Ndinogona here kuwana mortgage Calculator?
Vanokweretesa vanotarisisa zvinhu zvakati wandei paunonyorera remba kuti uongorore kugona kwako kubhadhara chikwereti. Nzvimbo dzakakosha dzakatariswa mari uye nhoroondo yebasa, kiredhiti kiredhiti, chikwereti-kune-income ratio, midziyo, uye rudzi rwechivakwa chiri kutengwa.
Chimwe chezvinhu zvekutanga vanokweretesa vemortgage vanotarisa paunonyorera chikwereti imari yako. Hapana mari yakatarwa yaunofanira kuwana gore negore kuti utenge imba. Nekudaro, mukweretesi wemondgage anofanirwa kuziva kuti une mari yakadzikama yekubhadhara chikwereti.
Chibodzwa chako chechikwereti chine basa rakakosha mukugona kwako kuwana imba yemba. Chikwereti chepamusoro chinoudza vanokweretesa kuti unobhadhara nenguva uye kuti hauna nhoroondo yekukweretesa zvakanyanya. Chikwereti chakaderera chinoita kuti uve mukwereti we riskier nekuti zvinoratidza kune vanokweretesa kuti unogona kunge uine nhoroondo yekusabata mari yako zvisizvo.
Chikwereti chepamusoro chinogona kukupa iwe kuwana kune dzimwe sarudzo dzemukweretesi uye yakaderera mubereko. Kana uine zvibodzwa zvakaderera, ipfungwa yakanaka kuedza kuwedzera chikwereti chako kwemwedzi mishoma usati wanyorera chikwereti.
Ndinokwanisa here kuwana imba yemba semunhu anozvishandira?
Isu tiri yakazvimirira, ad-inotsigirwa kuenzanisa sevhisi. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kutsikisa zvekutanga uye zvemukati zvine chinangwa, uye nekukubvumidza kuti utsvage uye uenzanise ruzivo mahara, kuti ugone kuita sarudzo dzemari uine chivimbo.
Izvo zvinopihwa zvinoonekwa pane ino saiti zvinobva kumakambani anotiripa. Muripo uyu unogona kukanganisa kuti zvigadzirwa zvinoonekwa sei uye kupi pane ino saiti, kusanganisira, semuenzaniso, kurongeka kwazvinogona kuoneka mukati mezvikamu zverondedzero. Asi muripo uyu haukonzeri ruzivo rwatinoburitsa, kana wongororo yaunoona pane ino saiti. Isu hatisanganisire zvakasikwa zvemakambani kana zvipo zvemari zvinogona kuwanikwa kwauri.
Isu tiri yakazvimiririra, inotsigirwa nekushambadzira sevhisi yekuenzanisa. Chinangwa chedu ndechekukubatsira kuita sarudzo dzemari dzine hungwaru nekupa maturusi ekudyidzana uye macalculator emari, kuburitsa zvepakutanga uye zvine chinangwa, uye nekukubvumidza iwe kuita tsvagiridzo uye kuenzanisa ruzivo rwemahara, kuti iwe ugone kuita sarudzo dzemari nechivimbo.
Chii chinokutadzisa kuwana rendi
Tinogashira muripo kubva kune vamwe vatinoshanda navo vane zvavanopihwa papeji rino. Hatina kuongorora zvese zviripo kana zvinopihwa. Muripo unogona kupesvedzera marongero anoitwa zvinopihwa papeji, asi maonero edu ezvekunyora nemaratidzo haakonzerwi nemuripo.
Zvizhinji kana zvese zvigadzirwa zvinoratidzwa pano zvinobva kune vatinoshanda navo vanotibhadhara komisheni. Aya ndiwo maitiro atinoita mari. Asi kuvimbika kwedu kwekunyora kunovimbisa kuti maonero enyanzvi dzedu haasi kukanganiswa nemuripo. Mitemo inogona kushanda kune zvinopihwa zvinoonekwa pane ino peji.
Kana iwe uchifunga kuti ikozvino inguva yakanaka yekutenga imba, pane mukana wakanaka wekuti uchada imba yemba. Zvikwereti zvinogona kubva kumabhanga, masangano ezvikwereti kana mamwe masangano emari, asi chero mukweretesi anenge achida kuona kuti wazadzisa zvinodiwa zvinodiwa usati wakupa mari yekutenga imba. mukweretesi kune mumwe, uye zvakare mutsauko unoenderana nerudzi rwemortgage yakawanikwa. Semuenzaniso, Veterans Administration (VA) uye Federal Housing Administration (FHA) inovimbisa zvikwereti kune vanokwanisa kukwereta. Izvi zvinoreva kuti hurumende inochengetedza chikwereti, kuitira kuti mukweretesi asatarisana nekurasikirwa nemari uye anoda kukweretesa kune vanokwereta vane njodzi.Zvizhinji, zvisinei, iwe unozofanirwa kuzadzisa zvimwe zvinodiwa kune chero mukweretesi. kuwana mvumo yechikwereti. Izvi ndizvo zvimwe zvezvinhu zvakakosha zvinotaridza kuti mukweretesi achakupa imba yemba.
Ndingawana here imba yemba pazera re60?
Kana iwe ukashanyira chero webhusaiti yechikwereti chemba, uchaona mifananidzo yemhuri dzinonyemwerera uye dzimba dzakanaka dzinoperekedzwa nemavara anoita kuti zviite sevanokweretesa vakamirira kuti vakubatsire kuwana chikwereti chakakunakira, chero mamiriro ako ezvinhu.
Muchokwadi, kukweretesa mari yakawanda kudaro ibhizinesi rine njodzi kumabhangi. Mune mamwe mazwi, mabhangi haasi kuzokukweretesa mazana ezviuru zvemadhora kunze kwekunge aine chokwadi chekuti unogona kuvabhadhara nenguva.
Kana mari yaunowana isina kukwira kuti ukwanise kukwereta chikwereti chauri kukumbira, co-signer anogona kubatsira. A co-signer anokubatsira nekuti mari yako inosanganisirwa muhuwandu hwekugona kuverenga. Kunyange kana munhu wacho asingagare newe uye achingokubatsira kubhadhara pamwedzi, mari yemumwe munhu anosaina ichaonekwa nebhangi. Ehe, chinhu chakakosha kuve nechokwadi chekuti wako-saina ane nhoroondo yakanaka yebasa, mari yakagadzikana, uye chikwereti chakanaka.
Ehe, haufanirwe kushandisa cosigner kuti uwane mvumo kana iwe usina mari yakakwana yekubhadhara imba nenguva. Nekudaro, kana mari yako yakagadzikana uye uine nhoroondo yakasimba yebasa, asi iwe hausati wawana mari yakakwana yekutenga imba yemba, cosigner anogona kubatsira.
