Ndiani anotumira gwaro remba
Aya mazwi maviri ane hukama hwepedyo, izvo zvinokonzeresa kwakawanda kusagadzikana mutsanangudzo yavo uye zvakare mumusiyano wavo. Kunzwisisa mazwi aya kunogona kukubatsira kufamba zvirinani pakutenga imba.
ProcessKuti unzwisise zviri nani zita uye script, ngationgororei maitiro ayo aya mazwi maviri anoshandiswa. Panguva yekuvhara, "title search" icharairwa. Uku kutsvaga kwezvinyorwa zveveruzhinji zvine chekuita nemuridzi (zita) remudziyo.
Mumiriri wekugadzirisa anozogadzirira magwaro ese uye kuronga kuvhara. Pakati pemagwaro ekuvhara aya pane gwaro rechibvumirano. Pakuvhara, mutengesi anosaina chibvumirano, kuendesa zita uye muridzi weimba yacho. Pamusoro pezvo, mutengi achasaina gwaro idzva nerendi uye chikwereti chekare chichabhadharwa.
Gwaro remba rangu riripi?
Kana vanhu vachitaura nezvekutenga kwezvivakwa, dzimwe nguva vanoshandisa mazwi ekuti "kusaina" uye "kuvhara" zvakasiyana vachireva chiitiko icho vatengi vanosaina magwaro neEscrow. Zvisinei, pane zviitiko zvakawanda zvinoitika pakati pekugadzwa kwemutengi kusaina uye kuvhara chaiko kwekutengeserana kweimba. Ngatitorei chinguva kuongorora maitiro iwayo.
Kana magwaro echikwereti asainwa, mumiriri we escrow anoaendesa kune mukweretesi kuti aongororwe. Kana mukweretesi agutsikana kuti magwaro ese anodiwa akasainwa uye zvese zvakasara zvechikwereti zvazadzikiswa, mukweretesi anozivisa escrow kuti yagadzirira kubvisa mari yechikwereti kuescrow. Pakugashira kuchinjirwa kubva kune mukweretesi, mumiriri we escrow anopihwa mvumo yekutumira magwaro ekutamisa kudunhu kune zvinyorwa zvavo. Nguva yekudzokorora inowanzova 24 kusvika kumaawa makumi mana nemasere.
Kutengeswa kwezvivakwa muHurumende yeWashington kunosanganisira kutamiswa kwevaridzi kunoda kutariswa kwemutero. Mari dzese dzemutero dzakakodzera dzinofanirwa kubhadharwa dunhu risati rabvumira Deed of Title kunyorwa.
Ndichagamuchira riini gwaro rangu mushure mekuvhara?
Chapupu chinofanirwa kunge chiri pamusoro pemakore gumi nemasere ekuzvarwa, chisina hukama, kwete bato kune iyi yemba yemba, uye kwete kugara pachivakwa. Zvichienderana nekuti mukweretesi wako mutsva ndiani, chipangamazano wemortgage anogona kunge asiri chapupu chinogamuchirwa.
Kana gwaro rekutanga remba remba risati rasainwa zvakanaka kana kupupurirwa, kana kuti risina kugashirwa mumamiriro ezvinhu akakodzera, tingada kubuditsazve shanduro itsva yegwaro racho. Ndokumbira utarise kumuenzaniso wauchange wagamuchira, izvo zvichakubatsira kuti upedze gwaro remba remba nemazvo.
Kana iwe uine nzvimbo yekurojesa yakarejeswa, isu hativaite se "vagari" sezvo ivo vachigara munzvimbo iyi pasi pechibvumirano. Kana tichida ruzivo, pachave nechikamu chakasiyana pane chemibvunzo kuti utiudze nezvemaroja ako.
Kana gwaro remba remba rasainwa
Kuvhara paimba ibasa rinonetsa. Kubva pakurongedza zvinhu zvako kuenda kunharaunda uye kuve nechokwadi chekuti mapepa ako ese agadzirira, pane zvakawanda zvekuita. Kuita kuti nzira yekuvhara iwedzere kudzoreka, ipfungwa yakanaka kutora nguva yekunzwisisa magwaro ekuvhara emutengi. Ichi chinyorwa chinokufambisa iwe kuburikidza nemapepa auchasangana nawo kuti iwe ugone kudzivirira chero zvinoshamisa.
Usati wavhara, unofanirwa kupa mukweretesi wako humbowo hweinishuwarenzi yevaridzi vemba. Vanokweretesa vanoda kuve nechokwadi chekuti imba ine inshuwarisi, saka mari yavo inodzivirirwa kana chimwe chinhu chikaitika kumba. Iwe uchada kubata kambani yako yeinishuwarenzi mazuva mashoma usati wavhara kuti uve nechokwadi chekuti vane ruzivo rwakakwana pamusha uye vanogona kupa humbowo hweinishuwarenzi kune anokweretesa.
Chirevo chekuvhara chinotsanangura mazwi ese echikwereti, saka iwe unonyatsoziva zvauchagamuchira kana iwe ukasaina chikwereti. Nemutemo, vatengi vepamba vanofanirwa kugashira kopi yeKuvhara Kuziviswa kwemazuva matatu vasati vavhara.
