa pakuita chokwadi chekuti une chivimbo chekutenga usati waita kazhinji zvinoreva kuti vekuCanada vanokwanisa kuita sarudzo dziri nani.
