Ndeipi mari yembavha yandinogona kuwana ye-£ 500 pamwedzi?
Iwe uchangosvika kuGermany uye unoda kuvhura account yekubhangi? Uku kufananidza kwebhangi reGerman kuchakubatsira iwe kuwana yakanakisa yeGerman bank account. Vazhinji vavo vakasununguka zvachose. Kune vamwe vavo unoda mari shoma yeimwe mari pamwedzi. Uye chikamu chakanakisa ndechekuti mazhinji emaakaundi ekubhangi anoratidzwa muchinyorwa chino anouya nekubhengi yepamhepo muChirungu zvakare, achiaita akanakira expats kana vadzidzi vachangosvika kuGermany.Pazasi unogona kuwana pfupiso ye3 best accounts German. maakaundi ekubhangi, achiteverwa neyakadzama yeakaundi yebhangi yeGerman yakanakisa nemabhengi epamhepo muChirungu uye maakaundi ekubhengi ane online banking chete muchiGerman. Kana iwe uchida rubatsiro kuvhura account yekubhangi, chaunofanirwa kuita kusiya mhinduro kana kutitumira meseji kuburikidza nefomu rekubata.
Nuri ndomumwe wevatambi vatsva pamusika weGerman bank account. Ivo vanopa yemahara bank account isina mari yemwedzi kana yegore uye Visa debit kadhi inosanganisirwa. Nekadhi iwe unogona kubvisa mari yemahara kumaATM pasirese uye hapana muripo wekutengesa kune dzimwe nyika. Uyezve, Nuri nderimwe remabhangi ekutanga muGermany kupa vatengi varo cryptocurrency kutengeserana (unogona kutenga nekutengesa Bitcoin neEthereum). App yavo yekubhengi inowanikwa muChirungu neGerman uye unogona kuvhura account kubva pa smartphone yako mumaminetsi mashanu uye simbisa chitupa chako kuburikidza neVhidhiyoIdent. Zvinoenda pasina kutaura kuti mari yako, hongu, yakachengeteka naNuri, sezvo maEuro madhipoziti anosvika zviuru zana ari inishuwarenzi. Nepo mamwe (echinyakare) mabhangi ari kurasa maakaundi avo emahara ekubhangi, Nuri anopa yakakura bank account zvachose pasina muripo. Kune akawanda expats pasina kupokana ndiyo yakanakisa yeGerman bank account.
Ndeipi chikwereti chandingawana che1.500 pamwedzi
Yese Mubereko pa500.000 Mortgage Pachikwereti chemakore makumi matatu chine 30% yakatarwa mutengo, unobhadhara $4 mubereko pamusoro pehupenyu hwechikwereti. Kana ukasarudza kutenga chikwereti chemakore gumi nemashanu, uchabhadhara $359.346,40 mubereko pamusoro pehupenyu hwechikwereti, kana hafu yemhindu yaunobhadhara pachikwereti chemakore makumi matatu. rudzi, kuwanikwa kwenyika, uye kiredhiti mamakisi. Sarudza Maonero eMatare kuti upe mukweretesi zvinhu zvakakosha uye ruzivo rwemari yemitengo yakasarudzika.15 - 165.719,10 ye30
Isu tinogadziridza data redu nguva nenguva, asi ruzivo runogona kuchinja pakati pezvigadziriso. Ndokumbira usimbise ruzivo nemupi waunofarira usati waita sarudzo.Dzidza maitiro atinochengetedza chokwadi panzvimbo yedu.Vhara
Mortgage yangu yepamwedzi ingave yakawanda sei?
Kutenga imba nechikwereti kazhinji ndiko kunonyanya kukosha kwekudyara vanhu vazhinji vanoita. Mari yaunokwanisa kukwereta inobva pane zvakati wandei, kwete kungoti imarii bhengi rinoda kukukweretesa. Iwe unofanirwa kuongorora kwete chete mari yako, asiwo zvaunoda uye zvaunokoshesa.
Kazhinji, vangangove varidzi vedzimba vanogona kuwana mari yekubhadhara imba nechikwereti pakati pekaviri nekaviri nehafu mari yavanotambira pagore. Maererano nefomula iyi, munhu anotambira $100.000 200.000 pagore anokwanisa chete kutenga imba yemba ye$250.000 XNUMX kusvika $XNUMX XNUMX. Nekudaro, iyi kuverenga ingori gwara rekutungamira.
Pakupedzisira, kana uchifunga nezve chivakwa, zvimwe zvakati wandei zvinoda kutariswa. Kutanga, zvinobatsira kuziva izvo mukweretesi anofunga kuti unokwanisa kutenga (uye kuti vakasvika sei pakufungidzirwa ikoko). Chechipiri, iwe unofanirwa kuita imwe yekuongorora iwe pachako uye nekuona kuti ndeipi mhando yeimba yaunoda kugara mairi kana ukaronga kuzviita kwenguva yakareba uye ndeapi mamwe marudzi ekushandisa aunoda kusiya - kana kusa- kugara mairi. imba yako.
Ndeipi mari yembavha yandinogona kuwana ye£700 pamwedzi
Kunyangwe iwe uri kutamira kuGermany kwemwedzi mitanhatu kana makore gumi, iwe uchafanirwa kuwana nzvimbo yekudaidza kumba. Mutengo wemba unosiyana zvakanyanya zvichienderana nenzvimbo uye kuti unoda kuva neimba yako wega here kana kuti unoda kuigovana nevamwe. Asi kana uchienzaniswa nenyika zhinji dzeEurope, unogona kuve nechokwadi chekuti mitengo yekurenda yakachipa muGermany.
Pane kazhinji misiyano yakakura mumitengo yekurenda mumaguta akasiyana eGermany, ayo atichaongorora muchinyorwa chino pamwe chete nemitengo yekugara kwevadzidzi, kugara pamwe chete, penjeni uye avhareji mitengo yekurenda kuGermany.
Kurenda furati muGermany kunogona kubva pa500 kusvika pa2.000 €, zvichienderana nekukura nenzvimbo yemba yacho. Iwe zvakare unofanirwa kufungisisa kusvika kumwedzi mitatu yerendi (yakabhadharwa kare) uye chekuchengetedza dhipoziti (Kaution).
Sezvatichaona, mutengo unosiyana kubva kune rimwe guta kuenda kune rimwe. Avo vanoedza kuverenga mari yekugara mufurati vanofanira kufunga nezvezvikwereti, pamwe chete nerendi, uye kunyange fenicha itsva, semafurati akawanda muGermany akasara asina kugadzirwa; hazvina kujairika kwavari kusatombosanganisira nzvimbo dzekicheni kana zvigadziriso.
