Santander mortgage Calculator
Kana iwe wakaita sevanhu vazhinji, kubhadhara chikwereti chako uye kupinda pamudyandigere-pasina chikwereti kunonzwika kunonakidza. Kubudirira kwakakosha uye zvinoreva kupera kwemari yakakosha yepamwedzi. Nekudaro, kune vamwe varidzi vemba, mamiriro avo emari nezvinangwa zvingada kuchengetedza imba yemba asi zvimwe zvinotanga kutariswa.
Zvakanaka, iwe waizozadzisa chinangwa chako kuburikidza nekubhadhara nguva dzose. Zvisinei, kana uchida kushandisa mari kubhadhara chikwereti chako chemba, edza kutanga watanga kupinda mumaakaundi anotererwa panzvimbo pekuchengetedza mari yemudyandigere. "Kana ukabvisa mari kubva ku401 (k) kana IRA usati wava nemakore 59½, iwe unogona kubhadhara mutero wenguva dzose - pamwe nechirango - icho chichabvisa zvakanyanya kuchengetedza chero mubereko pane chikwereti," anodaro Rob.
Kana chikwereti chako chisina chirango chekubhadhara kare, imwe nzira yekubhadhara yakazara ndeyekuderedza mukuru wechikoro. Kuti uite izvi, unogona kuita imwe principal pay mwedzi wega wega kana kutumira chikamu chemari. Iri zano rinogona kuchengetedza huwandu hwakakura hwekufarira uye kupfupisa hupenyu hwechikwereti uchichengetedza kusiyanisa uye liquidity. Asi dzivisa kunyanyoita hasha pamusoro pazvo, kutyira kuti ungakanganisira kumwe kuchengeta kwako nokushandisa zvinokosha.
Bbva mortgage kune vasiri vagari
Kopi yakanyoreswa yemortgage kana trust gwaro rauri kukumbira kuburitswa. Iyo kopi inofanirwa kuve inonyoreka uye inoratidza zvakajeka ruzivo rwekunyoresa. Gwaro iri rinogona kuwanikwa kubva kuPublic Records
Kopi yekutsvagisa zita richangoburwa kana zita rekuzvipira kana pfungwa yegweta pane nzvimbo yauri kukumbira kusunungurwa. Izvi zvinonyanya kukosha muzviitiko apo magwaro emortgage ari emhando yakashata kana yakaoma kuwana.
Humbowo hwekuti chikwereti chakabhadharwa chose. Humbowo hwekubhadhara hungasanganisira zvinhu zvakaita sekopi ye "PAID" promissory note, settlement statement, makopi emubhadharo, kana chero mamwe mapepa anoratidza kubhadhara. Izvi zvinofanira
Kopi yakanyoreswa yeMortgage kana Deed of Trust gwaro rauri kukumbira basa. Iyo kopi inofanirwa kuve inonyoreka uye inoratidza zvakajeka ruzivo rwekunyoresa. Gwaro iri rinogona kuwanikwa kubva kuPublic Records
Kopi yeongororo yenguva ichangoburwa, kuzvipira kwezita, kana pfungwa yegweta pamusoro penzvimbo yauri kukumbira kuburitswa inonyora kuputswa kwetani yezita. Izvi zvinonyanya kukosha mune zviitiko apo iyo mortgage
Mortgage Calculator muSpain
Isu tinopa huwandu hwakasiyana hwemhando dzezvikwereti kana zvikwereti kuitira kuti iwe uwane iyo inonyatsoenderana nezvauri kutsvaga. Nezvikwereti zvedu unogona kutanga chero chirongwa kana hope dzaunofunga. Unogona kubhadhara zvikwereti kubva ku3.000 euros kusvika kumakore masere.
Chikwereti chebhangi chemunhu ibasa umo sangano rezvemari rinoita imwe mari (yakambotangwa) kuwanikwa kune mutengi kuburikidza nechibvumirano, nekuda kwekuti mutengi ane chisungo chekudzorera mari mukati meimwe nguva. Mamwe mashoko
Iyo TIN (Nominal Interest Rate) ndiyo inobhadharwa kubhanga kuti iwane chikwereti. Iyo APR (Annual Equivalent Rate) inoratidza mutengo wechigadzirwa chemari uye inosanganisira zvese mubereko uye dzakasiyana siyana dzakabatanidzwa mari nemakomisheni.
Ehe, unogona kudzorera chikamu kana chikwereti chako chese nguva isati yapera yakatsanangurwa muchikumbiro. Nezveizvi, iwe uchafanirwa kubhadhara prepayment komisheni ye0,50% yemukuru asara kana paine isingasviki mwedzi gumi nemiviri yasara kubhadhara chikwereti, kana 12% kana kwasara mwedzi inopfuura gumi nemiviri.
Pane munhu akadzoserwa mari yebbva mortgage? 2021
Nechikwereti chakamisikidzwa, mubereko wakafanana unoshandiswa muhupenyu hwese hwechikwereti. Izvi zvinoreva kuti kusawirirana kunogara kwakafanana: haawedzere kana kuderera. Nenzira iyi, mutengi anofanoziva mari inobhadharwa, iyo inodzivirira kushamisika kunobva pakuwedzera muEuribor (kana imwe mhando yereferensi iyo chikwereti chakavakirwa). Mamwe mashoko
Hongu, iwe unogona kubhadhara chikamu chayo pamberi (pashoma 300 euros) kana kuibhadhara yakazara. Pamusoro pemari yaunoda kudzorera, iwe uchafanirwa kubhadhara mubereko uye mari semuripo weiyo yese kana chikamu chekubhadhara kwekutanga kwakaenzana nekurasikirwa kwemari uko Bhangi rinogona kutambura, uye zvinogona kuva:
Kana uine inshuwarisi yeamortization uye uchibhadhara chikwereti zvizere, inishuwarenzi yako inomira. Kana iwe wakabhadhara inishuwarenzi yako kwenguva yakareba kupfuura chikwereti chako, mutsauko uchadzoserwa kwauri.
Iyo TIN (Nominal Interest Rate) ndiyo yaunobhadhara kubhanga uchichinjana kuti uwane chikwereti. Iyo TIN inowanzova yakaderera pane APR uye haibatsiri pakuenzanisa mitengo yezvikwereti zvakasiyana, sezvo ichingosanganisira mubereko uye kwete mari yese yekuvhiya.
