Nekondirakiti yenguva pfupi, unondipa chikwereti here?

Kuenderera mberi Kwebasa Mortgage

FHA nhungamiro yechikwereti inotaura kuti nhoroondo yekutanga munzvimbo yazvino haidiwe. Nekudaro, mukweretesi anofanira kunyora makore maviri ekutanga basa, dzidzo, kana basa rechiuto, uye kutsanangura chero mapundu.

Munyoreri anofanira kungonyora nhoroondo yebasa yemakore maviri apfuura. Hapana dambudziko kana mukweretesi akachinja basa. Nekudaro, munyoreri anofanira kutsanangura chero mapundu kana shanduko dzakakosha.

Zvekare, kana iyi yekuwedzera mubhadharo ikadzikira nekufamba kwenguva, mukweretesi anogona kuibvisa, achifunga kuti mari yacho haigare mamwe makore matatu. Uye pasina nhoroondo yemakore maviri yekubhadhara nguva yakawandisa, mukweretesi anogona kunge asingakubvumidze kuti uzvitore pane yako yekutenga imba.

Pane zvisizvo. Semuenzaniso, kana uchishandira kambani imwe chete, ita basa rimwe chete, uye uine mari yakafanana kana iri nani, shanduko yemubhadharo wako kubva pamuhoro kuenda kune yakazara kana chidimbu komisheni inogona kusakukuvadza.

Nhasi hazvishamisi kuti vashandi varambe vachishandira kambani imwe chete uye kuva "consultants", ndiko kuti, vanozvishandira asi vanowana mari yakafanana kana yakawanda. Vanyoreri ava vanogona kunge vachitenderedza mutemo wemakore maviri.

Unoda basa rechigarire here kuti uwane rendi?

Kutora chikwereti cheimba idanho rakakosha kune vakawanda vakuru muUK. Kana ukangotanga kutarisa mamortgages aripo paimba yako yezviroto kuti ugone kupinda mukati motanga mhuri, unoziva kuti watokura. Asi pane zvakawanda zvisirizvo pamusoro pemaitiro ekunyorera remba uye zvazvinobatanidza. Vanhu vazhinji havanyatso nzwisisa kuti mari yembavha inosanganisirei kusvikira vatanga kushandisa. Mibvunzo yakadai seyokuti "ndingawana mbavha nekondirakiti yekuzvara?" zviri mupfungwa dzevanhu vakawanda, uye hazvisi pachena nguva dzose kwekuwana mhinduro yakarurama.

Asati chero mukweretesi abvuma kukukweretesa mari, ivo vachada kuve nechokwadi chekuti unokwanisa kubhadhara chikwereti. Izvi zvinoreva kuratidza kuti une mari yakadzikama uye kuti unogona kuratidza kuti unokwanisa kutenga zvikamu zvemwedzi nemwedzi panguva yechikwereti chemba. Kune vanokwereta vane mabasa enguva yakazara anobhadharwa, izvi zviri nyore kuratidza; Kune chikamu chikuru, mubhadharo uye mamiriro ekushanda anoudza vanokweretesa zvavanoda kuziva. Zvisinei, zvakakosha kuyeuka kuti mari inoshandiswawo chinhu chakakosha. Mushure mezvose, mumwe munhu anowana £ 50.000 pagore asi anoshandisa £ 49.000 pamararamiro avo achange ari mumatambudziko.

Agency Worker Chikwereti

Ndine kondirakiti yebasa yenguva yakazara isingagumi. Mumwe wangu anopedza kosi yake kuyunivhesiti muna Chikunguru 2021, asi achapihwa basa asati apedza kosi yake. Basa iroro ringangotanga muna Nyamavhuvhu 2021. Dzimwe nguva izvi zvinopihwa basa zvibvumirano zvenguva pfupi zvegore 1, chimwe chinhu senge nguva yekuyedza. Mubvunzo wangu ndewekuti: unofanirwa kuve wanga uri pabasa kwenguva yakati kuti ukwanise kuwana basa mortgage? Kana kuti basa rakapfava uye muhoro wakakwana here? Kana zvakadaro, zvine basa here kuti basa racho “nderenguva pfupi”? Tinoda kuti zvinhu zvifambe nekukurumidza, sezvo tinenge tave pachinzvimbo chekutenga nePaseka gore rinouya.TIA6 CommentsShareSaveReport100% UpvotedLog in or rejista kuti usiye mhinduro.

Unogona here kuwana chikwereti nebasa remwaka?

Chimwe chezvinhu zvikuru zvinotariswa nevateresi vemortgage pavanenge vachiita sarudzo yechikwereti kugona. Nepo iwe uchikwanisa kubhadhara imba yako yemba ikozvino, uchakwanisa kuibhadhara zvakare mune ramangwana? Ichi ndicho chimwe chezvikonzero zvikuru nei vashandi vari pazvibvumirano zvenguva pfupi vachinetseka kuwana imba yemba.

Kana iwe parizvino uine kondirakiti yenguva pfupi, unogona kunge uchinetseka kana uchizokwanisa kuwana pekugara. Mhinduro iri nyore ndeyokuti hapana mhinduro iri nyore. Nepo vamwe vanokweretesa vasingatarise chimiro chako chebasa, vamwe vanozviona semhinganidzo.

Wese mukweretesi akasiyana, saka zvakakosha kuti utengese usati waita sarudzo yekupedzisira. Kungoti mumwe mukweretesi akakurambira hazvireve kuti munhu wese anozviita. Kana iwe usina chokwadi, iwe unogona kudzidza zvakawanda nezve ejensi mushandi uye yenguva pfupi chibvumirano remba paNiche Mortgage Info.

Kunyangwe iwe uine kondirakiti yenguva pfupi, kana iwe uchigona kuratidza nhoroondo yekuvandudza kondirakiti, unogona kukwanisa kuwana rendi nemukweretesi akasarudzika. Ivo vanozoda kuona nhoroondo yemari yakagadzikana uye humbowo hwekuti hauna kumbozorora basa mumakore achangopfuura. Kana iwe uchikwanisa kupa humbowo uhu, iwe unofanirwa kukwanisa kuwana rendi semumwe munhu wese.