Mudzimai mumwe chete pachikwereti asi zvese zviri pazita rekurambana
Kune vamwe vanhu, iri ndiro zuva ravakafamba. Kune vamwe, izuva iro vaviri vakaroorana vakabvumirana kuti muchato wavo wapera, uye vakaronga kurambana. Kazhinji, kubva pazuva iroro zvichienda mberi, izvo zvaunowana iwe kana mumwe wako kana zvikwereti zvaunotora hazvisisiri zvenharaunda.
Unogona kunge uine midziyo yenharaunda yakawanda kupfuura yaunofunga. Vanhu vazhinji havafungi nezvezvirongwa zvekurega basa kana penjeni. Iwe unekodzero yechikamu chemari muurongwa ihwohwo kana wakaiwana mukati mewanano yenyu.
Muroora mumwe chete pachikwereti asi vese vari pazita
Kana maroorana, munobvuma kugoverana zvinhu nemumwe wako nekuti makaroorana. Zvisinei, pane zvinhu zvaungave nazvo usati waroora kana kuroorwa zvinogona kuramba zviri zvako woga, kureva kuti, zvinoonekwa se "zvinhu zvakaparadzana." Kune zvakare midziyo yaungatore mushure mewanano yako iyo inogona kuverengerwa semidziyo yakaparadzana muchiitiko chekurambana kana kufa. Kana iwe uine waunofambidzana naye, mitemo inogonawo kunge yakasiyana zvishoma. Funga kushanda nemupi wezano wezvemari kugadzira kana kugadzirisa hurongwa hwemari hunoenderana nezvido zvako.
Pfuma yakaparadzana, inonziwo pfuma isiri yewanano, zvinhu zvese, zvechokwadi kana zvemunhu, zvakatorwa musati maroorana, panguva yewanano kuburikidza nenhaka kana chipo, panguva yewanano kuburikidza nemari yemidziyo yakasiyana, uye mushure mekurambana. Kana iwe uine pfuma yakaparadzana inoburitsa mari, mari yacho inoonekwawo sechinhu chakaparadzana. Pfuma yakaparadzana haifaniri kugovaniswa pakati pevakaroorana kana vakarambana kana kuti mumwe wavo afa.
Panyaya yekudyidzana kwemumba, kana vakaroorana vakanyoreswa mudzimba, midziyo inongoonekwa seyakasiyana kana yakatorwa isati yanyoreswa kana kubhadharwa zvizere nemari yakawanikwa isati yanyoreswa. Vadyidzani vemumba vanogonawo kusanganisira runyorwa rwezvinhu zvavo zvakasiyana nechibvumirano chekudyidzana mudzimba.
Tsanangudzo yenharaunda real estate
Pasi pemutemo weTexas, zvese midziyo uye mihoro yevaviri vakaroorana yakawanikwa panguva yemuchato inoonekwa senharaunda yenharaunda (yakabatana midziyo yevakaroora). Hazvina mhosva kuti mari yaibhadharwa ndiani kana zita raani, kondirakiti, account kana chitsidzo chevimbiso, chero chakawanikwa pakati pezuva remuchato nemusi wekurambana uye chaive chisiri chipo, nhaka kana kugadzirisa kukuvara kwemunhu.
Chinhu chipi nechipi chinowanwa mukati mewanano ipfuma yenharaunda kunze kwekunge mumwe mukwanyina achigona kuratidza (kana kuti vakaroorana vanobvumirana) kuti ipfuma yakaparadzana. Separate property (Separate property) imidziyo inenge yave nayo musati maroorana, kana kuti midziyo yakawanikwa panguva yewanano sechipo, nenhaka, kana sechikamu chekugadzirisa kukuvara kwemunhu.
Reimbursement: Imba kana mota yakatengwa musati maroorana imidziyo yakasiyana. Asi kana mari yemba kana yemotokari yenzvimbo yakaparadzana yakaitwa nemari yenzanga pashure peroorano, mukwanyina asiri mwene wake anogona kutsvaka kudzorerwa kwemari yakashandiswa kubhadhara pfuma yakaparadzana yomumwe mukwanyina.
Sei asina kukwereta achifanira kusaina imba yemba?
Wanano mubatanidzwa; inobatanidza hupenyu hwevanhu vaviri, zviitiko zvavo uye, mune dzimwe nyika, midziyo yavo. Kunyangwe zvichisiyana, nyika idzi dzine mitemo yemidziyo yenharaunda inoda kuti vakaroorana vagovane varidzi vezvinhu zvakaita semari uye kurasikirwa sechikwereti. Hezvino izvo zvaunoda kuziva kana uchigara munharaunda yenzvimbo yenharaunda:
Community Property mutemo unoshandiswa nedzimwe nyika kuratidza muridzi wemidziyo inenge yawanikwa pakuroorana. Naizvozvo, mumatunhu umo uyu uri mutemo, vakaroora vane yakaenzana uye yakabatana muridzi wemidziyo yakadai semari, midziyo, uye kunyange chikwereti.
Mitemo yemidziyo yenharaunda inongobata midziyo inotengwa kana kuwanikwa muwanano yese. Semuenzaniso, kana mukwanyina akashandisa mari yake yega kutenga mota, vaviri vakaroorana vanoramba vaine mota iyoyo zvakaenzana. Zvisinei, izvi zvinongowedzera kune kutenga kunoitwa panguva yemuchato.
Mitemo yemidziyo yenharaunda inongotambanudzira kumidziyo yakawanikwa pakati pekutanga kusvika pakupera kwewanano. Pfuma yakatorwa muchato usati watanga kana kuti mushure mokuparara kwayo inonzi pfuma yakaparadzana. Aya marudzi emidziyo ndeemuridzi wekutanga chete uye anogona kusanganisira:
